DATE 04.09.

2018
#VALUE! BRANCH KURUNGULAM
LOAN NUMBER 060003
SB NUMBER
CUST ID
NAME srinivasan s
FATHER NAME S/o Kaliyamoorthy
DOOR NAME 4/670 Udaiyar Theru
STREET Thangappaudaiyanpatti
CITY Kurungulam Melpathi
DISTRICT THANJAVUR DT
PINCODE 613303
PHONE 7639153072
LOAN AMOUNT 3,00,000
SPREAD 1.60
BASE RATE 8.65 10.25
REPAY PERIOD 48
START DATE 4
MONTH Oct
YEAR 2018
Margin 20
DISTANCE FROM 2
BRANCH
AGE AND DOB 22.06.1983
DATE OF
INSPECTION 25.02.2018
Int Payable Monthly

SECOND LINE CERTIFICATE

OFFICER SRINIVASAN S
ROLL NO 54532
DESIGNATION Asst Manager
LOAN TYPE SL MUDRA

GUARNTOR NAME Kaliyarasu

FATHER NAME S/o Thangasamy
ADDRESS 4/58 Udaiyar Theru Thangappaudaiyanpatti

PAN ARBPM3723C
AADHAR 5.80E+11
OFFICE ADDRESS
NAME Kamelesh Maligai
ADDRESS 1 C/o K Manikan dan 4/670 Udaiyar Street
ADDRESS 2 Thangappaudiyanpatti
CITY Kurungulam Melpathi
DISTRICT Thanjavur
PINCODE 613303
PURPOSE Retail Malligai Shop
INCOME/MONTH 30000
INCOME/YEAR 360000
REPAYMENT STARTS 04.10.2018

10
2018
Income Per year 360000
Margin 20
Monthly Income 30000
Shop Rent Nil
Labour Salary Nil
Other expense 5000
Savings 10000
Remaining 15000
Repayement Srats
from 04.09.2018
 Branch Applicant Father
Date Branch Sb Number Cust Id Address 1 Addresss Address 3
Code name Name 2

04.09.2018KURUNGUL 0 0 0 srinivasan S/o Kaliya 4/670 UdaiThangappaudaiyanpat

 Commnec
Constituti Premises Mobile enment reg Firm If So Reg
City District Pincode State on Number of or not Number
bussiness

THANJAVU THANJAVU 613303 0 ARBPM372 5.8E+11 7639153072 0 Kamelesh MC/o K Mani

Premises Address 2 Address 3 City Ac.Qualif
District Pincode DOB Age Sex
Address 1 cation

ThangappauKurungulamThanjavur 613303 Retail Mall 30000 22.06.1983 0 360000 04.10.2018

Experienc Banking Income Monthly Shop Rent Labour Other
e in Pan Aadhar Margin
Since Per year Income Salary expense
Business

0 4 10 2018 360000 20 30000 Nil Nil 5000

 Remainin
Savings g
loan Repayme
Amount EMI Months mclr spread total int nt Starts DAY
10000 15000 3,00,000 7645 48 8.65 1.60 10.25 04.09.2018 4
MONTH YEAR
0 2018
 EMI FORMULA CALCULATION Base Rate 8.65

PRINCIPAL 300000 Enter amount Spread 1.60

RATE OF INT 10.25 Enter Rate Rate of Int 10.25

NO OF MONTHS 48 Enter No of months

EMI 7645 Here is your EMI !

7644
 Annexure 1

REVISED DEMAND PROMISSORY NOTE (LINKED TO MCLR)

Rs.3,00,000 Place : KURUNGULAM

Date : 04.09.2018

#VALUE!

Re.1/-
Revenue
Stamp

In case of discrepancy between the English version and translated version in other
languages,English version shall prevail

In Case of Discrepancy in the interest rate between this DPN and hupotecation agreement for the
same loan /credit facility ,interest rate mentioned herin shall Prevail.

