AXA INSURANCE - COMPARITIVE PLANS

INSURERS AXA INSURANCE AXA INSURANCE

PLAN NAME REGIONAL 1 REGIONAL 2
Direct billing with a medical card for in- Direct billing with a medical card for in-
patient and for out-patient available only patient and for out-patient available only
Claims settlement after 9 months after 9 months

Middle East, North Africa, Indian Sub- Middle East, North Africa, Indian Sub-
Territory
Continent and South-East Asia Continent and South-East Asia

Extension for life threatening Upto a max of 45 days and limited to AED Upto a max of 45 days and limited to AED
emergencies 200,000/- in worldwide excl USA 200,000/- in worldwide excl USA

Maximum benefit per year AED 1,000,000/- pppy AED 500,000/- pppy
Network Star network Star network
Hospital cash benefit Upto AED 500/- per night Upto AED 500/- per night
In patient & Day Care treatment
In patient - Sub limits No sub limits No sub limits
100% as per reasonable & customary in the 100% as per reasonable & customary in the
Non network
network network

100% as per reasonable & customary in the 100% as per reasonable & customary in the
Outside UAE within area of cover
country of treatment country of treatment

Psychitaric illness Upto AED 5000/- Upto AED 5000/-

In patient oncology treatment Full refund Full refund

Full refund after a waiting period of 1 year Full refund after a waiting period of 1 year
Complications of pregnancy
for conception for conception

Parent accomodation Upto a limit of AED 500/- per night Upto a limit of AED 500/- per night

Newborn cover no cover no cover

Organ transplant Full refund, cost of the organ excluded Full refund, cost of the organ excluded

Out patient treatment

Out patient - Sub limits No sub limits No sub limits
100% as per reasonable & customary in the 100% as per reasonable & customary in the
Non network
network network
As per reasonable and customary in the As per reasonable and customary in the
Outside UAE within area of cover
country of treatment country of treatment
Home nursing no cover no cover
Surgical procedures as outpatient Full refund less deductible Full refund less deductible
Medical practitioner charges for
Full refund less deductible Full refund less deductible
consultations and treatment
Outpatient prescription drugs-sub limits No limits No limits
Physiotherapy sessions Available Available
Outpatient chiropractic treatment,
acupuncture, homeopathy and AED 3000/- No cover
osteopathy
Out patient MRI CT Scans (prior
Full refund less deductible Full refund less deductible
approval)
Outpatient oncology fees Full refund less deductible Full refund less deductible
Road Ambulance transportation Available Available
AIDS/HIV Cover no cover no cover
24 hour helpline assistance Available Available
Emergency Medical evacuation Available no cover
Repatriation of mortal remains no cover no cover
Hormone replacement therapy no cover no cover
Upto a limit of AED 5000/- total in and out Upto a limit of AED 5000/- total in and out
Psychiatric consultations
patient patient

AED 25000/- Available after waiting period

Routine pregnancy and child birth
Extended Evacuation (to country of
choice)
Pre-existing conditions
AED 25000/- with a waiting period of 1 year
of 2 years
no cover no cover
Upto a limit of AED 2500/- for 1&2 Year Upto a limit of AED 2500/- for 1&2 Year
Aed 5000/- for subsequent years. Waiting Aed 5000/- for subsequent years. Waiting
period 9 months period 9 months

Routine dental care and major Upto a limit of AED 2000/-. Waiting period 9
No cover
restorative treatment months

Maintenance of chronic conditions
Health Screen
Upto a limit of AED 2500/- for 1&2 Year Upto a limit of AED 2500/- for 1&2 Year
Aed 25000/- for subsequent years. Waiting Aed 25000/- for subsequent years. Waiting
period 9 months period 9 months
Up to a limit of AED 500/-. Waiting period 9
months. Upto a limit of AED 500/-
No cover
Vaccination of a child member upto 6 years
of age

Optical Aids No cover No cover

Accidental damage to teeth Full refund, except during hazardous sports Full refund, except during hazardous sports

Excess / Deductible AED 100/- AED 100/-

Premiums:
Ms. Jennifer (34 years) AED 4,972 AED 3,646
Ms. Holiday (2 mos.) AED 3,962 AED 2,905
TOTAL AED 8,934 AED 6,551

Note: Quote valid for 15 days

Processing of Policy and Medical Card: 10 working days
Documentation required: latest passport copy and visa page copy, clear photograph and fully accomplished
application forms