Professional Documents
Culture Documents
#: 1
IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF MISSOURI EASTERN DIVISION CENTURY INDEMNITY COMPANY, (AS SUCCESSOR TO CCI INSURANCE COMPANY, AS SUCCESSOR TO INSURANCE COMPANY OF NORTH AMERICA), Plaintiff, v. ANHEUSER-BUSCH, INC., Defendant. ) ) ) ) ) ) ) ) ) ) ) ) )
COMPLAINT AND REQUEST FOR DECLARATORY JUDGMENT Plaintiff, Century Indemnity Company, as successor to CCI Insurance Company, as successor to Insurance Company of North America (Century), by its undersigned counsel, for its Complaint against Defendant, alleges as follows: NATURE OF ACTION 1. This is an action for declaratory judgment. Plaintiff seeks this Courts
determination concerning the scope and nature of its obligations, if any, as issuers of certain liability insurance policies to Defendant, Anheuser-Busch, Inc. (Anheuser-Busch). 2. This case arises out of multiple underlying asbestos-related bodily injury claims
and lawsuits (the Underlying Claims) brought against Defendant, for which Defendant has or may seek defense and/or indemnification from Plaintiff. 3. In connection with the Underlying Claims, for which Defendant now claims or
may claim coverage in the near future, an actual, justiciable controversy exists between the parties as to which a declaratory judgment setting forth their respective rights and obligations under the subject insurance policies is necessary and appropriate.
THE PARTIES 4. Plaintiff Century is the successor to CCI Insurance Company, as successor to
Insurance Company of North America. Century is an insurance company organized under the laws of the Commonwealth of Pennsylvania, having its principal place of business in Philadelphia, Pennsylvania. At all times relevant to this action, Century was authorized to conduct business in the State of Missouri, including within the Eastern District. 5. Upon information and belief, Defendant Anheuser-Busch is, and at all times
relevant to this Complaint was, a Missouri corporation whose principal place of business is located in St. Louis, Missouri. JURISDICTION AND VENUE 6. This Court has original jurisdiction over this declaratory judgment action based
upon 28 U.S.C. 1332(a) and 28 U.S.C. 2201 et. seq. The amount in controversy exceeds, exclusive of interest and costs, the sum of $75,000. 7. Venue is proper in this Court pursuant to 28 U.S.C. 1391(a). THE UNDERLYING ASBESTOS-RELATED BODILY INJURY CLAIMS 8. Upon information and belief, asbestos-related bodily injury claims have been and
may in the future be asserted by various private-party claimants for compensatory and punitive damages and other legal and/or equitable relief against Defendant as a result of alleged exposure to asbestos or asbestos-containing products at an Anheuser-Busch facility. 9. Upon information and belief, generally, the underlying claimants allege that they
were exposed to asbestos or asbestos-containing products at an Anheuser-Busch facility as far back as 1940 and as recently as the 1990s.
-2-
10.
attached hereto as Exhibit A. 11. Defendant has sought insurance coverage from Plaintiff for some or all of those
asbestos-related bodily injury claims. 12. Defendant has asserted or may assert that Plaintiff is or may be obligated to
defend Anheuser-Busch and/or assume liability for defense costs incurred or to be incurred by Anheuser-Busch in connection with present and future asbestos-related bodily injury claims. 13. Anheuser-Busch has asserted or may assert that Plaintiff is or may be obligated to
indemnify Anheuser-Busch for any judgments or settlements in connection with AnheuserBuschs liabilities arising out of some or all of the asbestos-related bodily injury claims. PLAINTIFFS INSURANCE POLICIES AT ISSUE 14. This Complaint stems from certain excess insurance policies issued by Century
(through its predecessor in interest, Insurance Company of North America) to Anheuser-Busch for the policy years 1980 through 1992 (the Century Policies). 15. The Century Policies are excess and/or umbrella policies which are excess of the
limits of certain underlying insurance policies and/or retained limits, depending on the purported potential coverage, if any, implicated by the underlying claim. 16. 17. A list of the Century Policies is attached hereto as Exhibit B. Upon information and belief, the Century Policies were brokered, negotiated,
contracted for and issued in Missouri. 18. Upon information and belief, many key witnesses and documents relevant to the
-3-
19.