Revised 14-A-Linked to MCLR

 ANNEXURE III

CREDIT SANCTION ADVICE (F-568 - REVISED)

Indian Overseas Bank Date: 04.09.2018

KURUNGULAM Branch Place Kurungulam

To

Ms./Mr. srinivasan s
S/o Kaliyamoorthy
4/670 Udaiyar Theru Thangappaudaiyanpatti
Kurungulam Melpathi

Sir(s),
CREDIT SANCTION ADVICE
1. We refer to your loan application dated 04.09.2018 We also refer to the related correspondence and
discussions seeking clarifcations on various points raised by you / us and the consensus of the terms and
conditions and the credit facilities arrived.
We have pleasure in advising sanction of credit facilities as appended to this communication on terms and
conditions stipulated thereon.
As and when you avail the said credit facilities, renewal of the limits at our option is due (i) at the end of
twelve months from the date of this communication or (ii) from the date of our leter, if any, advising
revalidation of this sanction.
Please note that:
2.a. bank reserves its right to amend, alter the terms and conditions or withdraw all or any of the credit
limits sanctioned at any time at its discretion without assigning any reasons whatsoever.

2.b. the limits shall not be operative until specifed documents are executed both by loanee /s and
guarantor/s and terms and conditions of sanction are complied with as per the requirements of Sanctioning
Authority / disbursing branch (es).

2.c. the credit facility should be utilised for the specifc purpose for which the same has been sanctioned
and if the bank has reason to believe that you have violated, or apprehends that you are about to violate
the said conditions, the Bank shall have the option to exercise its right to recall the entire loan or any part
there of at once, in addition to its right to withdraw the undrawn limits not withstanding anything contrary
contained in this Sanction Advice. It is affirmed that this right is without prejudice to the Bank’s right to
demand the Loan amount for violation of other terms and conditions of the sanction and / or the terms
reflected in the loan / security documents to be executed by you.

2.d. the referred credit facility is extended to you solely at the Bank’s discretion. In addition to what is
stated in para 2.c., the Bank reserves the right to withdraw partially / wholly or regulate such credit facility
on the occurrence of any one or all of the following events :
F 568

2.d.1. your non-compliance with terms and conditions of sanction

2.d.2. indulging in drawings beyond sanctioned limits.
2.d.3. issuing cheques for purposes other than specifcally agreed.
2.d.4. indulging in large cash withdrawals not commensurate with the requirements estimated.
2.d.5. indulging in activities with are detrimental to the image / interest of the Bank viz., acts that are
unlawful, malafde etc.

2.e. In terms of directives in force now or as may be modifed from time to time default in repayment of
instalments and / or servicing of interest for a notifed period, automatically results in categorisation of all
your borrowal accounts as Non Performing Asset (NPA). Such categorisation renders you ineligible from
seeking.
2.e.1. additional / adhoc credit facilities (Fund based and / or Non- fund based).
2.e.2. waiver of overdue interest.
2.e.3. soft recovery measures etc.
2.f. Bank is under no obligation to consider your request, if any, for additional Credit facility(ies) without a
comprehensive review of the existing credit limits, operations in the accounts and past performance in
meeting commitments such as servicing of interest charged to the loan account(s) repayment of loan
instalments, prompt submission of stock-statements., upkeep of records of inventory and books of
accounts, upkeep of machinery fnanced, honouring commitments under LC / LG promptly etc, as applicable
to the purpose for which credit facility has been extended.
2.g. In the event of your borrowal account being overdrawn without prior agreement or exceeding the
agreed borrowing limit or in the event of delay / non-submission of stock statement, bank shall charge
overdue interest at the rates specifed from time to time.
The amount of such overdue interest debited to the loan account will fnd a place in the statement of
account received by you (presently such overdue interest is levied @ 2 p.a. on the amount due).
2.h.1. In the case of borrowal accounts where interest rate is linked to MCLR or where fxed interest rate is
specifed by the Bank, changes if any, in the Bank’s BPLR and/or the spread (viz. Plus or minus percentage
factor to MCLR) or fxed rate specifed by the Bank, shall be conveyed through Press Report or Publicity
through media or a suitable ‘Notice’ placed in the banking hall of the branch and such mode of
communication shall be construed as sufficient ‘Notice” to you about the revisions effected in the interest
rates.

