Indian Overseas Bank PO 2009 Solved Question Paper Posted On: 4/9/2010 4:46:10 PM

General Awareness

1. As we all know rise of the ‘BRICs’ has left a vast impact on almost all aspects of the global
economy. However, which of the following cannot be called as the direct effect(s) of ‘Rise of the
BRICs’ on global/other powerful economy/economies ?
1. Countries like China wish to learn more about outsourcing from India.
2. It has made countries to suffer from Sub-prime Crisis.
3. EURO has become a powerful currency and many non-Euro countries are in ‘Swap
Agreement’ with various nations.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

2. As per the reports published in the newspapers/journals how much amount the Govt. of India
is planning to infuse in Public Sector Banks to make them competitive and strong globally ?
About—
(A) Rs. 10,000 crore
(B) Rs. 15,000 crore
(C) Rs. 20,000 crore
(D) Rs. 25,000 crore
(E) Rs. 30,000 crore

3. What is the maximum stake the Govt. of India has in any public sector bank at present ?
(A) 40%
(B) 49%
(C) 50%
(D) 64%
(E) 74%

4. Which of the following is not a major highlight of the Union Budget 2008-09 ?
1. A target of Rs. 2•80 lakhs crore is fixed for providing credit to agriculture sector.
2. Limit of the Banking Cash Transaction Tax is raised from present 1% to 1•5%.
3. PAN requirement is not mandatory for financial transactions. Other Ids are also acceptable.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) All 1, 2 and 3

5. As per the news in major financial newspapers a ‘Rashtriya Swasthya Bima Yojana’ is
launched in Delhi and Haryana States for members of unorganized sectors. Under the scheme
each family is likely to get the benefit of Rs.………
(A) 15,000
(B) 20,000
(C) 25,000
(D) 30,000
(E) 50,000

6. As proposed in the Union Budget 2008-09 a ‘Risk Capital Fund’ is set up by the Govt. of
India. Who amongst the following will maintain and operate that fund ?
(A) NABARD
(B) SIDBI
(C) ECGC
(D) RBI
(E) None of these

7. As per the Economic Survey 2007-08 presented in the Lok Sabha in February 2008, what has
been the percentage growth in Bank credit ? About—
(A) 10%
(B) 15%
(C) 18%
(D) 21%
(E) 26%

8. As per the budget of the Indian Railways for 2008-09 the operating ratio of the railways has—

(A) Improved only by 0•5%

(B) Decreased by 0•5%
(C) Remained at the same level on which it was in 2007-08
(D) Reached at the level of 81%
(E) Reduced to the level of 63% which was the level of 2000-01

9. The government of India has launched a new scheme for the ‘Girl Child’. What is the name of
the scheme ?
(A) Raj Lakshmi
(B) Rani Bitia
(C) Dhan Lakshmi
(D) Aanandita
(E) None of these

10. The President of India recently signed the much-awaited notification for the implementation
of the suggestions made by the ‘Delimitation Commission’.
What will be the effect of this notification ?
(A) Parliamentary and Assembly constituencies will be redefined
(B) Candidates from SC/ST categories will get all benefits for another 15 years’ time
(C) The boundaries of the National Capital, New Delhi will be extended further
(D) Operations of the Cooperative Banks and Societies will not be limited to the state of their
origin. They will also be like Public Sector Banks
(E) None of these

11. As per the new policy the number of Judges in the Supreme Court would be now—
(A) 21
(B) 25
(C) 26
(D) 30
(E) 31

12. As per the reports published in the newspapers the banks, particularly public sector banks are
tying up with various rating agencies for providing a qualitative assessment of the credit needs of
the borrowers. Which amongst the following is/are such credit rating agencies in India ?
1. CARE
2. CRISIL
3. ULIP
(A) Only 1
(B) Only 2
(C) 1 and 2 only
(D) Only 3
(E) All 1, 2 and 3

13. As per the newspaper reports the RBI is planning to introduce ‘Plastic Currency Notes’.
What is/are the benefits of ‘Plastic Notes’ ?
1. Their Shelf life will be longer.
2. It will replace plastic money or credit, debit cards which are giving birth to many fraudulent
practices.
3. Printing will be cheaper.
(A) Only 3
(B) Only 2
(C) Only 1
(D) All 1, 2 and 3
(E) None of these

14. ‘Sub Prime Lending’ is a term applied to the loans made to—
(A) Those borrowers who do not have a good credit history
(B) Those who wish to take loan against the mortgage of tangible assets
(C) Those who have a good credit history and are known to bank since 10 years
(D) Those borrowers who are most preferred customers of the Bank
(E) None of these

15. As per the reports published in various journals and newspapers the ‘small borrowers’ in
rural areas still prefer to take informal route for their credit needs. Which of the following is the
‘informal route’ of credit in financial sector ?
(A) Credit cards
(B) Loan against gold from financial institute
(C) Debit cards
(D) Money lender
(E) None of these

16. The Planning Commission of India has set up a 12 member committee on financial sector
reforms. Who is the Chairman of the Committee ?
(A) Janki Raman
(B) Raghuram Rajan
(C) Rakesh Mohan
(D) K. V. Kamath
(E) None of these

17. Basel-II norms are associated with which of the following aspects of the banking industry ?
(A) Risk management
(B) Manpower planning
(C) Retirement benefits for the employees
(D) Corporate Governance
(E) None of these

18. What is meant by ‘Underwriting’ the term frequently used in financial sector ?
(A) Under valuation of the assets
(B) The Act of taking on a risk for a fee
(C) Giving a Guarantee that a loan will not become a bad loan
(D) The act of permission to float an IPO
(E) None of these

