Professional Documents
Culture Documents
CIRCLES
S O U L O F A W O M A N
MAY 13, 2011
sisters of soaw
You are as strong as the women you keep lous corner, covers matters affecting our finan-
around you. I am blessed to have women who cial health from repairing your credit, saving a
keep me spiritually grounded, motivated to dollar or investing in your future. You name it
achieve my craziest dreams including this and she has great advice to offer. When Tiffa-
newsletter and focused on my purpose in life. nie is not writing for SOAW, she is practicing
I am proud to share with my SOAW family the law at her law firm, Lyles and Niles where she
women who keep me grounded. specializes in bankruptcy law .When not prac-
ticing law, Tiffanie is enjoying time with her
Tiffanie Ellis-Niles, Esq. has been a Sister of
husband and two sons.
SOAW since it’s inception and my best friend
for over 20 years. Tiffanie’s Financially Fabu-
SOUL OF A WOMAN Page 2
mind, body and soul Nishawnda Ellis, RN, BSN, E MSN, Contributing Editor
Sudden fever (usually 102°F or more), vomiting, diarrhea, In order to make better choices for your health, you
must have all the facts. Do your research. The information is
dizziness, fainting, or a sunburn-like rash on the face or body at your finger tips nowadays with the internet. Your health is
(very rarely, toxic shock syndrome) to important not to read the small print.
Breast lumps (possible breast cancer or benign breast Until next time, stay healthy ladies.
Recently I was asked how I was doing. As typically my re- plishments because I was taught somewhere along the line
sponse was “I’m surviving.” But for some reason as the that you don’t highlight yourself, you let others do it. I
words flowed from my mouth something about it didn’t sit thought it would come off as conceited if I spoke of all that I
right. I had been saying I’m sur- had done. So I didn’t. I didn’t celebrate my accomplishments
viving for years but something but I did highlight my failures and that’s why I was just surviv-
about it didn’t ring true to me. ing. When in fact I was living without boundaries.
Something about simply surviv-
ing made me question myself I have created a life for my children that I dreamed of as a
as to why I was just surviving. child. I have the career I worked hard for and a law degree I
Isn’t it just as bad as saying I’m said I would obtain when I wasn’t even old enough to under-
existing when we should be liv- stand what practicing law truly meant, forget obtaining it af-
ing? I take great pride in being a renaissance woman but ter having 4 children!
what renaissance woman is just surviving!
Call me conceited but I prefer determined! I am determined
After days of questioning my response and its meaning, I re- not to let statistics dictate my life. I am determined to have
alized I was just surviving because that is what I had limited the shortest bucket list possible because if I dreamed it I
myself to; just surviving. Despite the strides I had made in achieved it. I am determined to have a life I dreamed of on
my career, the obstacles I had overcome and the many hours my terms! I am dreaming the impossible and living the
I had spent mentoring women to achieve their dreams, I dream!
failed to apply the rules of the game to myself. Like most I challenge you to dream the impossible dream and live that
women I could definitely see the strength and promise in dream. Your destiny has been pre-set but the ride to get
other women and inspire to push forward but motivating my- there is limitless. Anything is possible!
self was a challenge.
shattered glass
Being Intentional About Your It’s time to get sexy with your finances! To start, set the mood
with candles burning and a nice glass of wine. Create a finan-
Finances! cial workspace at home and start recording all of your
It takes a lot of intention and monthly bills in one place, be it in a journal, an excel spread
commitment to stay on top of sheet or online using mint.com (a free budgeting web site
your financial game, however it that tracks an graphs your spending, income, balances and
is not impossible. We have to net worth). I suggest doing this twice a month.
make the decision to keep our
To be really intentional about your finances, sign-up for on-
finances in order today! Finan-
line banking and put your monthly bills on automatic pay-
cial institutions have made it
ment. This way once you have determined what you abso-
extremely easy for us to stay on
lutely must pay each and every month, you can start making
top of our finances with today’s gadgets. From online bank-
those payments automatic, thereby lessoning the chance of
ing, to mobile banking, it has become increasingly easy to
pay just about anything automatically. Gone are the excuses miscalculating and overspending.
of not having a check book on you or forgetting when a pay- Also to help keep you on track, consider setting up an ac-
ment is due. With today’s technology we can just about calen- count from which you ONLY make monthly bill payments,
dar anything. Putting your finances on autopilot has become such as gas, cable, electric, student loans. If possible have
the new way to not only pay your bills on time each month money deposited into this account weekly or bi-monthly for
but also a means to paying yourself first, with no excuses. those automatic payments only and consider opening up a
separate what I have termed “ME” account, which you can
To get started on becoming “Financially Fabulous” right now,
use to treat yourself to something special every now and
I want you to start by setting priorities and being intentional
with your follow-up. Stop paying bills in the dark and start then.
taking a serious look at what you have to pay each month Once you have determined what you have to pay each and
and how much you are going to bring home to pay it. It every month without fail, start tracking the unexpected and
sounds so simple but many of us do not literally know what often unnecessary purchases we tend to make daily by liter-
we pay each month, we simple pay bills when they come due ally writing down every purchase you make for the next 30
and although that is better than doing nothing, it is so impor- days to get a good idea of ways to eliminate unnecessary
tant to create a spread sheet of what your monthly expenses spending.
are, so that you know up front whether or not you can afford
to splurge on that weekend get-a-way or those fancy shoes. Good Luck!
No more Monday morning “oops I’ve miscalculated” ladies.
time for me
♦ Clear your house and watch a movie or two. Grab a pil-
low and head for the sofa. It’s just you and the TV. Grab
some popcorn while your add it...it’s your cheat day.
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