2.h.2. The applicable interest rate/s will be charged with monthly / quarterly / half yearly /annual rests, or
such other rates and rests as may be notifed by the Bank from time to time.

2.h.3. The interest will be calculated and charged as per the daily balances, to your borrowal account/s until
the same is fully liquidated and the interest so charged will be paid by you as per the terms agreed or as
and when demanded by the Bank.
2.i. Prepayment of your borrowal accounts will be subjected to the applicable prepayment charges and
revised terms and conditions.
F 568

2.j. Copies of loan documents to be executed by you for the credit facility(ies) referred herein, will be
provided at your cost, on receipt of a specifc request in writing to the undersigned.
2.k. Upon availment of credit facility on terms agreed, you have to produce necessary documentary
evidence for end-use and facilitate verifcation by the bank. As and when called for , a certifcate from your
Auditor regarding end-use of the loan availed should be produced to the bank.

2.l. Change if any, in the constitution of your Organisation viz Reconstitution of partnership Firm or
conversion of Private Limited Company into a Public Limited Company or changes in Constitution /
Directors, proposals for merger / takeover etc., should be advised immediately to us in writing. The Bank
has the sole discretion to accept or reject such reconstitution / conversion/ changes and until such time, the
same will have the right to suspend the operation of the limits and in the event, the bank does not accept /
recognise such reconstitution / conversion / changes, the bank will have the right to recall the entire loans,
in addition to the right to withdraw the undrawn limits.

2.m. All your borrowal accounts with our branch / bank will be subjected to the application of disclosure
norms prescribed by RBI.
2.n. This credit sanction is valid for an availment- period six months from the date of this communication
before which the said credit facilities are to be availed . Unless availed within the period of six months, this
sanction requires revalidation by the Sanctioning Authority. When the necessity for revalidation arises, you
have to submit a writen request – leter to the branch furnishing the reasons for the non-availment of
credit facilities even after lapse of six months from the date of this communication. Such request for
revalidation will be evaluated by the Sanctioning Authority and the validation of availment - period of
sanction or otherwise will be communicated to you. It is to be noted that request for revalidation of
sanction will be entertained only once.

2.p. Your borrowal accounts are subject to the applicability of KYC (Know Your Customer) guidelines in
terms of directives from RBI currently in force. We seek your co-operation in furnishing the required
personal information / data under the requirements of KYC guidelines as and when the same is sought by
us.

2.q. In case the borrower is a Company falling under the purview of Companies Act 1956, the release of
Credit Facilities will be subject to the Company holding valid “Corporate Identity Number’ (CIN) and all
Directors of the Company holding “Director’s Identifcation Number” (DIN).

2.q.1. In respect of Loan accounts (with Credit Limits of above Rupees Five Lacs) which are renewed with
delay, processing charges shall be collected proportionally for the period from the due date of renewal up
to the date of actual renewal as per the schedule of charges prescribed.

2.q.2.. In addition to the processing charges for the lapsed period, processing charges shall also be collected
for one year from the date of actual renewal.
F 568

2.q.3 Processing charges calculated as above is appended:

For the lapsed
For periodperiod
the lapsed Rs. …………………..
For theFor
next one year till
the next one year( _______ date ) Rs. …………………..
Total till ( _______ date ) Rs. …………………..
Total

This amount is non-refundable even if you do not take up the limits Renewed or foreclose the loan /
facilities account within the period mentioned.
2.r. The information / data pertaining to all your borrowal accounts shall be furnished to Credit Information
Bureau of India Limited (CIBIL) and other Agencies / Authorities, from time to time in terms of mandatory
provisions in force.
3. Guarantor/ s is/are advised to take notice that the bank shall have the right to exercise discretion with
regard to allowing the loanee to withdraw amount from the loan account over and above the limit
sanctioned and the guarantee to be extended shall cover such an eventuality also.