19. The government of India recently constituted the New Finance Commission (13th). What are
its major functions ? To decide—
1. The salary structure of the employees of the Central Government.
2. The distribution of the net proceeds of taxes between states and Central Govt.
3. Rate of Income Tax and other taxes collected by the Union Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

20. Who amongst the following was the Captain of the Indian cricket team which registered its
victory in tri-series ODI matches against Australia played in March 2008 ?
(A) M.S. Dhoni
(B) Anil Kumble
(C) Rahul Dravid
(D) Saurav Ganguly
(E) Sachin Tendulkar

21. Mr. Nicolas Sarkozy who was the chief guest during the Republic Day Function 2008 is the
—
(A) President of Brazil
(B) Prime Minister of Brazil
(C) President of France
(D) Prime Minister of France
(E) Foreign Secretary of USA

22. Who amongst the following has taken over as the President of Serbia after the General
elections held there in February 2008 ?
(A) Boris Tadic
(B) Tomislav Nicolic
(C) Samak Sundaravej
(D) Novak Djokovic
(E) None of these

23. Indra K. Nooyi who was elected as the Chairperson of the US-India Business Council is the
CEO of which of the following Companies ?
(A) Pepsi Co.
(B) Infosys
(C) Tata Consultancy Services
(D) NIIT
(E) None of these

24. Maria Sharapova won the Australian Open 2008 Women’s singles by defeating—
(A) Shahar Peer
(B) Kateryna Bondarenko
(C) Sania Mirza
(D) Victoria Azarenka
(E) Ana Ivanovic

25. Saina Nehwal won the Seniors’ Championship match of which of the following games held
in Goa in January 2008 ?
(A) Golf
(B) Tennis
(C) Table tennis
(D) Archery
(E) Badminton

26. As per the news published in some newspapers magazines two PSUs National Thermal
Power Corporation and Coal India Ltd. are going to float a joint venture ‘SPV’. What is the full
form of ‘SPV’ ?
(A) Small Power Venture
(B) Special Purpose Vehicle
(C) Special Power Venture
(D) Small Purpose Vehicle
(E) None of these

27. The Telecom Regulatory Authority of India (TRAI) recently agreed to allow foreign direct
investment in the field of mobile television services. Upto what extent FDI is allowed in this
field ?
(A) 50%
(B) 60%
(C) 64%
(D) 70%
(E) 74%

28. As per the performance assessment data released by the Economic Advisory Council (EAC)
in January 2008. Which of the following sectors registered a growth of 3•6 per cent ?
(A) Agriculture Sector
(B) Banking Sector
(C) Tourism Sector
(D) Aviation Services Sector
(E) None of these

29. Which of the following is the name of very violent and serious types of winds which bring
lot of disaster ?
(A) Trade winds
(B) Hurricane
(C) Cirrus
(D) Stratus
(E) None of these

30. The Global Employment Trends Report 2008 published by the International Labour
Organization has indicated that there may be increase in global unemployment. What according
to them is/are the major reasons of this possibility ?
1. Turmoil in Credit Markets all over the world.
2. Rise in oil prices in international market.
3. Civil unrest in some under and undeveloped nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) None of these

31. As we have noticed many banks of Indian origin are opening offices/branches in foreign
countries. Why is this trend emerging at a very fast pace ?
1. These Banks wish to provide banking facilities to foreigners as banking facilities are not
plenty in many foreign countries. India wants to take an advantage of the situation.
2. These banks wish to help Indian firms to acquire funds at internationally competitive rates.
3. These banks wish to promote trade and investment between India and other countries.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 2 and 3

32. Many economists, bankers and researchers in India often advocate that banks should equip
themselves for new challenges. These challenges are in which of the following shapes/forms ?
1. As Indian economy is getting increasingly integrated with the rest of the world the demand of
the Corporate banking is likely to change in terms of size, composition of services and also the
quality.
2. The growing foreign trade in India will have to be financed by the local banks.
3. Foreigners are habitual of the comforts provided by the technology. India has to do a lot in this
reference.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these

33. As per the reports published in the newspapers Indian Rupee is now fully accepted in Asian
countries like, Singapore, Hong Kong, Malaysia etc. What does it really mean ?
1. Anybody from Asian country can purchase Indian Rupee and keep it in his/her bank account
in his/her country without any restrictions.
2. Now people in these nations are not required to go for a double conversion first in dollar and
then in rupee.
3. People travelling European/Asian countries can make their payments in rupee anywhere
without any problem.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these

34. Which of the following is not a banking/finance related term ?

(A) Credit wrap
(B) EMI
(C) Held to Maturity
(D) Exposure limit
(E) Diffusion

35. Very often we read about the Doha Ministerial Conference 2001 in reference to WTO
negotiations. What were the major issues over which nations were of different opinions ?
1. Providing subsidy to agriculture.
2. Export of patented drugs/medicines by developed nations.
3. Restriction on natural movement of people from one nation to other.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) None of these
36. The Technology Mission on Cotton was launched during Xth plan. The scheme was designed
to get increase in production of cotton by which of the following levels by the end of the plan ?
(A) 100 lakh bales
(B) 150 lakh bales
(C) 175 lakh bales
(D) 200 lakh bales
(E) None of these

37. A National Development Fund was created by the Government of India a few years ago.
What was the purpose of the fund ?
1. Boost investment in social sector projects to promote education, healthcare and
employment.
2. Capital investments in selected profitable PSEs to yield adequate returns.
3. To fund revision in pay structure of Central Government employees.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these

