THE NEW INDIA ASSURANCE COMPANY LIMITED HEAD OFFICE, MUMBAI

GUIDE RATES w.e.f. 01/01/2008 MOTOR INSURANCE PREMIUM RATES FOR VARIOUS CATEGORIES OF VEHICLES I. PRIVATE CAR Own Damage Premium Rates: ZONE B CUBIC Age of the vehicle CAPACITY Rate on IDV of the vehicle ZONE A CUBIC CAPACITY

Not Exceeding Exceeding Not Exceeding Exceeding exceeding 1000cc but 1500 cc exceeding 1000cc but 1500 cc 1000 cc not 1000 cc not exceeding exceeding 1500 cc 1500 cc 2.233 % 2.340 % 2.189 % 2.298 % 2.408 %

Not 2.127 % exceeding 5 years Exceeding 2.393% 5 years but not exceeding 10 years 2.940 % Exceeding 10 years

2.513%

2.632 %

2.462 %

2.585 %

2.709 %

3.087 %

3.235 %

3.026 %

3.176 %

3.328 %

Liability Premium: CUBIC CAPACITY OF THE VEHICLE Not exceeding 1000 cc PREMIUM Rs. 670

THE NEW INDIA ASSURANCE COMPANY LIMITED HEAD OFFICE, MUMBAI

Exceeding 1000cc but not exceeding 1500 cc Exceeding 1500 cc

Rs. 800/Rs. 2500/-

II. TWO WHEELERS Own Damage Premium Rates: ZONE B CUBIC Age of the vehicle CAPACITY Rate on IDV of the vehicle ZONE A CUBIC CAPACITY

Not Exceeding Exceeding Not Exceeding Exceeding exceeding 150c but 350 cc exceeding 150c but 350 cc 150 cc not 150 cc not exceeding exceeding 350 cc 350 cc 1.320 % 1.383% 1.281 % 1.345 % 1. 409%

Not exceeding 1.257 % 5 years Exceeding 5 years but 1.496 % not exceeding 10 years Exceeding 1.802 % 10 years

1.571%

1.646%

1.524 %

1.600 %

1.677 %

1.892 %

1.982 %

1.836 %

1.928 %

2.020 %

THE NEW INDIA ASSURANCE COMPANY LIMITED HEAD OFFICE, MUMBAI

Liability Premium:

CUBIC CAPACITY OF THE VEHICLE Not exceeding 75 cc Exceeding 75 cc but not exceeding 150 cc Exceeding 150 cc but not exceeding 350 cc Exceeding 350 cc

PREMIUM Rs. 300/Rs. 300/Rs. 300/Rs. 620/-

III. COMMERCIAL VEHICLES GOODS CARRYING: Class A. 1 Public carriers (Other than Three Wheeler s): Own Damage Premium Rates: Rate on IDV of the vehicle AGE OF THE VEHICLE Not exceeding 5 years Exceeding 5 years and not exceeding 7 years Exceeding 7 years ZONE - C 1.726% 1.770% 1.812% ZONE - B 1.743% 1.787% 1.830% ZONE - A 1.751% 1.795% 1.839%

Liability Premium: GROSS VEHICLE WEIGHT (GVW) TP PREMIUM

THE NEW INDIA ASSURANCE COMPANY LIMITED HEAD OFFICE, MUMBAI

Not exceeding 7500 Kgs. Exceeding 7500 Kgs. but not exceeding 12000 Kgs Exceeding 12000 Kgs. but not exceeding 20000 Kgs. Exceeding 20000 Kgs. but not exceeding 40000 Kgs. Exceeding 40000 Kgs.

(Rs) 5580/5920/6090/6260/6770/-

Class A.2: Private Carriers (other than Three Wheelers):

Own Damage Premium Rates: AGE OF THE VEHICLE Not exceeding 5 years Exceeding 5 years and not exceeding 7 years Exceeding 7 years Zone - C 1.208% 1.239% 1.268% Rate on IDV of the vehicle Zone - B Zone - A 1.220% 1.251% 1.281% 1.226% 1.257% 1.287%

Liability Premium:

THE NEW INDIA ASSURANCE COMPANY LIMITED HEAD OFFICE, MUMBAI

GROSS VEHICLE WEIGHT (GVW) in Kgs Not exceeding 7500 Exceeding 7500 but not exceeding 12000 Exceeding 12000 but not exceeding 20000 Exceeding 20000 but not exceeding 40000 Exceeding 40000

TP PREMIUM ( Rs.) 5000/5300/5440/5610/6050/-

Class A. 3: Goods Carrying Motorized Three Wheelers and Motorized Pedal Cycles (Public Carriers): Own Damage Premium Rates: Age of the Vehicle Not exceeding 5 years Exceeding 5 but not exceeding 7 years Exceeding 7 years. Rate on IDV of the vehicle Zone -C Zone B Zone - A 1.640% 1.681% 1.722% 1.656% 1.697% 1.739% 1.664% 1.706% 1.747%

THE NEW INDIA ASSURANCE COMPANY LIMITED HEAD OFFICE, MUMBAI

Liability Premium:
Premium for Liability Only cover Rs. 1530/-.

