Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller

against a letter of credit. Correct Answer Negotiation Your Answer Negotiation Multiple Choice Multiple Answer Question Soft Loan Scheme for modernisation is provided by :Correct Answer IFCI , ICICI , SIDBI Your Answer IFCI , ICICI Match The Following Question Correct Answer Your Answer Charitable Trusts Rajiv Gandhi Foundation Rajiv Gandhi Foundation PSU MTNL ,SAIL, KRC MTNL ,SAIL, KRC Mutual Funds UTI ,ICICI Prudential UTI ,ICICI Prudential Statutory Trusts Port Trust Port Trust True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates Question Investment on a monthly basis and repayment on due date is made in :Correct Answer Recurring deposit Your Answer Recurring deposit True/False Question Issuance of CD attracts reserve requirements. Correct Answer False True/False Question State loans are much less liquid than GOI Securities. Correct Answer True Your Answer True Multiple Choice Single Answer Question IDBI was delinked from RBI and it became autonomous in the year :Correct Answer 1976 Your Answer 1976 Question

One of the leading All India FI is :Correct Answer SIDBI Your Answer SIDBI Multiple Choice Single Answer Question The largest member of the IMF is the :Correct Answer U.S.A. Multiple Choice Single Answer Question The foreign currency account maintained by an authorised dealer with its correspondent abroad is :Correct Answer Nostro Account Your Answer Nostro Account Select The Blank Question As a banker to the Government, RBI accepts Government deposits at ________% interest. Correct Answer 0 Your Answer 0 Multiple Choice Single Answer Question The word ' Tranche ' is a French word which means :Correct Answer A Slice Your Answer A Pit Multiple Choice Single Answer Question Size of the Quota depended upon :Correct Answer GNP Your Answer GNP Match The Following Question Correct Answer Your Answer Small Savings Chit Funds Chit Funds Gen.Insurance NICo of India Ltd. NICo of India Ltd. Life Insurance LIC of India Ltd LIC of India Ltd

Mutual fund UTI UTI True/False Question CPs have to be compulsorily rated. Correct Answer True Your Answer True Multiple Choice Single Answer Question If the Bank allows a finance of Rs 95 against a Bill of Rs 100 the difference of Rs. 5 is known as the :Correct Answer Discount Your Answer Discount Multiple Choice Multiple Answer Question IIBI (formerly known as IRBI )undertakes :Correct Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services Your Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services Select The Blank Question The loans under________ are based on Poverty Reduction Strategy Paper. Correct Answer PRGF Your Answer PRGF Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Single Answer Question DICGC also provides :Correct Answer Security to deposits Your Answer Guarantee to borrowers Match The Following Question Correct Answer Your Answer Insurance of all employees of a Firm Group Insurance

Auto Finance Premium Throughout Life Whole Life Group Insurance Fixed Period Insurance Endowment Endowment Insurance of ocean Cargo Marine Insurance Marine Insurance True/False Question A Cheque is a Negotiable Instrument. Correct Answer True Your Answer True Multiple Choice Single Answer Question Which one of the following is not a deposit account? Correct Answer Cash Credit account Your Answer Cash Certificate Select The Blank Question The ________ does not collect Savings from the Public. Correct Answer NIICO Ltd. Your Answer NIICO Ltd. Multiple Choice Single Answer Question IMF articles were amended in 1978 to legalise the :Correct Answer Floating exchange rates Your Answer Floating exchange rates

Select The Blank Question ________ is merely an asset created out of book entries. Correct Answer SDR Your Answer SDR Question Correct Answer Your Answer Regional Rural Bank Thane Gramin Bank Thane Gramin Bank Public Sector Bank Indian Bank Saraswat Coop Bank Ltd. Private Sector Bank Bank of Rajasthan Ltd Indian Bank Foreign Bank CITI BANK Bank of Rajasthan Ltd Select The Blank Question Syndication of Loans Globally does not involve any funds as it is ________ activity. Correct Answer Non-fund based Your Answer Fund based True/False Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer

True Select The Blank Question The repayment holiday period is also known as ________ period. Correct Answer Moratorium Your Answer Moratorium Multiple Choice Single Answer Question Zero Coupon Bonds are issued at a :Correct Answer Discount to face value Your Answer Discount to maturity value Multiple Choice Multiple Answer Question DICGC does not insure the deposits :Correct Answer Of foreign Governments , Of State Cooperative Banks , Of the Central Government Your Answer Of foreign Governments , Of State Cooperative Banks , Of the Central Government Multiple Choice Multiple Answer Question DICGC does not insure the deposits :Correct Answer Of foreign Governments , Of State Cooperative Banks , Of the Central Government Your Answer Of foreign Governments , Of State Cooperative Banks , Of the Central Government Match The Following Question Correct Answer Your Answer