38. Olympic 2008 are scheduled to be held in—

(A) Paris
(B) Tokyo
(C) London
(D) Moscow
(E) None of these

39. The general elections took place in which of the following countries in March 2008 ?
(A) Iran
(B) Iraq
(C) Afghanistan
(D) Myanmar
(E) Sri Lanka

40. Who amongst the following is the author of the book ‘Economic Nightmare of India’ ?
(A) Morarji Desai
(B) K. Rajeshwar Rao
(C) Charan Singh
(D) Jyoti Basu
(E) None of these
41. As per the targets for 11th plan educated unemployment is to be reduced to which of the
following levels ?
(A) 5%
(B) 6%
(C) 7%
(D) 8%
(E) 9%

42. ‘Long Walk’ to Freedom’ is a book written by—

(A) Sonia Gandhi
(B) L. K. Advani
(C) Nelson Mandela
(D) Benazir Bhutto
(E) Nawaz Sheriff

43. India recently signed a pact with which of the following countries on solving the problems of
Indian labour in that country ?
(A) Iran
(B) UAE
(C) Malaysia
(D) Kuwait
(E) None of these

44. Which of the following countries is trying to launch a Satellite to study the sun ?
(A) USA
(B) India
(C) Russia
(D) China
(E) None of these

45. Jang Hyun Jong who was adjudged as the ‘Asian Hockey Player of the year’ is from—
(A) China
(B) Singapore
(C) South Korea
(D) India
(E) None of these

46. Who amongst the following is the winner of Padma Vibhushan Awards given away
recently ?
(A) Rahul Gandhi
(B) Priya Dutt
(C) Vinod Dua
(D) Ratan Tata
(E) None of these

47. Which of the following films was adjudged ‘Best Film’ in 14th Star Screen Awards given
away in January 2008 ?
(A) Om Shanti Om
(B) Guru
(C) Taare Zameen Par
(D) Jab We Met
(E) Chak De India

48. A meeting of the European Leaders was held in January 2008 at which of the following
places to discuss ‘Global Economic Turmoil’ ?
(A) London
(B) New Delhi
(C) New York
(D) Tokyo
(E) Milan

49. Castro Sibling is the new President of—

(A) Romania
(B) Cuba
(C) Israel
(D) Venezuela
(E) None of these

50. Kosovo declared itself independent from which of the following countries ?
(A) Ukraine
(B) Croatia
(C) Serbia
(D) Russia
(E) None of these

Answers with Explanations :

1. (B) 2. (C) 3. (E) 4. (A) 5. (D) 6. (B)

7. (D) According to Economic Survey 2007-08, the percentage growth in bank credit is 21•5%.
8. (D) 9. (C) 10. (A) 11. (E) 12. (A)
13. (C) 14. (A) 15. (D) 16. (B) 17. (A)
18. (A) 19. (B) 20. (A) 21. (C) 22. (A)
23. (A) 24. (E) 25. (E) 26. (B) 27. (E)
28. (A) 29. (B) 30. (D) 31. (E) 32. (A)
33. (D) 34. (E) 35. (A) 36. (D) 37. (A)
38. (E) 39. (A) 40. (C) 41. (A) 42. (C)
43. (D) 44. (A) 45. (C) 46. (D) 47. (E)
48. (A) 49. (E) 50. (E)

• General Awareness Solved Paper

1. As we all know banks publish their quarterly performance to bring transparency in the
system and also to give a clear picture of their performance to the public. How were
results of Quarter 2 different from the results of Quarter 1 of the listed banks including
giants like SBI and ICICI banks ?

1. Performance was subdued in the Quarter 2.

2. Yields on advances of almost all listed banks have come down.

3. Advances grew at a slower pace when compared to deposits.

(A) Only 1 is true

(B) Only 2 is true

(C) Only 3 is true

(D) All 1, 2 and 3 are true

(E) None of these

Ans : (B)

2. After the Subprime crisis which of the following problems has hit the global
economy/world markets recently ?
(A) Dubai debt problem

(B) Change of Government in Japan and its new economic policies

(C) High rate of inflation in India

(D) Extremely volatile behaviour of the Bombay Stock Exchange and other major Stock
Exchanges world wide

(E) None of these

Ans : (D)

3. As per the news published in major newspapers in India Banks in India need about 12
lakh business correspondents for rural areas. What will be the role of these
correspondents ?

1. They will help rural people in their day-to-day banking activities.

2. They will work as a link between banks and the customers.

3. They will ascertain eligibility of rural people so that relief packages can be provided to
them.

(A) Only 1

(B) Only 2

(C) Only 3

(D) All 1, 2 and 3

(E) None of these

Ans : (A)

4. It is evident that the economic slowdown still continues to weigh on the performance
of the banks in India. How is this affecting banks and/or general public ?

(A) The number of bank account holders has gone down

(B) The gross Non-Proforming Assets (NPAs) of the listed banks have increased
substantially

(C) Inflation has reached at a very high level

(D) Relief packages announced by the Govt. have proved insufficient to improve the
situation of agri sector

(E) All of these

Ans : (E)

5. Why has Dr. Subir Gokarn’s name been in the news recently ?

(A) He has taken over as the Governor of the RBI

(B) He has taken over as the Deputy Governor of the RBI

(C) He will be the new Deputy Chairman of the Planning Commission of India

(D) He has taken over as the Chief of the Economic Advisory Council attached to Prime
Minister’s Office

(E) None of these

Ans : (B)

6. As published in various newspaper, the Experian Credit Information Company of India

is going to launch its operation in India soon. At present the only credit information
bureau functional in India is—

(A) AMFI

(B) ICRA

(C) CIBIL

(D) CRISIL

(E) None of these

Ans : (C)

7. As per the news published in a financial publication RBI is redesigning its ‘ECS’ to
function as a Automated Clearing House (ACH) for bulk transactions. What is full form
of ‘ECS’ ?