4. This Sanction Advice is being delivered to you in duplicate. Kindly return the duplicate copy of this
Sanction Advice duly signed on all pages by you as also by the guarantor/s in token of your acceptance of
Credit facility / facilities sanctioned to you on the Terms and Conditions specifed herein.

Deputy / Second Line Manager First Line Manager

DETAILS OF CREDIT FACILITY / FACILITIES SANCTIONED

Nature of Limit Period of

Sl.No. facility (Rs.) Margin Interest interest
1 SL MUDRA 3,00,000 20 10.25 M

Terms and conditions :

1.Assest Should be created and end verifcation will be done.
2.Repayment Should be done Promptly on or before due date.
3.Assests should not disposed off without bank knowledge which is severe and action will be taken.

Date: : 04.09.2018
 Deputy / Second Line Manager FIRST LINE MANAGER
F568

Acknowledgement:
we are thankful to the Bank for Providing clarifcations sought by us regarding this Sanction.We are fully

satisfed with and accept the terms and conditions of sanction of the credit facilities stipulated above by the

bank as the same were arrived at by consensus after discussions and receiving clarifcations

BORROWERS GUARANTORS

1 1

2 2

3 3

4 4

Signature of all Borrowers Signature of all Guarantors

 LETTER OF UNDERTAKING: REPAYMENT IN INSTALMENTS

To Date 04.09.2018
The Manager Place KURUNGULAM
Indian Overseas Bank
KURUNGULAM

Dear Sir,

#VALUE!

Notwithstanding anything contained herein or in the loan/security documents, the Bank will
have the option in its discretion to recall the entire loan amount or any part thereof and to
enforce the security in the following circumstances or when the Bank suspects or has reason to
believe that the Borrower has /have violated or is /are violating the terms and conditions
contained herein.

a. Any instalment of principal remaining unpaid for a period of 15 days after the respective due
date for the payment thereof.
b. Any interest remaining unpaid and in arrears for a period of 3 months after the same shall
have become due whether demanded or not.
c. Any representation or statement made herein by the Borrower being found to be materially
incorrect.
d. The Borrower committing any breach or default in the performance of or observance of any
term or condition or provision contained in these presents and /or in the security documents
or any other term or condition relating to the advance.
e. The Borrower entering into any arrangement or composition with the Borrower’s creditors or
committing any act of insolvency;
f. The Borrower committing any act, the consequences of which may lead to the winding up of
Borrower’s business:
g. Execution or distress or other process being enforced or levied upon or against the whole or
any part of Borrower’s property whether secured to the Bank or not.
h. The borrower going into liquidation (except for the purpose of amalgamation or
reconstruction with the approval of the Bank);
i. The Borrower (if an individual) or any of the partners of the Borrower (if a frm) being
adjudicated insolvent or taking advantage of any law for the relief of insolvent debtors; or
entering in any arrangement or composition with his/ her creditors or committing any act of
insolvency;
j. A Receiver being appointed in respect of the whole or any part of the property of the
Borrower.

F 378
k. The Borrower ceasing or threatening to cease to carry on business; or giving or
threatening to give notice of his/its intention to do so or dispose of the whole or any
substantial part of the business.
l. If the Borrower shall stop payment or threaten to do so;
m. If the Borrower shall without the consent in writing of the Bank create or atempt or
purport to create any mortgage, charge, pledge, hypothecation or lien or encumbrance
ranking in priority to paripassu with or create any mortgage; charge, pledge,
hypothecation or lien or encumbrance subsequent to the security iven or to be given to
the Bank for the above loan.
n. It being certifed by an accountant or a frm of accountants, appointed by the Bank
(which the Bank is entitled and authorised to do at any time) that the iabilities of the
Borrower exceed its/his assets or that the Borrower is carrying on business at a loss;
o. The occurrence of any event or circumstances which is pre-judicial to or impair or
imperils or depreciates or jeopardizes or is likely to prejudice or impair or mperil or
depreciate or jeopardize the security given to the Bank and
p. The occurrence of any event or circumstance which would or is likely to prejudicially
or adversely affect in any manner the capacity of the borrower to repay he loan.
On the question whether any of the maters, event or circumstances mentioned in
the sub-clause (a) to (p) above has happened, the opinion and/or decision of the Bank
shall be conclusive and binding on the Borrower.

