EXPERIENCED FINANCIAL AND CREDIT ANALYST

Account Reconciliation / Risk Management / Cash Management

EXECUTIVE PROFILE
*More than five years of management level experience in the administration of tr
aining and credit analysis organizations. Organized, take charge professional w
ith exceptional follow-through abilities and excellent management skills; able t
o plan and oversee projects / programs from concept to successful conclusion.
*A hands-on manager and critical thinker who can learn quickly, develop expertis
e, and produce immediate contributions in systems, analysis, business operations
, and motivational team management. Possess a valuable blending of leadership,
creative, and analytical abilities that combine efficiency with imagination to p
roduce bottom line results.
RELEVANT CAREER SUCESSES
STAFF TRAINING & DEVELOPMENT
*Cultivated, implemented, and managed new and existing training programs to impr
ove the delivery of very complex theoretical and technological concepts for pers
onnel of up to 6 people.
Established a successful Staff Mentoring program. Implementing self study and m
entoring program that improved teller production from 15% to 35% quarter-over-qu
arter.
Led staff training initiatives to evaluate current training objectives. Streaml
ining operations and training techniques that eliminated outdated training mater
ial and objectives. Providing class room, seminar and on the job training mysel
f.
Created training campaign to increase production of a product of interest from 2
0% to 33%
Proactive involvement led to increase cross-sell ratio from 2.7 to 3.2
Mentored staff in professional and personal issues. Achieved 20% promotion rate
within the organization.
OPERATIONS MANAGEMENT
*Supervise and maintain security compliance of branch operations for up to $53 m
illion in branch deposits.
Audit financial records and managed cash flow operations for ATM balancing and t
eller cash drawer
Monitor and assist in fraud trends and losses
Supervised maintenance and operations of staff
Develop, recommend and implement income generation and cost control
Managed customer relationship interaction; gather, identify, analyze actionable
financial data to optimize client-bank relationship
Orchestrated, implemented and managed marketing campaigns to increase products a
nd services sold; increased loan origination 27%
ELIZABETH WHITE / RELEVANT CAREER SUCCESSES CONTINUED
FINANCIAL ANALYST & FISCAL MANAGEMENT
*Served on an administrative team managing local retail stores across the U.S.
Solid knowledge and understanding of retrieval techniques to effectively evaluat
e research tools.
Played key leadership and support role under senior supervision to lead a succes
sful opening of over 150 retail stores.
Develop spreadsheet program to calculate depreciation, net income/net loss; cons
truct earnings and valuation model
Audit travel/entertainment expenses for external auditors
Perform statistical analysis to evaluate efficiency and statistical trends
RELATIONSHIP BUILDING & COMMUNICATIONS
*Excelled at establishing and nurturing collaborative relationships with staff,
line of business partners, and senior supervision to clarify goals and communica
te progress.
Acted as liaison with staff, supervision, and line of business partners. Comme
nded for leading unified decision-making efforts.
Directed the production and review of monthly productivity reports.
Frequently served as a speaker to small and large groups to provide information
on current and future production goals and financial reporting
Coordinated with multiple departments to accomplish major testing and achieve ke
y milestones.
Honored for my participation and contribution with Fifth Third Bank community ho
using mobile where I provided financial counseling services to underserved commu
nities
CAREER PATH
FIFTH THIRD BANK South Euclid, OH (2006 2010)
Licensed Personal Banker
*Accomplished outstanding results of overall mission of the Financial Center
Ranked Number One amongst peer group of 13 for productivity production; Investme
nt Revenue Achievement Award (2008)
NOVASTAR MORTGAGE Richfield, OH (2005 2006)
Business Development Officer
*Significantly grew broker relationships in assigned market
Review financial records to assess credit worthiness and risk management
11th CONGRESSIONAL DISTRICT Cleveland, OH (2005)
Economic Development Intern
*Awarded Congressional Certificate of Service
Increased efficiency in tracking and analyzing community reinvestment act
BORDERS INC Ann Arbor, MI (2004)
Treasury Assistant
*Manage relationships between local bank and retail stores across the U
.S.
Documenting new processes and procedures and cash flow reporting

EDUCATION
CAPABILITIESACCOUNTING/FINANCE
*Education and training provided a solid foundation in:
Setting up balance sheets, income statements and cash-flow statements in complia
nce with GAAP
Analyzing financial performance of business operations, tracking and analyzing c
osts
Developing and administering budgets; versed in the different types of corporati
ons
Calculating P/E ratios, determining valuation of business assets
Devising portfolio asset allocation strategies and conducting risk assessments
Developing financial management and investment strategies for both individuals a
nd companies
Eastern Michigan University, Ypsilanti, MI
Bachelor of Business Administration in Economics: August 1999 - April 2004
Relevant Courses: Advanced Accounting, Intermediate Accounting, Government Finan
ce, Econometrics, Auditing, Finance, Business Law, Cost Accounting, Statistics
University of Derby, Derby, England
Liberal Arts Program Exchange: January 2004 - June 2004
University of Metz, Metz, France
International Business Program: June 2004 July 2004
Consumer Lending Authority, 2006
Annuities Insurance License, 2007
Series 6 License, 2008
Series 63 License, 2008
Certificate of Credit for Fraud Schemes & Their Financial Statement Impact, 2009