(A) Extra Closing System

(B) Electronic Cheque System

(C) Evening Cheque Sorter

(D) Evening Cheque System

(E) Electronic Clearing Service

Ans : (E)

8. Which of the following challenges will be the most crucial for human existence on
earth in the days to come ?

(A) Pollution

(B) Food Security

(C) Availability of natural gas

(D) Need for Financial Inclusion

(E) Cyber Crimes

Ans : (A)

9. The Reserve Bank of India has asked all the banks to install ‘Note Sorting Machines’
in the branches. How will this help banks and the general public ?

1. The machines will check for counterfeit notes and drop these from circulation.

2. This will help banks to count the notes quickly and accurately.
3. This will help in sorting out soiled notes so that they are not reissued by the banks.

(A) Only 2

(B) Only 1

(C) Only 3

(D) Only 1 and 2

(E) None of these

Ans : (D)

10. A study report entitled ‘India Generation Gap Review’ was presented at the World
Economic Forum in November 2009. This was presented during which of the following
summits/conferences ?

(A) G-8 Summit

(B) G-20 Summit

(C) India Economic Summit

(D) SAARC Finance Ministers’ Conference

(E) None of these

Ans : (C)

11. As we know the Government of India has notified certain new rules to calculate
Income Tax on various perks like accommodation, and conveyance etc. being given by
employers to their salaried employees. The new rules will replace which of the following
taxes which has been abolished now ?

(A) Capital Gains Tax

(B) Sales Tax

(C) Cash Transaction Tax

(D) Fringe Benefit Tax

(E) None of these

Ans : (D)

12. Dr. K. Radhakrishnan has taken over as the Chief of—

(A) Electronics Commission

(B) Indian Space Research Organisation

(C) Atomic Energy Commission of India

(D) Deputy Governor of Reserve Bank of India

(E) None of these

Ans : (B)

13. As per the guidelines issued by the RBI, banks are preparing for a service which will
allow customers to withdraw upto Rs. 1,000 using their debit cards from notified
shops/stores all over the country. All such shops/stores will have ‘POS’ terminals for the
same. What is full form of the ‘POS’ ?

(A) Payment on Sale

(B) Power of Sale

(C) Point of Sale

(D) Payment Order Service

(E) None of these

Ans : (C)
14. The working group set up by the RBI has suggested the launch of an Emergency
Fund Facility Scheme for banks. This scheme will help which of the following types of
banks ?

(A) Public Sector Banks

(B) Small Banks

(C) Urban Cooperative Banks

(D) Private Banks

(E) Foreign Banks

Ans : (C)

15. As published in major newspapers public sector banks have asked the Government of
India to provide more funds for ‘Capital Infusion’. How much is the need of PSBs
collectively for the purpose ? (Rs. in crores)

(A) Rs. 10,000

(B) Rs. 15,000

(C) Rs. 20,000

(D) Rs. 25,000

(E) Rs. 30,000

Ans : (B)

16. Who amongst the following has purchased about 200 tonnes of gold from
International Monetary Fund (IMF) in 2009 ?

(A) Infrastructure Finance Company Ltd.

(B) Bombay Stock Exchange of India

(C) Gold Council of India

(D) Reserve Bank of India

(E) None of these

Ans : (D)

17. One of the major emphasis of Basel II is that banks should have—

(A) adequate Capital Adequacy Ratio

(B) only few branches in urban centres

(C) more and more branches in rural areas

(D) core banking mode of operation

(E) all the above to comply with Base II norms

Ans : (A)

18. As per the reports published by various agencies/organizations, it is estimated that

around 3 billion extra people will join our existing population of 6 billion by the year-
2050. To provide food for all of them, a second round of which of the following
initiatives is required to be started much in advance ?

(A) Green Revolution

(B) Planned Urbanisation

(C) Industrialisation

(D) Climate Migration

(E) All of these

Ans : (A)

19. Who amongst the following is the President of the European Union at present ?
(A) Catherine Ashton

(B) Mr. Jose Manuel Barroso

(C) Mr. Fredrik Reinfeldt

(D) Mr. Sergi Lavrov

(E) None of these

Ans : (B)

20. As per the reports published in various newspapers and journals almost all big nations
are trying their best to resolve various disputes between the nations wherein either they
are a party or because of that their peace and stability may be affected. Stability in which
of the following two nations is more vital to India than that of any other nations ?

(A) Bangladesh and China

(B) China and USA

(C) Iraq and Russia

(D) South and North Korea

(E) Pakistan and Afghanistan

Ans : (E)

21. India’s bilateral per annum trade with European Union at present is about—

(A) 50 billion US $

(B) 75 billion US $

(C) 100 billion US $

(D) 150 billion US $

(E) 200 billion US $

Ans : (C)

22. Some world bodies/organisations/agencies are of the view that agriculture should
adopt a ‘Cross Disciplinary Approach’, and take help of all types of sciences and studies.
This approach will help in which of the following crucial problems being faced by
humanity ?