Class A. 4: Goods Carrying Motorized Three Wheelers and Motorized Pedal Cycles (Private Carriers): Rate on IDV of the vehicle Age of the Vehicle Zone -C Zone - B Zone A

Not exceeding 5 years Exceeding 5 but not exceeding 7 years

1.148 % 1.177 %

1.159 % 1.188 % 1.217 %

1.165 % 1.194 % 1.223 %

Exceeding 7 years.

1.205 %

Liability Premium: Premium for Liability only Policy Rs.1450/-

B. TARIFF FOR TRAILERS Rate on IDV of the vehicle

THE NEW INDIA ASSURANCE COMPANY LIMITED HEAD OFFICE, MUMBAI

No. of Trailers under tow at any one time (by one or more towing vehicles)

Towed by Agricultural /Forestry Vehicles Own Liability Damage Onl (per y Trailer) (per Trai ler) 0.87% For each Trailer 0.90% Rs. 350/0.93% 0.96% 1.00% 1.05% 1.10% 1.15% (For more one than Trailer please multiply the No. of Trailers) Other Vehicles Own Damage (per Trailer) Liability Only (per Trailer)

1 Trailer towed 2 2 Trailers towed 3 Trailers towed 4 Trailers towed 5 Trailers towed 6 Trailers towed 7 Trailers towed 8 Trailers towed

1.05% 1.08% 1.12% 1.16% 1.20% 1.25% 1.32% 1.38% (For more one than Trailer please multiply the No. of Trailers) For each Trailer Rs. 550/-

THE NEW INDIA ASSURANCE COMPANY LIMITED HEAD OFFICE, MUMBAI

IV.PASSENGERS VEHICLES: C. 1.a. Passengers (IV Wheelers) with Carrying Capacity not exceeding 6 passengers: Own Damage Premium Rates: Rate on IDV of the vehicle ZONE B
CUBIC CAPACITY

ZONE A
CUBIC CAPACITY

Age of Not Exceeding Exceeding Not Exceeding Exceeding the vehicle exceeding 1000cc but not 1500 cc exceeding 1000cc but not 1500 cc 1000 cc exceeding 1000 cc exceeding 1500 cc 1500 cc Not exceeding 5 years Exceeding 5 years but not exceeding 7 years Exceeding 7 years 3.191 % 3.351 % 3.510 % 3.284 % 3.448% 3.612 %

3.271 %

3.435 %

3.598 %

3.366 %

3.534 %

3.703 %

3.351 %

3.519%

3.686 %

3.448 %

3.620 %

3.793 %

Liability Premium: CUBIC CAPACITY THE VEHICLE Not exceeding 1000 cc OF PREMIUM Rs. 1650 + Rs. 350 x Total No. of passengers the vehicle is licensed to carry.

Exceeding 1000 cc but not Rs.2330 + Rs. 350 x Total No. of passengers the exceeding vehicle is licensed to carry. 1500 cc Exceeding 1500 cc Rs.2840 +Rs. 350 x Total No. of passengers the

THE NEW INDIA ASSURANCE COMPANY LIMITED HEAD OFFICE, MUMBAI

vehicle is licensed to carry.

C. 1.b. Passengers (III Wheelers) with Carrying Capacity not exceeding 6 passengers:

Own Damage Premium Rates: Age of Vehicle Not exceeding 5 years Exceeding 5 years but not exceeding 7 years Exceeding 7 years Zone C 1.260% 1.292% 1.323% Rate on IDV of the vehicle Zone B Zone A 1.272% 1.304% 1.336% 1.278% 1.310% 1.342%

Liability Premium:
PREMIUM FOR LIABILITY Rs. 510/- + Rs.315 x Total No. of Passengers the ONLY COVER : vehicle is licensed to carry.

