BASE24-e ps ™

In the world of payments processing, managers are increasingly challenged to improve the
profitability of today’s business while they accommodate a steady stream of new transactions,
channels and technologies. Many have found it difficult, even impossible, to extend their
transaction processing systems for new initiatives. As a result, organizations have lost money
and competitive advantage as they’ve tried to compete using outdated platforms.

It’s time for a new approach. It’s time to evaluate a system that can function as the
core processing engine for all transaction types — both the traditional transactions that
organizations manage today and the transactions of the future.

The BASE24-epsTM Solution

channels and transaction types. This eliminates
BASE24-eps is an integrated software
the cost and complexity of maintaining
solution to acquire, authenticate, route,
duplicate functionality and information for
switch and authorize financial transactions
each channel while providing a single point
across multiple channels. It provides a full
of integration to back-office legacy systems.
range of functionality to support payment
A powerful scripting engine can define
transactions — both the traditional transactions
application logic (for example, to introduce
that are mainstream today (such as debit and
new authentication rules or relax authorization
credit at the ATM and point of sale, branch
parameters) without the need to modify
banking and telephone banking), as well as
source code, resulting in lower cost and faster
the transactions of the future (such as mobile
time to market for new products and services.
commerce and Internet banking).

Enhance Customer Service

BASE24-eps represents the next-generation
implementation of ACI’s world-class
payments platform. It’s the culmination
of our three decades of experience in
developing and supporting payments
software, leveraging the input of a global
customer base. Since 1975, ACI has
been known as a trusted provider of
industry-leading software to meet the needs
of the world’s most sophisticated systems.
With BASE24-eps, ACI is investing to bring
the best in functionality and fundamentals
to an open systems environment, with a unique
enterprise services architecture that allows
organizations to increase profitability, enhance
customer service and improve flexibility in a
dynamic business environment.
Increase Profitability
BASE24-eps improves the cost-efficiency of
payments processing by allowing a common
set of transaction services to support multiple
BASE24-eps helps ensure consistency of service
levels and information across consumer touch
points. The fault-tolerant application takes
advantage of the best in systems software
for reliability and availability. In addition,
BASE24-eps can integrate real time data from
multiple sources within the enterprise to allow
for more complete views of each customer, in
turn allowing organizations to better manage
transaction risk and personalize service.
Improve Flexibility
With BASE24-eps, organizations can leverage
off-the-shelf support for leading card types,
devices, national switches, international payment
schemes and host systems. This speeds
time-to-market and provides a feature-rich
solution that customers can operate in-house
for maximum control over their business.
State-of-the-art object technology enables
software reuse for rapid development of new
functionality. Scripting allows new services,
 transaction types and business rules to be
deployed more quickly and profitably than with
traditional systems. Furthermore, BASE24-eps
is engineered for scalability, accommodating
growth in transaction volumes and allowing the
integration of merged or acquired organizations
without disrupting service.
The ACI Advantage
BASE24-eps provides a rich set of functionality
to support payment transactions across multiple
channels. The software is parameter-driven,
allowing users to configure a system to meet
unique business requirements. ACI’s product
investment strategy ensures that periodic new
releases of software provide support for both
regulatory changes as well as new trends in
electronic delivery. With built-in flexibility and
ongoing investment, customers can be assured
their ACI software will meet both short- and
long-term business needs.
Platform Independence
BASE24-eps supports a broad range of computing
environments, allowing customers to operate
ACI’s best-of-breed software on their choice of
industry-standard platforms. BASE24-eps operates
on a range of HP, IBM and Sun servers. On each
platform, our software takes advantage of the
best in systems software for reliability, availability,
scalability and high-performance throughput.
Experience, Expertise
Every second of every day, more than 800
customers around the world rely on ACI solutions
to process payments, manage risk, automate
back-office systems and provide application
infrastructure services. More customers use ACI
software to manage higher payment volumes,
of greater diversity, across more platforms and
geographies than any other provider in our field.
Since 1975, ACI has provided software solutions
to the world’s innovators. We welcome the
opportunity to do the same for you.
AC I Worldwide . O ffices i n pri n cipal cities throughout the world . www. aciworldwide . com
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Provides comprehensive and extensible
support for consumer e-payment transactions
at a glance
Supports customized authorization processing
through a powerful scripting engine
Allows a common set of “middle-office”
services to be accessed by multiple channels
features
Supports a wide range of POS devices
and ATMs
Supports new e-commerce delivery channels,
including Web-based devices, PDAs and
mobile telephones
Provides flexible switching and routing
to major networks, card associations
and processors
Supports EMV and multicurrency processing
Integrates with other products within the ACI
Payments Framework™, including chip card
management and fraud detection, to facilitate
acquisition, processing, and management of
transactions from any channel
Supports high-volume, high availability
processing through a scalable, fault-tolerant
software architecture that runs on a variety
of platforms
Gives users the ability to define application
logic such as authentication and journaling
without having to modify source code
Facilitates high productivity with a user
interface built around task-oriented workflow
to streamline management and operation
Represents a true international product with
its multilanguage user interface, including
double-byte character support
Uses industry-standard technologies such as
Java, C++ and XML
Engineered using Object Oriented Analysis
and Design (OOAD) methodology
Supports multiple communication protocols
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respective companies.
AFS3361 01-07