(A) Use of Genetically Modified Crop

(B) Melting of glaciers

(C) Food crisis

(D) Climate change

(E) None of these

Ans : (C)

23. An agreement between two nations or a group of nations which establishes

unimpeded exchange and flow of goods and services between/among trade partners
regardless of national boundaries is called—

(A) Import Free Agreement

(B) Free Trade Agreement

(C) Export Free Agreement

(D) Special Economic Zone Agreement

(E) None of these

Ans : (B)

24. Which of the following correctly describe what ‘One Carbon Credit’ is ?

1. Credit permit to release one ton of carbon dioxide.

2. Providing loans to establish one new production unit which can produce carbon
dioxide for industrial use.

3. Finding out one new business which can use and recycle green house gases.

(A) Only 3

(B) Only 2

(C) Only 1

(D) All 1, 2 and 3

(E) None of these

Ans : (D)

25. As per various reports issued by the UNO and other world bodies, agricultural and
allied activities consume what percentage of global water resources every year ? About—

(A) 15 per cent

(B) 30 per cent

(C) 50 per cent

(D) 70 per cent

(E) 60 per cent

Ans : (B)

26. The Food and Agriculture Organisation (FAO) is a wing/agency of the—

(A) World Bank

(B) United Nations Organisation

(C) Asian Development Bank

(D) Ministry of Agriculture Govt. of India

(E) None of these

Ans : (B)

27. As a policy, India does not encourage free movement of unskilled labours from—

(A) Gulf Countries

(B) USA and South American Nations

(C) European Union Nations

(D) All these nations

(E) None of these

Ans : (C)

28. The Government of India has decided to disinvest its share in major public sector
undertakings. How much of its share will be offloaded in this method ?

(A) 2 per cent

(B) 4 per cent

(C) 8 per cent

(D) 10 per cent

(E) None of these

Ans : (D)

29. The United Nations Development Fund for Women (UNIFEM) is working in an
Indian city to make it safe for women. Which of the following is that city ?

(A) Pune

(B) Kolkata
(C) Delhi

(D) Mumbai

(E) Lucknow

Ans : (C)

30. At present the trade between India and China is in a state of ‘Payment imbalance’.
What does this mean in real terms ?

1. China does not import many items from India whereas India imports more from China.

2. China does not pay India in time and a lot of delay is reported by the exporters.

3. India wants all payments to be made in US Dollars whereas China pays in its own
currency.

(A) Only 1

(B) Only 2

(C) Only 3

(D) All 1, 2 and 3

(E) None of these

Ans : (C)

31. India has signed an agreement on climate change with which of the following
countries recently ?

(A) USA

(B) Russia

(C) United Kingdom

(D) Australia
(E) China

Ans : (E)

32. Some Scientists are of the opinion that extra agricultural production should be
achieved without going for the cultivation of extra land and also without causing damage
to essential eco-system. This concept, in other words, is known as—

(A) Sustainable growth

(B) Renewability of inputs

(C) Global Melt down

(D) Climate Migration

(E) None of these

Ans : (B)

33. Mr. Z. E. A. Ben Ali has taken over as the President of—

(A) Tunisia

(B) Malaysia

(C) Indonesia

(D) Kuwait

(E) None of these

Ans : (A)

34. Which of the following is not a Government of India undertaking ?

(A) Oil India Ltd.

(B) Sutlej Jal Vidyut Nigam Ltd.

(C) ICICI Bank

(D) National Thermal Power Corporation Ltd.

(E) Rural Electrification Corporation Ltd.

Ans : (C)

35. India shares its border with China along the Himalayan range. Which of the
folllowing states touches the border of China ?

(A) Punjab

(B) Bihar

(C) Arunachal Pradesh

(D) Chhattisgarh

(E) All of these

Ans : (C)

36. Which of the following has been the growth of India’s GDP during 2008-09 ? (Final
data are issued in late 2009)

(A) 5 per cent

(B) 5•5 per cent

(C) 6 per cent

(D) 6•5 per cent

(E) None of these

Ans : (E)
37. Which of the following ministries had launched a new ‘Skill Development Initiative
Scheme’ so that the employability of the young people can be increased ?

(A) Ministry of Finance

(B) Ministry of Agriculture

(C) Ministry of Heavy Industry

(D) Ministry of Home Affairs

(E) Ministry of Labour and Employment

Ans : (E)

38. Sachin Tendulkar has recently become the first cricketer in ODI history to cross the
milestone of—

(A) 10000 runs

(B) 12000 runs

(C) 15000 runs

(D) 17000 runs

(E) 20000 runs

Ans : (D)

39. The East Asia Summit took place in October 2009 in Hua Hin town. This is a town in
—

(A) China

(B) Myanmar

(C) Cambodia

(D) Malaysia
(E) Thailand

Ans : (A)

40. What per cent of India’s GDP is invested in providing education ?

(A) 1 per cent

(B) 2•5 per cent

(C) 4 per cent

(D) 6 per cent

(E) None of these

Ans : (D)

41. India has recently gained the status of becoming the third largest producer of Steel in
the world. Who is the largest producer ?

(A) USA

(B) Russia

(C) Japan

(D) China

(E) None of these

Ans : (D)

42. ‘Dadaab Refugee Camp’ which was in the news recently is located in which of the
following countries ?

