QUESTIONNAIRE

My name is R.S.Dhivya. and I am doing MBA in Avinashilingam University,

Coimbatore. I am doing a project title “A Study on investment pattern of different type of
investors in the stock market” as part of my curriculum. I request you to kindly spare
sometime and fill up the following questionnaire so as to enable me to complete my study
successfully.
I. Demographic profile:
1. Name :

2. Age : Less than 30 years

30-39 years
40-49 years
50-59 years
60 years or older

3. Gender: Male / Female

4. Designation :

5. Educational qualification:

6. Approximate income before taxes, from all the sources. Please tick your own income and total
household income (annually):

Income level (Rs.) Your income Total household income

Under 50,000
50,000 – 99,000
1,00,000 – 1,49,000
1,50,000 – 1,99,000
2,00,000 – 2,49,000
2,50,000 – 5,00,000
Over 5,00,000

7. Experience in stock market: 0 - 5yrs

5 - 10yrs
10 - 15yrs
15 - 20yrs
20 – Above
 8. Approximate net wealth: Under 2,50,000
2,50,000 – 4,99,000
5,00,000 – 9,99,000
1,000,000 – 2,499,000
2,500,000 – 5,000,000
Over 5,000,000

II. Tick the options where you find suitably fit

Part 1 : Investment Goals

S.No. Particulars Strongly Agree Neither Disagree Strongly

Agree Agree nor Disagree
Disagree
1. Want a guaranteed income from the
investments, even if to accept a lower rate of
return
2. Cannot afford to lose the assets, even if
lowering the chances of a good return
3. Sell all or parts of the portfolio quickly
(within days), if there is a need for liquidity

4. Your expected return in terms of the average inflation in a year

Less than 2% 2% to 4% More than 4% up to 6%

More than 6% up to 8% More than 8%

5. Your important investment goal is

to grow my assets as fast as possible
to grow my assets significantly but also to draw some income
to receive a regular income from my investments but also to grow my assets more than
the inflation rate
to draw regular income and protect my assets from losses
to protect my assets against losses, over and above any other goals

Part 2 : Risk tolerance

6. In case you were to lose your regular source of income: For how long can you finance
your living without having to sell parts of your long-term investment portfolio (life
insurance, securities, real estates etc.)?
More than 5 years 2-5 years 12 months-2 years
6-12 months Less than 6 months
7. Which category of income source, do you fall under?
 No regular source of income
Predictable but can fluctuate from month on month
Predictable but with some excess income to invest from time to time
Predictable and sufficient to allow for periodic investment
Very predictable with a large excess income to invest on a regular basis

8. Do you expect to have large cash needs in the future that would tap into a significant
part of your present assets? (e.g. buying a house, starting a business, paying for retirement
etc.)
No, I do not expect large cash needs
Yes I do, earliest in more than 15 years
Yes I do, earliest in 11-15 years
Yes I do, earliest in 6-10 years
Yes I d o, within the next 5 years

9. Which statement describes your level of investment knowledge best?

I have no knowledge and rely completely on my wealth manager
I have a little knowledge but I leave most decisions to my wealth manager
I have some knowledge but lack the time or desire to follow the markets
I have good knowledge and follow the market development closely, and make joint
decisions with my wealth manager
I have excellent knowledge and take most decisions on my own

10. Compared to others, how do you rate your willingness to take financial risks?
Extremely low risk taker. Very low risk taker Low risk
taker.
Average risk taker. High risk taker.
Very high risk taker. Extremely high risk taker.

11. How easily do you adapt when things go wrong financially?

Very uneasily. Somewhat uneasily.
Somewhat easily. Very easily.

12. Have you ever invested a large sum in a risky investment mainly for the ‘thrill’ of
seeing whether it went up or down in value?
No. Yes, very rarely. Yes, somewhat rarely.
Yes, somewhat frequently. Yes, very frequently.

Part 3 : Cope with uncertainty

 13. A bet has a 50% probability of losing Rs.10,000 and a 50% probability of gaining
Rs.15,000. I would …
…definitely decline the bet … probably decline the bet
… be undecided about the bet …probably take the bet
…definitely take the bet

14. If my investment portfolio fell by 10% I would…

…definitely take all my money out of the market
… probably take my money out of the market
… be undecided on whether to take my money out of the market
…probably not take my money out of the market
…definitely not take my money of the market

S.No. Particulars Strongly Agree Neither Disagree Strongly

Agree Agree nor Disagree
Disagree
15. If Stock market crashes, bargain shopping
for cheap investments afterwards
16. Get nervous, when the market strongly
moves up and down in a short time span
17. Global financial market system is capable
of pulling through, in spite of major
upheavals
III. Financial Goals

1. Which of the following best describes your financial goals?

Preserving principal and earning a moderate amount of current income

Generating a high amount of current income

Generating some current income and growing assets over an extended time frame

Growing assets substantially over an extended time frame

2. How do you expect your standard of living five years from now to compare to your
standard of living today?

Less than it is today The same as it is today

Somewhat higher than it is today Substantially greater than it is today

3. Five years from today, you expect your portfolio value to be:
 Portfolio value is not my primary concern; I am more concerned with current income

The same as or slightly more than it is today

Greater than it is today

Substantially greater than it is today

4. Generating current income from your portfolio is:

A primary concern (only if you are about to retire) Not important

5. With the income generated from your portfolio, you plan to:

Use it for living expenses Use some and reinvest some Reinvest all income

IV. Investment pattern

1. Which of the following investments do you presently own?

(If possible, choose more than one)
Life Insurance Savings Account / FD
Bonds Money market funds
Stocks Real estate (other than primary residence)
Options or futures

2. Which spread of investments do you find most appealing?

Please select one of the portfolios where you find your risk spread return percentage listed
below.
Spread of Investments in Portfolio
Portfolio High Medium Low Risk/Return Tick one portfolio
Risk/Return Risk/Return
1 0% 0% 100%
2 10% 40% 50%
3 30% 40% 30%
4 70% 30% 0%
5 100% 0% 0%

(For example, shares and property would be high risk/high return whereas cash and term
deposits would be low risk/low return.)
3. In recent years, how have your personal investments changed?
Always toward lower risk.
Mostly toward lower risk.
 No changes or changes with no clear direction.
Mostly toward higher risk.
Always toward higher risk.

4. Think of the average rate of return you would expect to earn on an investment portfolio
over the next ten years. How does this compare with what you think you would earn if you
invested the money in term deposits?
About the same rate as from term deposits.
About one and a half times the rate from term deposits.
About twice the rate from term deposits.
About two and a half times the rate from term deposits.
About three times the rate from term deposits.
More than three times the rate from term deposits.

Signature