Upon information and belief, to the extent that Anheuser-Busch properly has
tendered claims to Plaintiff for asbestos-related bodily injury under the Century Policies, Plaintiff has timely and properly reserved its right to disclaim coverage. SUMMARY OF CLAIMS 20. Upon information and belief, there are disputes between Plaintiff and Defendant
regarding Plaintiffs obligation, if any, to indemnify Defendant for losses resulting from the Underlying Claims, to reimburse Defendant for defense costs expended in connection with the Underlying Claims, and to provide Defendant a defense against the Underlying Claims. Plaintiff contends that it has no such obligation for some or all of the Underlying Claims. Alternatively, if Plaintiff is found to have any such obligation, Plaintiff contends that these obligations are limited pursuant to the terms, conditions and exclusions set forth in the Century Policies. Upon information and belief, Defendant disputes Plaintiffs contentions. 21. As such, an actual, immediate, and justiciable controversy exists between Plaintiff
and Defendant concerning their respective rights and obligations, if any, under the Century Policies with respect to some or all of the underlying asbestos-related bodily injury claims. 22. Pursuant to 28 U.S.C. 2201 et. seq, Plaintiff is entitled to a judicial
determination concerning the scope and nature of its rights and obligations, if any, under the Century Policies with respect to some or all of the Underlying Claims. COUNT I (Declaratory Judgment) 23. Plaintiff incorporates herein by reference paragraphs 1 through 22 set forth above
in this Complaint. 24. Plaintiff seeks a declaration that under the express terms, conditions, and
exclusions contained in the Century Policies, Plaintiff has no obligation, either in whole or in -4-
part, to defend and/or indemnify Defendant for losses resulting from asbestos-related bodily injury claims arising out of the alleged exposure to asbestos at an Anheuser-Busch facility, which have been asserted, or which may be asserted, against Defendant because, among other things: (a) the asbestos-related bodily injury claims asserted against Defendant do not
constitute claims for personal injury, bodily injury, or property damage that took place during the applicable periods of the Century Policies; (b) the asbestos-related bodily injury claims asserted against Defendant do not
arise out of an accident or occurrence as required by the Century Policies; (c) some or all of the asbestos-related bodily injury claims asserted against
Defendant do not constitute claims for damages because of personal injury, bodily injury, and/or property damage within the meaning of the Century Policies; (d) some or all of Defendants alleged damages do not constitute ultimate net
loss as defined in the Century Policies; (e) on information and belief, some or all of Defendants expense, loss or
obligation was voluntarily incurred, without the consent of Plaintiff, thus barring coverage under the Century Policies; (f) to the extent that some or all of the insurance recovery sought by
Defendant is for liability associated with punitive damages or civil or criminal penalties or fines, coverage is barred by applicable law, public policy, the language of the Century Policies, and by the excess fines, due process and equal protection clauses of the United States Constitution, and the Constitution of the State of Missouri, and other states;
-5-
(g)
for liability arising out of events, acts, occurrences, transactions, losses or claims which were in progress or were not contingent or unknown at the time of the issuance of the Century Policies, recovery is barred by applicable law, public policy, and the language of the Century Policies; (h) Defendant is not entitled to coverage under some or all of the Century
Policies to the extent that Defendant or those persons acting on its behalf have made misrepresentations, including, without limitation, those deriving from the failure to disclose material facts, in the course of procuring such insurance policies, regarding the nature of Defendants business operations and/or existing or known asbestos problems resulting from those practices and operations; (i) coverage is not afforded under the Century Policies for any individual or
entity which is not expressly identified therein as a named or additional insured; (j) Defendant is not entitled to coverage under the Century Policies to the
extent it has failed to mitigate and/or avoid any of the losses sustained in connection with the asbestos-related bodily injury claims; (k) coverage is barred to the extent that any asbestos-related claim or claims
asserted against Defendant resulted from Defendants violation of statute, regulation, ordinance or public policy; (l) to the extent that the asbestos-related bodily injury claims against
Defendant constitute claims for liability assumed by Defendant under any contract or agreement, such claims may not be within the scope of coverage otherwise afforded by the Century Policies; (m) coverage is precluded under the Century Policies to the extent that any
-6-
(n)
there is no coverage under the Century Policies to the extent that the