(A) Sudan

(B) Iraq
(C) Pakistan

(D) Afghanistan

(E) Kenya

Ans : (E)

43. Which of the following countries objected to the Indian Prime Minister’s recent visit
to Arunachal Pradesh ?

(A) Pakistan

(B) Nepal

(C) Myanmar

(D) Bhutan

(E) None of these

Ans : (E)

44. Which of the following not associated with climate change and/or Global Warming ?

(A) Basel Norms

(B) Bali Meet 2007

(C) Copenhagen Conference

(D) Kyoto Protocol

(E) Bangkok Meet in 2009

Ans : (A)

45. Which of the following terms is used in the game of Hockey ?

(A) Baseline

(B) Smash

(C) Drop

(D) Centre Forward

(E) None of these

Ans : (D)

46. Which of the following Genetically Modified vegetables is recently being made
available in India markets ?

(A) Carrot

(B) Radish

(C) Brinjal

(D) Potato

(E) None of these

Ans : (C)

47. Each Nobel Prize winner gets an amount of 10 million Swedish—

(A) Kroner

(B) Dollar

(C) Yen

(D) Pound

(E) Euro

Ans : (A)
48. Which of the following not a plant product ?

(A) Camphor

(B) Aloe vera

(C) Vanilla

(D) Kiwi

(E) All are plant products

Ans : (E)

49. Dr. Venkatraman Ramakrishnan is one of the recipients of the Nobel Prize in the field
of—

(A) Physics

(B) Chemistry

(C) Medicine

(D) Economics

(E) Literature

Ans : (B)

50. As per the reports published in newspapers the Govt. of India has asked all the states
to conduct a ‘Social Audit’ of each and every work of which of the following schemes ?

(A) National Rural Employment Guarantee Act

(B) Pradhan Mantri Gram Sadak Yojana

(C) Indira Aawas Yojana

(D) Rajiv Gandhi Grameen Vidyutikaran Yojana

(E) None of these

Ans : (B)

51. Which of the following is not the name of a major Lawn Tennis Tournament ?

(A) US Open

(B) Wimbledon

(C) French Open

(D) Grand Master

(E) Australian Open

Ans : (D)

52. ‘Derby’ is associated with which of the following sports events ?

(A) Horse Racing

(B) Chess

(C) Cricket

(D) Hockey

(E) Football

Ans : (A)

53. Which of the following terms is not used in Banking and Finance ?

(A) Bid Price

(B) Jacksonian Seizure

(C) Call Option

(D) Bluechip

(E) Dividend

Ans : (B)

54. Dada Saheb Phalke Award is given for the exemplary work in the field of …………

(A) Literature

(B) Music

(C) Films

(D) Sports

(E) None of these

Ans : (C)

55. Who amongst the following is the Chief Justice of India at present ?

(A) Justice R. C. Lahoti

(B) Justice V. K. Sabharwal

(C) Justice G. P. Mathur

(D) Justice K. G. Balakrishnan

(E) None of these

Ans : (D)

56. Which of the following terms is not used in Economics ?

(A) Exogenous

(B) Depreciation
(C) Deep Market

(D) Zero Sum Game

(E) Handedness

Ans : (A)

57. Who amongst the following is not a Lawn Tennis player ?

(A) Cara Black

(B) Dinara Safina

(C) Jelena Jankovic

(D) Leander Paes

(E) Anand Pawar

Ans : (E)

58. Which of the following books is written by V. S. Naipaul ?

(A) A Woman Alone

(B) The Open Couple

(C) The Grass is Singing

(D) The Golden Notebook

(E) Half a Life

Ans : (E)

59. Sri Balraj Puri, who was in the news recently, is a famous …….

(A) Classical Singer

(B) Cine Actor

(C) Social Worker

(D) Sportsman

(E) Journalist

Ans : (E)

60. Which of the following is caused by H5N1 virus ?

(A) Yellow fever

(B) Measles

(C) Plague

(D) Bird flu

(E) None of these

Ans : (D)

61. Which of the following rivers is not in India ?

(A) Tapti

(B) Ural

(C) Mahi

(D) Mahanadi

(E) Penner

Ans : (B)
62. Mr. Mohamed Nasheed was on a five day state visit to India recently. He is the
President of—

(A) Bangladesh

(B) Iran

(C) Indonesia

(D) Maldives

(E) None of these

Ans : (D)

63. India celebrated which of the following Birth Anniversary of Mahatma Gandhi in
October 2009 ?

(A) 110

(B) 120

(C) 130

(D) 140

(E) None of these

Ans : (D)

64. Which of the following states has launched e-Shakti Programme so that poverty can
be reduced in the state ?

(A) Delhi

(B) Maharashtra

(C) Uttar Pradesh

(D) Bihar
(E) None of these

Ans : (D)

65. Which of the following schemes is launched by the Government of India to improve
the health of pregnant and lactating mothers ?

(A) Matritva Sahayog Yojana

(B) Dhan Lakshmi Yojana

(C) ASHA

(D) Health for All Scheme

(E) None of these

Ans : (E)

66. As per the decision taken by the Orissa Cabinet the new name of the state would be
written as—

(A) Odisha

(B) Orissha

(C) Aurissa

(D) Horissa

(E) None of these

Ans : (A)

67. India recently organized sixth ministerial level of Indo-US-TPF. What is fullform of
TPF ?

(A) Trade Policy Forum

(B) Traditional Planning Force

(C) Trade and Payment Finance

(D) Technical Planning Force

(E) None of these

Ans : (A)

68. Which of the following is the abbreviated name of state level agency on afforestation
created by the Government of India ?

(A) NDMA

(B) SFDA

(C) ICMJE

(D) ICCROM

(E) None of these

Ans : (B)

69. Which of the following states has launched ‘Atta-Dal Scheme’ under which atta and
dal will be supplied at affordable prices to ration card holders ?

(A) Rajasthan

(B) Gujarat

(C) Uttar Pradesh

(D) Orissa

(E) None of these

Ans : (A)
70. Which of the following states has the maximum number of Sugar mills ?