18 passengersNot exceeding

Own Damage Premium Rates:

Exceeding 18 passengers but not exceeding 36 passengers ZONE C

Exceeding 36 passengers but not exceeding 60 passengers

Maximum Licensed Carrying Capacity

Exceeding 60 passengers

18 passengersNot exceeding

Exceed ing 18 passengers but not exceeding 36 passengers

THE NEW INDIA ASSURANCE COMPANY LIMITED HEAD OFFICE, MUMBAI

Exceeding 36 passengers but not exceeding 60 passengers

Maximum Licensed Carrying Capacity

Exceeding 60 passengers

18 passengersNot exceeding

Rate on IDV of the vehicle

Exceed ing 18 passengers but not exceeding 36 passengers

Exceeding 36 passengers but not exceed ing 60 passengers

Class C. 2: Four (or more) Wheeled Vehicles with Carrying Capacity exceeding 6 Passengers and Three Wheelers with Carrying Capacity exceeding 17 Passengers for hire or reward:

Maximum Licensed Carrying Capacity

Exceeding 60 passengers

Age of the vehicle ZONE B ZONE A

THE NEW INDIA ASSURANCE COMPANY LIMITED HEAD OFFICE, MUMBAI

Not exceeding 5 years

Rs 350 + 1.656 %

Rs 450 + 1.656 % Rs 450 + 1.697 % Rs 450 + 1.739 %

Rs 550 + 1.656 % Rs 550 + 1.697 % Rs 550 + 1.739 %

Rs 680 + 1.656 % Rs 680 + 1.697 % Rs 680 + 1.739 %

Rs 350 + 1.672 % Rs 350 + 1.714 % Rs 350 + 1.756 %

Rs 450 + 1.672 % Rs 450 + 1.714 % Rs 450 + 1.756 %

Rs 550 + 1.672 % Rs 550 + 1.714% Rs 550 + 1.756%

Rs 680 + 1.672 % Rs 680 + 1.714% Rs 680 + 1.756 %

Rs 350 + 1.680% Rs 350 + 1.722 % Rs 350 + 1.764%

Rs 450 + 1.680% Rs 450 + 1.722 % Rs 450 + 1.764 %

Rs 550 + 1.680 % Rs 550 + 1.722 % Rs 550 + 1.764 %

Rs 680 + 1.680 % Rs 680 + 1.722 % Rs 680 + 1.764 %

Exceeding 5 Rs 350 years but not + exceeding 7 1.697 % years Rs 350 Exceeding 7 + years 1.739 %

Liability Premium: Rs 3160 + Rs. 235 X total number of passengers the vehicle is licensed to carry.

THE NEW INDIA ASSURANCE COMPANY LIMITED 12 HEAD OFFICE, MUMBAI

CLASS: C. 3: Motorized Three Wheeled Passenger Carrying Vehicles for hire or reward with Carrying Capacity exceeding 6 but not exceeding 17 Passengers. Own Damage Premium Rates: AGE OF VEHICLE Not exceeding 5 years Exceeding 5 years but not exceeding 7 years Exceeding 7 years Rate on IDV of the vehicle ZONE C ZONE B ZONE A 1.759% 1.803% 1.847% 1.777% 1.821% 1.866% 1.785% 1.830% 1.874%

Liability Premium: Premium for Liability Rs. 1560/- + Rs. 315 x Total No. of passengers the Only cover vehicle is licensed to carry.

THE NEW INDIA ASSURANCE COMPANY LIMITED 13 HEAD OFFICE, MUMBAI

CLASS C.4: Motorized Two Wheelers used for Carrying Passengers for hire or reward: Own Damage Premium Rates: Rate on IDV of the vehicle ZONE B Age of the vehicle CUBIC CAPACITY ZONE A CUBIC CAPACITY

Not Exceeding exceeding 150cc but not 150 cc exceeding 350 cc

Exceeding Not 350 cc exceeding 150 cc

Exceeding Exceeding 150cc but not 350 cc exceeding 350 cc

Not exceeding 1.743% 5 years Exceeding 5 years but not 1.787 % exceeding 10 years Exceeding 10 1.830 % years

1.830 %

1.917 %

1.794 %

1.884 %

1.973 %

1.876 %

1.965 %

1.839 %

1.931 %

2.023 %

1.922 %

2.013 %

1.884 %

1.978 %

2.072 %

Liability Premium:

Cubic Capacity of Two- Wheeler

Liability Only Premium

THE NEW INDIA ASSURANCE COMPANY LIMITED 14 HEAD OFFICE, MUMBAI

Not Exceeding 75 cc Exceeding 75 cc but not exceeding 150 cc Exceeding 150 cc but not exceeding 350 cc Exceeding 350 cc