insured failed to satisfy conditions precedent, including without limitation, the failure to furnish Plaintiff with prompt and adequate written notice of any alleged occurrence, and immediate notice of all claims or suits as required by the terms and conditions of the policies; (o) there is no coverage under the Century Policies for the Underlying Claims
to the extent that they contain asbestos exclusions; (p) there is no coverage under the Century Policies to the extent that the
insured failed to consult with and obtain prior consent from Plaintiff before entering into any agreements, incurring any legal costs, or assuming any obligations with respect to any claims for which they seek reimbursement or indemnity, or to the extent that the insured has breached its duty to cooperate; (q) there is no coverage under the Century Policies to the extent that the
insured has impaired Plaintiffs rights of subrogation, indemnity or contribution; (r) there is no coverage under the Century Policies to the extent that any
applicable statute of limitations or contractual limitation period has expired; (s) there is no coverage under the Century Policies to the extent that the
Underlying Claims seek injunctive or equitable relief (including the costs of complying with equitable relief or government regulations or directives) or for settlements or judgments with respect thereto; (t) coverage is barred under the Century Policies to any extent that the
Underlying Claims are claims for which the insured may be held liable under any workmens compensation, unemployment compensation or disability benefits law, or under any similar law;
-7-
(u)
coverage is barred under the Century Policies to the extent the Underlying
Claims seek recovery for bodily injury to an employee of the insured arising out of and in the course of the claimants employment by the insured; (v) with regard to the Century Policies, Plaintiff further asserts and
incorporates herein by reference any and all defenses to coverage that may be asserted under the terms, conditions and exclusions of any underlying insurance policies, to the extent that the Century Policies follow form to or incorporate the provisions of such underlying policies; (w) coverage is barred under the Century Policies to the extent that the insured
settled any underlying asbestos-bodily injury claim where the underlying claimant had not shown sufficient evidence of exposure to asbestos, the insureds product, and/or the insureds premises, or was otherwise unreasonable; (x) coverage is precluded under the Century Policies to the extent that any
terms, conditions, definitions, exclusions, and endorsements of said policies apply to Defendants asbestos-related bodily injury claims. COUNT II (Declaratory Judgment) 25. Plaintiff incorporates herein by reference paragraphs 1 through 24 set forth above
in this Complaint. 26. As set forth in Count I above, Plaintiff has no obligation under the Century
Policies, either in whole or in part, to indemnify Defendant for losses arising in connection with the Underlying Claims, to reimburse Defendant for defense costs incurred in defending such Underlying Claims, or to provide Defendant a defense against such Underlying Claims. In the alternative, if such an obligation is found to exist for some such losses under some or all of the Century Policies, Plaintiff seeks a declaration that: -8-
(a)
if and to the extent that coverage for any asbestos-related bodily injury
claims asserted against Defendant is determined to exist under the Century Policies, Plaintiff is not obligated under any such policies until the limits of all applicable underlying policies, deductibles, self-insured retentions, and/or applicable retained limits have been properly and fully exhausted; and (b) damages arising from said bodily injury claims must divided pro rata, by
time on the risk, across all years in which the alleged exposure to asbestos occurred, such that Plaintiff is only responsible for its share of covered losses allocated to the periods of the Century Policies that exceed the limits of underlying coverage, self-insured retentions, and/or retained limits; and (c) any indemnity for the Underlying Claims and/or defense costs allocated to
those time periods for which Defendant did not purchase insurance coverage, for which no relevant insurance coverage is known to exist, for which any relevant insurance coverage has been exhausted, or for which insurance coverage is otherwise unavailable, must be borne by Defendant. WHEREFORE, Plaintiff respectfully requests that the Court: (a) Declare that Plaintiff has no obligation to defend or indemnity Defendant
with respect to some or all of the Underlying Claims; (b) In the alternative, declare that damages, if any, arising from an Underlying
Claim must be allocated pro rata over all years in which the alleged exposure to asbestos occurred and further declare the respective rights and obligations of the parties under the Century Policies, and declare the limits of any obligation of Plaintiff to defend and/or indemnify Defendant for costs incurred with respect to some or all of the Underlying Claims;
-9-
(c) (d)
Award Plaintiff its costs; and Grant Plaintiff such other and further relief as may be necessary and