(A) Bihar

(B) Rajasthan

(C) Gujarat

(D) Haryana

(E) None of these

Ans : (E)

71. India purchased the Break Anti Missile Defence System from—

(A) USA

(B) Japan

(C) France

(D) Israel

(E) None of these

Ans : (D)

72. Mullaperiyar Dam is built on which of the following rivers ?

(A) Pamba

(B) Godavari

(C) Krishna

(D) Cauvery

(E) None of these

Ans : (E)
73. Which of the following countries won the Champions Trophy Cricket Tournament
2009 ?

(A) England

(B) Pakistan

(C) Australia

(D) New Zealand

(E) None of these

Ans : (C)

74. Who amongst the following has been nominated for Man Booker Prize–2009 ?

(A) J. M. Coetzee

(B) Hilary Mantel

(C) Sarah Waters

(D) Thomas Cromwell

(E) None of these

Ans : (B)

75. Shantiswarup Bhatnagar Awards are given for excellence in the field of—

(A) Sports

(B) Economics

(C) Science and Technology

(D) Cinema
 (E) None of these

Ans : (C)

• Allahabad Bank 2010 Probationary Officers Examination Question Paper

Posted: 2011-02-09 00:45:04 UTC-08:00

Allahabad Bank 2010 Probationary Officers Examination Question Paper

Computer Knowledge

1. A………typically connects personal computers within a very limited geographical

area, usually within a single building.

(A) LAN

(B) BAN

(C) TAN

(D) NAN

(E) None of these

Ans : (A)

2. Computers manipulate data in many ways, and this manipulation is called—

(A) utilizing

(B) batching

(C) upgrading
(D) processing

(E) None of these

Ans : (D)

3. An e-mail address typically consists of a user ID followed by the ……… sign and the
name of the e-mail server that manages the user’s electronic post office box.

(A) @

(B) #

(C) &

(D) *

(E) None of these

Ans : (A)

4. Software applies……, also called algorithms, to process data.

(A) arithmetic

(B) procedures

(C) objects

(D) rules

(E) None of these

Ans : (A)

5. A file extension is separated from the main file name with a(n) ……, but no spaces.

(A) question mark

(B) exclamation mark

(C) underscore

(D) period

(E) None of these

Ans : (E)

6. An ad hoc query is a—

(A) pre-planned question

(B) pre-scheduled question

(C) spur-of-the-moment question

(D) question that will not return any results

(E) None of these

Ans : (B)

7. A Web ……… consists of one or more Web pages located on a Web server.

(A) hub

(B) site

(C) story

(D) template

(E) None of these

Ans : (B)
8. A computer ……… is a set of program instructions that can attach itself to a file,
reproduce itself, and spread to other files.

(A) worm

(B) virus

(C) trojan horse

(D) phishing scam

(E) None of these

Ans : (B)

9. The desktop contains small graphics called—

(A) windows

(B) logos

(C) icons

(D) pictures

(E) None of these

Ans : (C)

10. C, BASIC, COBOL, and Java are examples of ……… languages.

(A) low-level

(B) computer

(C) system programming

(D) high-level

(E) None of these

Ans : (D)

11. A(n)………camera is a peripheral device used to capture still images in a digital

format that can be easily transferred into a computer and manipulated using graphics
software.

(A) digital

(B) analog

(C) classic

(D) film

(E) None of these

Ans : (A)

12. ……makes it possible for shoppers to make purchases using their computers.

(A) E-world

(B) E-commerce

(C) E-spend

(D) E-business

(E) None of these

Ans : (D)

13. Networks are monitored by security personnel and supervised by ………who set(s)
up accounts and passwords for authorized network users.

(A) IT managers

(B) the government

(C) network administrators

(D) password administrators

(E) None of these

Ans : (C)

14. Application software is designed to accomplish—

(A) real-world tasks

(B) computer-centric tasks

(C) gaming tasks

(D) operating system tasks

(E) None of these

Ans : (D)

15. A telephone number, a birth date, and a customer name are all examples of—

(A) a record

(B) data

(C) a file

(D) a database

(E) None of these

Ans : (D)

16. The human-readable version of a program is called—

(A) source code

(B) program code

(C) human code

(D) system code

(E) None of these

Ans : (D)

17. A ……… computer (also referred to as a laptop), is a small, lightweight personal

computer that incorporates the screen, the keyboard, storage, and processing components
into a single portable unit.

(A) notebook

(B) journal

(C) diary

(D) briefcase

(E) None of these

Ans : (A)

18. ……… is the result produced by a computer.

(A) Data

(B) Memory

(C) Output

(D) Input

(E) None of these

Ans : (C)
19. Programs such as Internet Explorer that serve as navigable windows into the Web are
called—

(A) Hypertext

(B) Networks

(C) Internet

(D) Web browsers

(E) None of these

Ans : (D)

20. A ……… is a device that not only provides surge protection, but also furnishes your
computer with battery backup power during a power outage.

