Professional Documents
Culture Documents
Inputs
Optional Inputs
Outputs
Assumptions:
1 Resale value has been entered as exactly half of the original purchase pr
2 Insurance costs will be higher for diesel car compared to petrol because
3 More of City vs Highway travelling would effect how sooner you can start
4 Current diesel & petrol prices have been considered, so over years govt
5 When a car is sold at the end of say 5 years, the amount saved initially b
Calculated Values Below
entered as exactly half of the original purchase price after 5 years, it can be changed in that cell.
higher for diesel car compared to petrol because of original cost of the diesel car being higher.
y travelling would effect how sooner you can start realising those gains.
prices have been considered, so over years govt decisions on subsidised fuel may play a major role later.
he end of say 5 years, the amount saved initially by chosing petrol matures after 5 years.
Enter Values below
Assumptions:
1 Resale value has been entered as exactly ha
Inputs 2 Insurance costs will be higher for diesel car c
Optional Inputs 3 More of City vs Highway travelling would effe
Outputs 4 Current diesel & petrol prices have been con
5 EMI Difference has to be considered and if in
DIESEL
Interest Closing Principal
3,333 390,426
3,254 380,773
3,173 371,039
3,092 361,224
3,010 351,328
2,928 341,349
2,845 331,286
2,761 321,140
2,676 310,910
2,591 300,594
2,505 290,192
2,418 279,703
2,331 269,127
2,243 258,463
2,154 247,710
2,064 236,867
1,974 225,934
1,883 214,910
1,791 203,794
1,698 192,586
1,605 181,284
1,511 169,887
1,416 158,396
1,320 146,809
1,223 135,126
1,126 123,345
1,028 111,466
929 99,488
829 87,410
728 75,232
627 62,952
525 50,570
421 38,084
317 25,495
212 12,800
107 0
64,647 Total
Difference in monthly EMI 2,904
Total Difference = emi x 12 months x no. of years 104,546
Future Value if EMI difference invested monthly for duration of loan 115,959
If above lump sum invested for remainder of life of car 132,761
sale value has been entered as exactly half of the original purchase price after 5 years, it can be changed in that cell.
urance costs will be higher for diesel car compared to petrol because of original cost of the diesel car being higher.
re of City vs Highway travelling would effect how sooner you can start realising those gains.
rent diesel & petrol prices have been considered, so over years govt decisions on subsidised fuel may play a major role later.
I Difference has to be considered and if invested will fetch returns
PETROL
Opening Principal EMI (P)
310,000 10,003
302,581 10,003
295,099 10,003
287,556 10,003
279,949 10,003
272,279 10,003
264,545 10,003
256,747 10,003
248,884 10,003
240,955 10,003
232,960 10,003
224,899 10,003
216,770 10,003
208,573 10,003
200,309 10,003
191,975 10,003
183,572 10,003
175,099 10,003
166,555 10,003
157,940 10,003
149,254 10,003
140,495 10,003
131,663 10,003
122,757 10,003
113,777 10,003
104,723 10,003
95,592 10,003
86,386 10,003
77,103 10,003
67,743 10,003
58,305 10,003
48,788 10,003
39,191 10,003
29,515 10,003
19,758 10,003
9,920 10,003
360,102
ears, it can be changed in that cell.
ost of the diesel car being higher.
ose gains.
n subsidised fuel may play a major role later.
PETROL
Principal Interest
7,419 2,583
7,481 2,522
7,544 2,459
7,607 2,396
7,670 2,333
7,734 2,269
7,798 2,205
7,863 2,140
7,929 2,074
7,995 2,008
8,061 1,941
8,129 1,874
8,196 1,806
8,265 1,738
8,334 1,669
8,403 1,600
8,473 1,530
8,544 1,459
8,615 1,388
8,687 1,316
8,759 1,244
8,832 1,171
8,906 1,097
8,980 1,023
9,055 948
9,130 873
9,206 797
9,283 720
9,360 643
9,438 565
9,517 486
9,596 407
9,676 327
9,757 246
9,838 165
9,920 83
310,000 50,102
Closing Principal
302,581
295,099
287,556
279,949
272,279
264,545
256,747
248,884
240,955
232,960
224,899
216,770
208,573
200,309
191,975
183,572
175,099
166,555
157,940
149,254
140,495
131,663
122,757
113,777
104,723
95,592
86,386
77,103
67,743
58,305
48,788
39,191
29,515
19,758
9,920
0
Total