By: ___/s/ John F. Cooney________________ John F. Cooney, #32522MO 7701 Forsyth Boulevard, Suite 800 St. Louis, Missouri 63105 (314) 726-1000 (314) 725-6592 (fax) jcooney@dmfirm.com Of counsel: WHITE AND WILLIAMS LLP Patricia B. Santelle, pro hac vice pending Shane R. Heskin, pro hac vice pending One Liberty Place, Suite 1800 Philadelphia, PA 19103-7395 (215) 864-6329 (215) 399-9603 (fax) Attorneys for Plaintiff Century Indemnity Company
San Francisco County, Superior Court, CA San Francisco County, Superior Court, CA San Francisco County, Superior Court, CA In The Circuit Court Third Judicial Circuit Madison County, Illinois State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County
San Francisco County, San Francisco, Superior Court, CA State of Indiana Marion County Superior Court State of Illinois Circuit Court of the Third Judicial Circuit Madison County Superior Court of The State of California County of San Francisco - Court of Unlimited Jurisdiction Superior Court of California County of Orange In The Circuit Court For The Third Judicial Circuit Madison County, Illinois In The Circuit Court Third Judicial Circuit Madison County, Illinois In The Circuit Court Third Judicial Circuit Madison County, Illinois 212Th Judicial District Court Galveston County, Texas Missouri Circuit Court Twenty-Second Judicial Circuit (St. Louis City) State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County 405Th Judicial District Court Galveston, County, Texas Superior Court of California County of San Francisco In The Cicuit Court Third Judicial Circuit Madison County, Illinois State of Ilinois In The Circuit Court of The Third Judicial Circuit Madison County State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County State of Illinois In The Circuit Court of The
-2-
DATE FILED 08/20/02 08/19/02 08/19/02 08/19/02 08/20/02 04/26/01 05/04/01 11/02/10 10/13/03 10/20/03 12/01/04 10/05/04 05/05/04 03/08/05 08/17/06 06/20/05 04/29/05 04/29/05
Third Judicial Circuit Madison County State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County 122ND Judicial District Court Galveston County, Texas Superior Court of California, County of San Francisco In The 22nd Judicial Circuit Court of City of St. Louis, Missouri In The Circuit Court For Baltimore City, Maryland In The Circuit Court of Jackson County, Missouri In The Circuit Court For Baltimore City, Maryland Court of Common Pleas Philadelphia County Superior Court of California, County of San Francisco Supreme Court of The State of New York County of New York Superior Court of California County of San Francisco State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County 56Th Judicial District District Court, Galveston County, Texas 58th Judicial District Court Jefferson County, Texas Wayne County Wayne County
J.
P.
L. C.
In The Circuit Court Third Judicial Circuit Madison County, Illinois Madison County, Illinois - 3rd Judicial Circuit Court, Illinois 98th Judicial District Court of Travis County, Texas State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County Superior Court of New Jersey Middlesex
-4-
County: Law Division State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County State of Illinois In The Circuit Court of The Third Judicial Circuit Madison County Superior Court of California County of San Francisco Superior Court of California County of San Francisco In The Circuit Court of Jackson County, Missouri State of Rhode Island Providence Superior Court State of Indiana Marion County Superior Court In California Superior Court of San Francisco In California Superior Court of San Francisco California Department of Industrial Relations, Workers Compensation Appeals Board San Francisco County Superior Court, California In California Workers Compensation Appeals Board Order Joining Part Defendant In San Francisco County Superior Court, California In San Francisco County Superior Court, California In the 22nd Judicial Circuit Court of Missouri In San Francisco County Superior Court, California In San Francisco County Superior Court, California
-5-
E.
Manfredi
Gennaro
04CV225886
09/02/04
Kraud Nunn Ornje Realini Bradford Nunez Dennis Reynolds Lee Kappler Suitor Nelson
Robert Kenneth Hendrick Patricia Billie Guadalupe Williie Theodore Bobby Warren Theone Richard T. Ray
05-1356 49D02-9801-MI-0001-312 CGC-95-969674 CGC-90-917746 96-LBO-277521 CGC-97-991528 95-LBO 261585 CGC-97-988395 CGC-97-989005 942-10750 CGC-97-988660 CGC-96-982003
03/15/05 06/30/05
In San Francisco County Superior Court, California In San Francisco County Superior Court, California In San Francisco County Superior Court, California In the 57th Judicial District Court of Bexar County, Texas In California Superior Court of San Francisco Odessa, Texas Van Nuys, California 149 District Court of Brazoria County, Texas In The Circuit Court for the City of St. Louis County, Missouri, Twenty Second Judicial Circuit
96-CI-06264 CGC-96-977756
35122 1022-CC11586
09/15/05 11/02/10
-67733213v.1
Exhibit B Policies Issued by Century Indemnity Company (as Successor to CCI Insurance Company, as Successor to Insurance of North America) to Anheuser-Busch, Inc.
