New Orleans, Louisiana 70122 Phone: 504-280-5626 Cell: 504-908-5823 E-Mail: tpc90736@westpost.net Professional Summary <B><I>Hard working,dedicated Mortgage Banker with more than 25 years of experien ce in 1st.Mortgage Residential Underwriting,processing,closing and packaging of FHA,VA,Conventional,203K and Construction loans.</I></B> Areas of Expertise <I>Byte and Calyx Programs</I> <I>FNMA/FHLMC DU Underwriting </I> <I>Computer Proficient</I> <I>Client/Customer Relations</I> <I>Problem Solving</I> <I>Credit & Appraisal Analysis</I> Reporting/Regulations <I>Managerial Skills and Experience</I> Extensive experience in analyzing all tax returns Product knowledge Auditing/packaging of loans Work Experience August 2005 to January 2008 L&J Gilyot Mortgage New Orleans, Louisiana Senior Loan Processor/Closer <I>Fully processed 1st. Mortgage Residential loan applications. Reviewing and in puting all information into Byte,requesting of additional documentation required to input into DU system and printing of all loan documents and disclosures.Orde ring of credit report,appraisal and title work.Final submission of loan document s.Completed any and all paper work for closing. Coordinated loan closing and han dled all communication in a timely and professional manner with all applicable p arties. *Please note gap in employment during hurricane.</I> January 2002 to December 2004 A-Metro Mortgage Corporation Metairie, Louisiana Loan Originator/Processor/Administrative Assistant <I>Licensed Loan Originator for Mortgage Broker, marketing and networking of Rea l Estate Agents and others to to obtain clients. Scheduled interviews with appli cants. Input loans and had all disclosures signed as required. Submitted informa tion through calyx,upload to DU/DO System. Ordered appraisal and Coordinated clo sings.Sent out mail solicitation to past and future clients. Audited files for a ll necessary documentation as required by OFI. </I> November 1997 to November 2002 Dryades Mortgage Metairie, Louisiana Loan Originator/Sr. Loan Processor/Assistant Underwriter <I>FHA Direct Endorsement Back Up Underwriter and Sr. Loan Processor. Then moved to Origination. Duties outlined in previous job descriptions.</I> November 1994 to November 1996 National Corporate Investigations Bureau,Inc. Metairiie, Louisiana Chief Executive Officer Provided operational support for high-volume collection agency. Slashed company spending by $800,000.after first year. <I>Handled Human Resource functions inclu ding but not limited to medical and dental insurance plans,workmans compensation .Supervised accounts receivables clerks, team of five. Filed all business quarte rly returns. Received, recorded, and banked cash, checks, and vouchers as well a s reconciled records of bank transactions.Calculated, prepared, and issued bills , invoices and account statements according to established procedures. Submitted budgets for departments.Audited all reports and returns.Compiled financial repo rts pertaining to cash receipts, expenditures and profit and loss. </I> November 1979 to November 1994 Oak Tree Savings Bank formerly Dixie Savings and Loans New Orleans, Louisiana Underwriter <I>In house FNMA,employee and REO Underwriter. Member of Loan Committee. Manager of 1st.Mortgage Processing. Packaged loans for sale on secondary market. Audite d files for purchase. Assisted in writing grants for special programs. Credit cl earing,construction loan processing and all normal processing,underwriting,closi ng duties as described previously In house servicing until loans sold at later d ate on secondary market.</I> Education Numerous continuing education courses offered through FNMA,FHLMC, Office of Fina ncial Institutions , Donaldson School University Of New Orleans New Orleans, Lousiana Business/Psychology <I>2 years General College Courses </I> Meadows Draughon Business College New Orleans, Lousiana Office Specialist Vocational School.Graduated as Certified Office Specialist. REFERENCES UPON REQUEST ,