Yours faithfully,

(Counter Signature of Guarantor) Signature of Borrower(s)

Date: 04.09.2018
Place: KURUNGULAM

F-378 ( Revised)
Guarantee for Loans, Cash Credits etc.
STAMP
To
Indian Overseas Bank
KURUNGULAM branch
Gentlemen,
#VALUE!

#VALUE!

3. And I/We hereby consent and authorise and declare that, you may at any time or times
and at all times grant or allow time or indulgence to or compound with the principal me/us
without affecting this guarantee and that all compositions and payments received by you
from the principal or from any other person or persons, frm or company or his or their
estate or estates shall be regarded for all purposes as payment in gross and you shall be
entitled to prove against the estate of the principal should the principal become bankrupt or
insolvent in respect of the whole of the principal’s indebtedness to you without any right on
the part of me/us on any or either of us or my/our or any of my/ our representatives or any
representatives of any or either of us to stand in your place in respect of or to claim the
beneft, of any such compositions or payments or any security held by you until you shall
have received the full amount of all your claims against the principal which are covered by
this guarantee and that this guarantee shall apply to and secure any ultimated balance which
shall remain due to you within the limit aforesaid.
this guarantee and that this guarantee shall apply to and secure any ultimated balance which
shall remain due to you within the limit aforesaid.

F111

4. And it is expressly provided and declared that this guarantee shall not be affected by your
taking or varying or giving up any securities held by you, or by any variation in the rate of
interest or margin or other terms of sanction.

5. And I/We further declare that this guarantee shall not be affected by death of all/ any of
us but shall remain in full force and effect until cancelled by me/us and shall continue to be
binding not with- standing any changes which may from time to time take place in the
partners or constitution of my/our frm or in the partners or constitution of the principal.

6. And I/We further agree that any entries which may be in your Banking Books kept by you
and made in the ordinary course of Banking business may be adduced by you and shall be
conclusive evidence against me/us or any or either of us and my/our or any of our
representatives or represent-tative or the representatives of representative of any or either
of us of the various transactions therein contained and of the amounts from time to time
hereby appearing due from the principal to you and shall not be disputed or questioned by
me/us or any or either of us and my/our or any of our representatives or representative or
the representatives of representative of any or either of us.

7. And I/We further agree that the amount hereby guaranteed shall be due and payable to
you on demand after notice requiring payment of the same shall have been delivered or
sent through the post by registered leter addressed to me/us at my/our representative’s last
known place/places of abode or business in Thangappaudaiyanpatti , Kurungulam Melpathi

8. The guarantee shall bind my/ our representative heirs, executors and administrators and
shall be enforceable by you and your assigns.

9. And it is further agreed and declared that this guarantee shall be a continuing guarantee
irrespective of any sum or sums which may be paid into the account of the principal at any
time during the continuance of the guarantee and shall remain in force until cancelled by
my/our writen authority, the amount then due to be subject to this guarantee and secured
thereby.

9. And I/We hereby expressly declare that this guarantee and the powers and provisions
herein contained are in addition to and not by way of limitation of or substitution for any
former or other guarantees or guarantee heretofore given to you by me/us (whether jointly
with some other persons or alone) and now existing uncan-celled and that this guarantee is
not intended to and shall not revoke or limit such other guarantee or guarantees.
herein contained are in addition to and not by way of limitation of or substitution for any
former or other guarantees or guarantee heretofore given to you by me/us (whether jointly
with some other persons or alone) and now existing uncan-celled and that this guarantee is
not intended to and shall not revoke or limit such other guarantee or guarantees.