(A) surge strip

(B) USB

(C) UPS

(D) battery strip

(E) None of these

Ans : (C)

21. When you save to ………, your data will remain intact even when the computer is
turned off.

(A) RAM

(B) motherboard

(C) secondary storage device

(D) primary storage device

(E) None of these

Ans : (C)

22. The motherboard is the—

(A) circuit board that houses peripheral devices

(B) same as the CPU chip

(C) the first chip that is accessed when the computer is turned on

(D) circuit board that contains a CPU and other chips

(E) None of these

Ans : (D)

23. A computer-intensive problemruns on a—

(A) server

(B) main frame

(C) supercomputer

(D) super PC

(E) None of these

Ans : (C)

24. A(n)……converts and executesone statement at a time.

(A) compiler

(B) interpreter

(C) converter
(D) instructions

(E) None of these

Ans : (B)

25. The term ……… designates equipment that might be added to a computer system to
enhance its functionality.

(A) digital device

(B) system add-on

(C) disk pack

(D) peripheral device

(E) None of these

Ans : (D)

26. Approximately how many bytes make one megabyte ?

(A) One thousand

(B) Ten thousand

(C) One hundred

(D) One million

(E) None of these

Ans : (D)

27. What is MP3 ?

(A) A mouse
(B) A Printer

(C) A Sound format

(D) A Scanner

(E) None of these

Ans : (C)

28. All the deleted files go to—

(A) Recycle Bin

(B) Task Bar

(C) Tool Bar

(D) My Computer

(E) None of these

Ans : (A)

29. ……… this is the act of copying or downloading a program from a network and
making multiple copies of it.

(A) Network piracy

(B) Plagiarism

(C) Software piracy

(D) Site-license piracy

(E) None of these

Ans : (C)
30. A directory within a directory is called—

(A) Mini Directory

(B) Junior Directory

(C) Part Directory

(D) Sub Directory

(E) None of these

Ans : (D)

31. Which is the best definition of a software package ?

(A) An add-on for your computer such as additional memory

(B) A set of computer programs used for a certain function such as word processing

(C) A protection you can buy for a computer

(D) The box, manual and license agreement that accompany commercial software

(E) None of these

Ans : (B)

32. In MICR, C stands for ……….

(A) Code

(B) Colour

(C) Computer

(D) Character

(E) None of these

Ans : (D)
33. Fax machines and imaging systems are examples of—

(A) bar-code readers

(B) imaging systems

(C) scanning devices

(D) pen-based systems

(E) None of these

Ans : (B)

34. When writing a document, you can use the ……… feature to find an appropriate
word or an alternative word if you find yourself stuck for the right word.

(A) dictionary

(B) word finder

(C) encyclopedia

(D) thesaurus

(E) None of these

Ans : (A)

35. Which key is used in combination with another key to perform a specific task ?

(A) Function

(B) Control

(C) Arrow

(D) Space bar

(E) None of these

Ans : (B)

36. A disk’s content that is recorded at the time of manufacture and that cannot be
changed or erased by the user is—

(A) read-only

(B) memory-only

(C) run-only

(D) write-only

(E) None of these

Ans : (A)

37. In an information system, alphanumeric data normally takes the form of—

(A) Sentences and paragraphs

(B) Numbers and alphabetical characters

(C) Graphic shapes and figures

(D) Human voice and other sounds

(E) None of these

Ans : (B)

38. A Website’s main page is called its—

(A) home page

(B) browser page

(C) search place

(D) bookmark

(E) None of these

Ans : (A)

39. When installing ………, the user must copy and usually decompress program files
from a CDROM or other medium to the hard disk.

(A) programming software

(B) system hardware

(C) applications hardware

(D) applications software

(E) None of these

Ans : (A)

40. A collection of interrelated files in a computer is a—

(A) file manager

(B) field

(C) record

(D) database

(E) None of these

Ans : (D)

41. A ……… computer is a large and expensive computer capable of simultaneously

processing data for hundreds or thousands of users.
(A) server

(B) mainframe

(C) desktop

(D) tablet

(E) None of these

Ans : (B)

42. The trend in computer systems is toward the use of graphical user interfaces (GUIs).
In these operating systems, a trackball is described as—

(A) a roller ball which moves the cursor

(B) a pen-shaped device which allows data to be entered through the CRT screen

(C) a figure which resembles a familiar office device

(D) an outdated input device

(E) None of these

Ans : (A)

43. Various applications and documents are represented on the Windows desktop by—

(A) Symbols

(B) Labels

(C) Graphs

(D) Icons

(E) None of these

Ans : (D)
44. What is usually used for displaying information at public places ?

(A) Monitors

(B) Overhead Projections

(C) Monitors and Overhead Projections

(D) Touch Screen Kiosks

(E) None of these

Ans : (D)

45. The real business and competitive value of information technology lies in—

(A) The software applications that are used by many companies

(B) The capabilities of the software and value of the information a business acquires and
uses

(C) The infrastructure of hardware, networks, and other IT facilities that are commonly
used by many companies

(D) The capabilities of the hardware and the speed at which it processes information

(E) None of these

Ans : (B)

46. Companies use which of the following vendors to provide access to software and
services rather than purchasing the applications and maintaining the applications
themselves ?

(A) Open source vendors

(B) Alliances

(C) Application service providers

(D) All of the above

(E) None of these

Ans : (C)

47. Which one of the following would be considered as a way that a computer virus can
enter a computer system ?

(A) Opening an application previously installed on the computer

(B) Borrowed copies of software

(C) Viewing a website without causing any additional transactions

(D) Running antivirus programs

(E) None of these

Ans : (B)

48. Collecting personal information and effectively posing as another individual is known
as the crime of—

(A) spooling

(B) dentity theft

(C) spoofing

(D) hacking

(E) None of these

Ans : (B)

49. The first step in the transaction processing cycle is—

(A) database operations

(B) audit

(C) data entry

(D) user inquiry

(E) None of these

Ans : (C)

50. In the information systems concept, the output function involves—

(A) Capturing and assembling elements that enter the system to be processed

(B) Transformation processes that convert input into output

(C) Transferring elements that have been produced by a transformation process to their
ultimate destination

(D) Monitoring and evaluating feedback to determine whether a system is moving toward
the achievement of its goal

(E) None of these

Ans : (A)