Policy Number XBC152493 XBC152728 XBC153752 XBC154304 XBC154407 XBC154493 XBCGO313755 XBCG1042051-9 XOOG1023518-2 XOOG10238158 XOOG1157205-4 XOOG1157422-1
Policy Period 07/01/80 06/30/81 07/01/81 06/30/82 07/01/82 06/30/83 07/01/83 06/30/84 07/01/84 06/30/85 07/01/85 06/30/86 07/01/86 06/30/87 07/01/87 06/30/88 07/01/88 06/30/89 07/01/89 06/30/90 07/01/90 06/30/91 07/01/91 06/30/92
EXHIBIT B
7731899v.1
Anheuser-Busch, Inc.
Defendant,
) ) ) ) ) ) ) ) ) ) )
Case No.
4:11-CV-1097
ORIGINAL FILING FORM THIS FORM MUST BE COMPLETED AND VERIFIED BY THE FILING PARTY WHEN INITIATING A NEW CASE.
THIS SAME CAUSE, OR A SUBSTANTIALLY EQUIVALENT COMPLAINT, WAS PREVIOUSLY FILED IN THIS COURT AS CASE NUMBER AND ASSIGNED TO THE HONORABLE JUDGE .
THIS CAUSE IS RELATED, BUT IS NOT SUBSTANTIALLY EQUIVALENT TO ANY PREVIOUSLY FILED COMPLAINT. THE RELATED CASE NUMBER IS THAT CASE WAS ASSIGNED TO THE HONORABLE THEREFORE, BE OPENED AS AN ORIGINAL PROCEEDING. AND . THIS CASE MAY,
NEITHER THIS SAME CAUSE, NOR A SUBSTANTIALLY EQUIVALENT COMPLAINT, HAS BEEN PREVIOUSLY FILED IN THIS COURT, AND THEREFORE MAY BE OPENED AS AN ORIGINAL PROCEEDING.
The undersigned affirms that the information provided above is true and correct.
Date:
06/17/2011
v.
Anheuser-Busch, Inc.
Defendant
) ) ) ) ) ) )
SUMMONS IN A CIVIL ACTION To: (Defendants name and address) Anheuser-Busch, Inc.
Registered Agent: CT Corporation System 120 South Central Avenue Clayton, Missouri 63105
A lawsuit has been filed against you. Within 21 days after service of this summons on you (not counting the day you received it) or 60 days if you are the United States or a United States agency, or an officer or employee of the United States described in Fed. R. Civ. P. 12 (a)(2) or (3) you must serve on the plaintiff an answer to the attached complaint or a motion under Rule 12 of the Federal Rules of Civil Procedure. The answer or motion must be served on the plaintiff or plaintiffs attorney, whose name and address are: John F. Cooney
Danna Mc.Kitrick, P.C. 7701 Forsyth, Suite 800 St. Louis, Missouri 63105
If you fail to respond, judgment by default will be entered against you for the relief demanded in the complaint. You also must file your answer or motion with the court.
CLERK OF COURT
Date:
Signature of Clerk or Deputy Clerk
Civil Action No. 4:11-CV-1097 PROOF OF SERVICE (This section should not be filed with the court unless required by Fed. R. Civ. P. 4 (l)) This summons for (name of individual and title, if any) was received by me on (date) .
I personally served the summons on the individual at (place) on (date) I left the summons at the individuals residence or usual place of abode with (name) , a person of suitable age and discretion who resides there, on (date) , and mailed a copy to the individuals last known address; or , who is on (date) I returned the summons unexecuted because Other (specify): . ; or ; or ; or
I served the summons on (name of individual) designated by law to accept service of process on behalf of (name of organization)
My fees are $
0.00
Date:
Servers signature
Servers address