A REPORT ON DESCRIPTIVE STUDY OF MUTUAL FUND

WITH REFRENCE TO ALLAHABAD

SUBMITTED BY SUBMITTED TO

ASHVERYA AGRAWAL Mrs. SARIKA YADAV

Roll No. 0901170039 United Institute of Management

United Institute of Management ALLAHABAD

ALLAHABAD

United Institute of Management

ACKNOWLEDGEMENT

“Expression of feelings by words makes them less significant when it comes to make
statement of gratitude”

I take this opportunity to express my gratitude to all the people who have guided and
helped me directly or indirectly in the course of completion of my project.
Firstly, I want to give my special thanks to the principal Prof. Mr. T.B. Singh of UIM, for
providing us opportunity to work on this project with this great organization.

I want to give my thanks to Dr. Rakesh Kumar Srivastava head of department of UIM,
for providing us opportunity to work on this project with this great organization.

I thank my faculty guide Mrs. Sarika Yadav who helped me at every critical situation
that, I faced in my project and gave us his valuable advice to solve problems.

I would like to thank my Company Guide Mr. Manish Agrawal has been a constant
source of inspiration for me during the completion of this project. He gave us invaluable
inputs during my endeavor to complete this project.

At last I would like to thank all the respondents met in the preparation, who gave their
valuable time to provide us required information and their honest support to complete our
project in time.

Ashverya Agrawal

United Institute of Management

PREFACE

MBA is a stepping-stone to the management carrier and to develop good manager. It is

necessary that the theoretical must be supplemented with exposure to the real
environment.

Theoretical knowledge just provides the base and it’s not sufficient to produce a good
manager that’s why practical knowledge is needed.

Therefore the research product is an essential requirement for the student of MBA. This
research project not only helps the student to utilize his skills properly learn field realities
but also provides a chance to the organization to find out talent among the budding
managers in the very beginning.

Investing money where the risk is less has always been risky to decide. The first factor,
which an investor would like to see before investing, is risk factor. Diversification of risk
gave birth to the phenomenon called Mutual Fund.

The Mutual Fund Industry is in the growing stage in India, which is evident from the
flood of mutual funds offered by the Banks, Financial Institutes & Private Financial
Companies.

In accordance with the requirement of MBA course I have summer training Research project on
the topic “A Report on Descriptive Study of Mutual Fund with reference to Allahabad ”

For conducting the research project sample size of 60 customers of Mutual Funds were
selected. The information regarding the project research was collected through the
questionnaire formed by me which was filled by the investors of Mutual Funds.

United Institute of Management

STUDENT’S DECLARATION

I, Ashverya Agrawal, student of M.B.A hereby declare that my project report “Descriptive
Study Of Mutual Fund with reference to Allahabad” Submitted in the partial fulfillment of the
MBA Program of “Uttar Pradesh Technical University.”

I further declare that all the facts and figures given in this report are the outcome of my
own research and findings.

(ASHVERYA AGRAWAL)

United Institute of Management

CONTENTS

PAGE NO

ACKNOWLEDGEMENTS

PREFACE

STUDENT DECLRATION

1. COMPANY PROFILE 1-28

2. STRUCTURE OF MUTUAL FUND 29-37

3. ASSET MANAGEMTN COMPANY 38-42

4. HISTORY OF MUTUAL FUND 43-45

5. TYPES OF MUTUAL FUND 46-63

6. MANAGERIAL USEFULNESS OF THE STUDY 64

7. OBJECTIVE OF THE STUDY 65

8. RESEARCH METHODOLOGY 66-68

9. ANALYSIS 69-83

10. FINDINGS 84

11. RECOMMENDATION 85-86

12. LIMITATION 87

13. QUESTIONNAIRE 88-93

14. BIBLIOGRAPHY 94

United Institute of Management