F111

10. It is also agreed that any admission or acknowledgement in writing by the principal debtor of the
amount of indebtedness of the principal debtor in relation to the subject mater of this guarantee
or any judgment or award which may be obtained by you against the principal by debtor shall be
binding on me/us and I/We accept the correctness of any statement of account served on the
principal debtor which is duly certifed by any Manager or Officer of the Bank, and shall be binding
and conclusive as against me/us also, and I/We further agree that in making an acknowledgement or
making a payment he shall be treated as my/our duly authorised agent for purpose of Indian
Limitation Act of 1963.

Date: 04.09.2018
Place: KURUNGULAM
F111
……………. F111 …………….

CONSENT-CUM-AUTHORISATION LETTER (CAL-C)

1. I/We, understand that as a pre-condition relating to grant of and/or continuing availment of the

loans/ advances/ other non-fund based credit facilities to/by srinivasan s ,S/o Kaliyamoorthy (name

of the Borrower(s))and furnishing of Guarantee in relation thereto, the Indian Overseas Bank,

requires he consent of the Guarantor/s of the credit facility, granted/ to be granted by the Bank for

the disclosure of information and data relating to the Guarantor/s, any credit facility availed of by

Guarantor/s, obligations as assumed by the Guarantor/s in relation thereto and default, if any

commited in discharge hereof.

2. Accordingly, I/We hereby agree and give consent for the disclosure by the Indian Overseas Bank of
all or any such:
(a) information and data relating to me/us;
(b) the information of data relating to my/our, obligations in any credit facility granted/
to be granted, by the Bank and guaranteed by me/us, as a guarantor, and
c) default, if any, commited by me/us, in discharge of my/our such obligation as the Indian
Overseas Bank may deem appropriate and necessary, to disclose and furnish to Credit
Information Bureau (India) Ltd and any other agency authorized in this behalf by RBI.
3. I/We declare that the information and data furnished by me/ us to the Indian Overseas
Bank are true and correct.
4. I/We, undertake that :
a. The Credit Information Bureau (India) Ltd. and any other agency so authorized may
use, process the said information and data disclosed by the Bank in the manner as
deemed ft by them and
b. The Credit Information Bureau (India) Ltd. and any other agency so authorized may
furnish for consideration, the processed information and data or products thereof
prepared by them, to Banks/ fnancial institutions and other credit grantors or
registered users, as may be specifed by the Reserve Bank in this behalf.
 The expression "bank" includes lending institutions for the purpose.

Date: 04.09.2018
Place: KURUNGULAM Signature of Guarantor(s)
F111
 REVIVAL LETTER
(To be obtained from the Guarantor)

Indian Overseas Bank Place ……………………..

…………………………..….Branch Date ……………………….

Dear Sirs,

My/Our personal guarantee for the

credit facilities granted to

M/s/Mr / Mrs ………………………………

With reference to the credit facilities granted on the basis of my/our personal
guarantee, I/We acknowledge for the purpose of Section 18 of the Indian Limitation Act,
1963 and any like limitation law to the effect that I am /We are,liable to you as
guarantor(s) for payment of all the outstandings in respect of the said credit facilities
and the under mentioned guarantee agreement(s) shall continue to remain in force with
all relative securities including hypothecation / mortgage, and obligations.

Date of Date of previous Date of Mortgage and

Amount Supplementary Mortgage,
Personal Revival Letter,
(Rs.) if any, created by the
Guarantee if any undersigned Guarantor

Yours faithfully,

Stamp as
applicable
in the State

F-301-B (Revised) Guarantor (s)

 CAL A
CONSENT-CUM-AUTHORISATION LETTER

I/ We refer to the loan agreement/ leter/ deed of hypothecation dated 04.09.2018

executed by me/us.

1. I/We, understand that as a pre-condition relating to grant of and/or continuing

availment of the loans/ advances/ other non-fund based credit facilities to/ by me/ us,
the Indian Overseas Bank, requires my/our consent for the disclosure by the Bank of,
information and data relating to me/us of the credit facility availed of/ to be availed by
me/us,obligations assumed/ to be assumed, by me/us in relation thereto anddefault, if
any commited by me/us, in discharge thereof.

