Michael T.

Bayer
220 Heinz St., Apt. R207 ? Pittsburgh, PA 15212 (412) 848-5414 mb9a7e8e@westpo
st.net

SUMMARY
Analytic professional with over four years experience providing portfolio manage
ment and financial planning services and a focus on professional development. A
reas of concentration include financial statement analysis, modeling, and perfor
mance attribution. Completed all CFA exams within 4 years of entering the workf
orce and was the youngest analyst to conduct and present a research study at a c
ompany quarterly meeting.
PROFESSIONAL EXPERIENCE
Allegheny Financial Group - Pittsburgh, PA 02/07-12/09
Financial Planning Analyst
* Served a client base of over 500 households and $1 billion in assets under man
agement.
* Reduced costs by creating templates to internalize processes formerly contract
ed to outside vendors, such as determining cost bases for hedge fund accounts, a
nd assessing asset and performance-based fees for proprietary investment product
s.
* Directed senior management on individual equity decisions for key clients.
* Managed clients' tax liability by satisfying safe harbor requirements and taki
ng advantage of planning strategies involving gifting, saving, and the structuri
ng of their businesses.
* Performed firm wide compliance audit of options trading practices and procedur
es.
* Prepared financial statements and projections for high net worth individuals,
small businesses, and trust accounts.
* Analyzed unique investment opportunities and conducted NPV and IRR analysis.
* Reviewed client portfolios and recommended changes based on fundamental and te
chnical analysis, performance expectations, manager philosophies, asset correlat
ions, tax implications, and investment objectives.
Ameriprise Financial Services - Pittsburgh, PA 08/05-01/07
Financial Advisor
* Developed asset allocation strategies, systematic rebalancing techniques and i
nvestment manager criteria to mitigate portfolio risk for over 40 clients.
* Prepared financial projections and needs assessments customized to meet short
and long-term financial needs of clients in a profit-driven, customer-focused en
vironment.
* Designed comprehensive financial plans encompassing the areas of retirement pl
anning, investment management, tax planning, education planning, protection plan
ning, estate planning, wealth accumulation, and cash management.
* Advised individuals with a diverse range of backgrounds on retirement plans, e
mployer benefits, pooled investments, insurance, annuities and fixed and equity
securities.
* Organized and implemented client relationship models to gather effective feedb
ack and maintain high levels of customer satisfaction, achieving a 97% client re
tention ratio.
VOLUNTEER EXPERIENCE
Sarah Heinz House - Pittsburgh, PA 12/09-Present
* Created and supervised an open gym fitness program for members in grades one t
hrough four.
* Offered nightly tutoring services to members of all age groups.
* Assist in administrative duties as needed.
Rebuilding Together Pittsburgh - Pittsburgh, PA 2008-Present
QUALIFICATIONS
Relevant Licenses, Designations and Computer Skills
* Passed Level III CFA Exam in June 2009; charter pending
* Earned Chartered Retirement Planning Counselor designation, 2006
* NASD Series 7 and 66, 2005
* Proficient in Morningstar Principia, Thomson InvestmentView, Valueline Investm
ent Analyzer, Microsoft Excel, Word, PowerPoint, and Lotus 1-2-3
EDUCATION
University of Pittsburgh, College of Business Administration - Pittsburgh, PA
Bachelor of Science in Business Administration, Finance Major Spring 2005
* University Honors Scholarship Recipient
* International Study, St. Patrick's College, Dublin, Ireland, 2004