Rs. 300/Rs. 300/Rs. 300/Rs. 680/-

V. TARIFF FOR MISCELLANEOUS & SPECIAL TYPES OF VEHICLES (CLASS: D) Own Damage Premium Rate: AGE OF THE VEHICLE Not exceeding 5 years Exceeding 5 years but not exceeding 7 years Exceeding 7 years Rate on IDV of the vehicle ZONE C ZONE B ZONE A 1.190 % 1.220 % 1.250 % 1.202 % 1.232 % 1.262 % 1.208 % 1.238 % 1.268 %

Mobile Units: Endorsement IMT 47 is to be used in respect of the following mobile units: (a) Mobile Cranes (b) Mechanical Navies, Shovels, Grabs, Rippers and Excavators (c) Dragline Excavators, (d) Mobile Drilling Rigs (e) Mobile Plant Package policies issued to the above units can be extended to cover damage to the unit by overturning during operational use as a tool of trade at an additional rate of 0.5% of IDV of the vehicle subject to a minimum additional premium of Rs.100/-. Liability Premium:

THE NEW INDIA ASSURANCE COMPANY LIMITED 15 HEAD OFFICE, MUMBAI

TYPES OF VEHICLE i) Pedestrian controlled Agricultural Tractors with Horse Power rating not exceeding 6 HP, Hearses and plane Loader ii) Other Miscellaneous and special type of vehicles

LIABILITY ONLY PREMIUM Rs. 400/Rs. 800/-

VI. TARIFF FOR MOTOR TRADE ROAD TRANSIT RISKS ONLY (CLASS E) Own Damage Premium Rate: DISTANCE Rate on IDV of the vehicle RATES OF PREMIUM 0.25% 0.30% 0.35% 0.40% 0.50% 0.55% 0.65% 0.80%

Not Exceeding 120 Kms Exceeding 120 Kms but not exceeding 400 Kms Exceeding 400 Kms but not exceeding 800 Kms Exceeding 800 Kms but not exceeding 1200 Kms Exceeding 1200 Kms but not exceeding 1600 Kms Exceeding 1600 Kms but not exceeding 2000 Kms Exceeding 2000 Kms but not exceeding 2400 Kms Exceeding 2400 Kms but not exceeding 2800 Kms

THE NEW INDIA ASSURANCE COMPANY LIMITED 16 HEAD OFFICE, MUMBAI

Exceeding 2800 Kms but not exceeding 3200 Kms Exceeding 3200 Kms but not exceeding 3600 Kms Exceeding 3600 Kms

0.85% 0.95% 1.00%

Liability Premium: i) Distance not exceeding 2400Kms: Rs. 500/ii) Distance exceeding 2400 Kms : Rs. 600/-

VII. TARIFF FOR MOTOR TRADE - ROAD RISK ONLY (CLASS - F) (i) Rates of premium for Own Damage cover / Liability Only cover (Excluding Motorized Two Wheelers): Rate on IDV of the vehicle Named Driver or Trade Own Damage Premium for Certificates Covering Losses upto Rs. 25,000/1st Named Driver or 0.45% on IDV of the vehicle Certificate (limited to Rs. 25,000/-) For additional Drivers/ Rs. 175/- per Driver/ Certificate Certificates upto 5 For additional Drivers / Certificates exceeding 5 but not exceeding 10 For additional Drivers / Certificates exceeding 10 but not exceeding 15. Rs. 120/- per Driver/ Certificate Rs. 85/- per Driver/ Certificate Liability Only Premium Rs. 550/Rs. 265/- per Driver/ Certificate Rs. 175/- per Driver/ Certificate Rs. 150/- per Driver/ Certificate

THE NEW INDIA ASSURANCE COMPANY LIMITED 17 HEAD OFFICE, MUMBAI

(ii) Motor Trade - Rates of premium for Own Damage cover / Liability Only cover for Motorized Two Wheelers: Rate on IDV of the vehicle Named Driver or Trade Certificates 1st Named Driver or Certificate For each Additional Driver or Certificate Own Damage premium for losses upto Rs. 7500/0.45% on IDV of the vehicle (Limited to Rs. 7,500/-) Rs. 85/- per driver Liability Only premium Rs. 300/Rs. 150/-

VIII. TARIFF FOR MOTOR TRADE - INTERNAL RISKS ONLY (CLASS: G) Rates applicable for superficial area occupied by the insured for the purpose of Motor Trade business not exceeding 2000 sq. meters. Premium for Package policies : Premium for Liability Only policies : 0.28% on wages + Rs.150/0.28% on wages

NOTE: For superficial area exceeding 2000 sq. mtrs., additional premium of Rs.15/and Rs.8/- is chargeable on the Package premium and Liability Only premium respectively for every 1000 sq.mtr or part thereof.