2. Accordingly, I/We hereby agree and give consent for the disclosure by the Indian
Overseas Bank of all or any such:
a) information and data relating to me/us;
b) the information of data relating to any credit facility availed of/to be availed, by
me/us and
c) default, if any, commited by me/us, in discharge of my/our such obligation as
the Indian verseas Bank may deem appropriate and necessary, to disclose and furnish to
Credit Information Bureau (India) Ltd and any other agency authorized in this behalf by
RBI.
3. I/We declare that the information and data furnished by me/ us to the Indian
Overseas Bank are true and correct.
4. I/We, undertake that :
a) The Credit Information Bureau (India) Ltd.and any other agency so authorized
may use, process the said information and data disclosed by the Bank in the manner as
deemed ft by them and
b) The Credit Information Bureau (India) Ltd. and any other agency so authorized
may furnish for consideration, the processed information and data or products thereof
prepared by them, to Banks/ fnancial institutions and other credit grantors or registered
users, as may be specifed by the Reserve Bank in this behalf.

The expression bank includes lending institutions for the purpose.

Place: KURUNGULAM
Date: 04.09.2018
Signature of the Borrower(s)

CAL A
 INDIAN OVERSEAS BANK
KURUNGULAM BRANCH
CERTIFICATE OF DOCUMENTATION FOR ADVANCES

FROM TO
Name SRINIVASAN S The Senior Manager
Roll Number 54532 Indian Overseas Bank
Designation Asst Manager KURUNGULAM

---------------------------------------------------------------------------------------------------------------------------------------

¬¬¬¬¬¬ CREDIT FACILITIES – ADVANCES--------------

LOAN NUMBER 060003

BORROWER NAME srinivasan s
ADDRESS S/o Kaliyamoorthy
4/670 Udaiyar Theru
Thangappaudaiyanpatti
Kurungulam Melpathi
THANJAVUR DT
NATURE OF SL MUDRA
FACILITIES:
SANCTIONED BY: BRANCH MANAGER BRANCH KURUNGULAM

I hereby certify that the relevant documents as per instruction in Bank’s Book of Instructions/
Documentation manual and circulars issued from time to time /sanction endorsement have been
obtained from the captioned borrowers’ in respect of the facilities sanctioned to them and that the
documents are complete in all aspects.

Dy.Manager / Manager II Line/ Senior Manager II Line

----------------
 PRE-SANCTION INSPECTION REPORT

NAME OF THE APPLICANT/APPLICANT srinivasan s

DATE OF BIRTH : 22.06.1983

FATHERS/SPOUSE NAME : S/o Kaliyamoorthy

ADDRESS : 4/670 Udaiyar Theru

Thangappaudaiyanpatti
Kurungulam Melpathi
THANJAVUR DT
CONTACT NO : 7639153072

DISTANCE OF THE SHOP/LAND FROM 2

BRANCH :

DATE OF INSPECTION : 25.02.2018

REMARKS Thangappaudiyanpatti O23Kurungulam Melpathi Thanjavur.

Customer is doing the business of malligai shop at the mentioned
location for past 20 years

Senior Manager
Thangappaudiyanpatti O23Kurungulam Melpathi Thanjavur
 POST-SANCTION INSPECTION REPORT

NAME OF THE APPLICANT/APPLICANT srinivasan s

AGE AND DATE OF BIRTH : 22.06.1983

FATHERS/SPOUSE NAME : S/o Kaliyamoorthy

ADDRESS : 4/670 Udaiyar Theru

Thangappaudaiyanpatti
Kurungulam Melpathi
THANJAVUR DT
CONTACT NO : 7639153072
DISTANCE OF THE SHOP/LAND FROM
BRANCH : 2

DATE OF INSPECTION :

ASSESTS CREATED OT NOT :

REMARKS

Senior Manager