Small Savings Chit Funds Chit Funds Gen.Insurance NICo of India Ltd. NICo of India Ltd. Life Insurance LIC of India Ltd LIC of India Ltd Mutual fund UTI UTI Multiple Choice Single Answer Question Which one of the following is a Cooperative Bank? Correct Answer COSMOS BANK Your Answer COSMOS BANK Multiple Choice Single Answer Question Liabilities of Insurance Cos are mostly :Correct Answer Long term Your Answer Long term Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected True/False

Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer True Multiple Choice Single Answer Question Investment on a monthly basis and repayment on due date is made in :Correct Answer Recurring deposit Your Answer Term deposit account Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Multiple Choice Single Answer Question SIDBI commenced its operations from :Correct Answer April 2,1990 Your Answer April 2,1990 Match The Following Question Correct Answer Your Answer NABARD Rural Development Rural Development AFC Ltd Consultancy Consultancy HUDCO Housing Housing NCDC Development of Cooperatives Development of Cooperatives at 4:15 AM 0 comments Links to this post Labels: Financial Institutions and Banking

Financial Institutions and Banking - 2

LIST OF ATTEMPTED QUESTIONS AND ANSWERS

Multiple Choice Single Answer Question The first long term industrial financing corporation set up in the country was :Correct Answer IFCI Your Answer

IFCI True/False Question The Capital of NABARD is subscribed by World Bank. Correct Answer False Your Answer False Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Real assets Multiple Choice Single Answer Question In addition to sugar Industry IFCI has predominantly lent to :Correct Answer Textile sector Your Answer Textile sector Multiple Choice Multiple Answer Question Other than Tourism, International funds remittances comprise of :Correct Answer Donations/Charity , Payments of Salaries , Payments of Royalty Your Answer Donations/Charity , Payments of Salaries , Payments of Royalty True/False Question NABARD provides Refinance for Marketing of Crops. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question R B I conducts monetary control by way of O M O in :Correct Answer Treasury bills , State /central Government Securities Your Answer Treasury bills , State /central Government Securities Multiple Choice Single Answer

Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Select The Blank Question NABARDs Criteria for Refinance covers Technical ________ of the project. Correct Answer Feasibility Your Answer Feasibility True/False Question Banks do not invest in the GOI securities . Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers Select The Blank Question NHB at present has a ________ Capital of Rs. 350 crores. Correct Answer Paid-up Your Answer Paid-up Select The Blank Question One of the objectives of NHB is to augment the ________ resources for the housing sector. Correct Answer Financial Your Answer Financial Match The Following Question Correct Answer Your Answer

CRR Primary reserve requirement Primary reserve requirement Bankers Bank Controlling the reserves of commercial banks Controlling the reserves of commercial banks Exchange control FEMA FEMA OMO Government securities Government securities Multiple Choice Single Answer Question NABARD was established on the recommendations of :Correct Answer CRAFICARD Your Answer CRAFICARD Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Multiple Choice Multiple Answer Question Credit Information report is also known as :Correct Answer Credit report , Banker's report , Confidential report Your Answer Credit report , Banker's report , Confidential report Select The Blank Question Development financial institutions have been established to cater to ________ of the industrial sector. Correct Answer Long term financial needs Your Answer Long term financial needs Multiple Choice Multiple Answer Question Tourism promotes :Correct Answer Credit Card Business , International remittances , Travellers' Cheques Your Answer

Credit Card Business , International remittances , Travellers' Cheques True/False Question Development financial institutions primarily lend to Agriculture sector. Correct Answer False Your Answer True Select The Blank Question The ________ is the apex institution in the field of foreign trade in India. Correct Answer EXIM bank Your Answer EXIM bank Select The Blank Question Financial markets are the centres that provide facilities for buying and selling of ________. Correct Answer Financial claims and services Your Answer Financial claims and services True/False Question Non bank financial institutions undertake fund and non fund based activities. Correct Answer True Your Answer True Select The Blank Question The CRAFICARD recommended the establishment of ________. Correct Answer NABARD Your Answer NABARD Select The Blank Question The price in financial markets is known as ________. Correct Answer Rate of interest Your Answer Coupen True/False

Question Gramin banks are State Owned Banks. Correct Answer True Your Answer True Multiple Choice Single Answer Question A credit facility under which a borrower can withdraw up a certain limit subject to availability of adequate security is :Correct Answer Cash Credit account Your Answer Cash Credit account Select The Blank Question Syndication involves ________ sanction. Correct Answer In principle Your Answer In principle Multiple Choice Multiple Answer Question Treasuries could be either those of the :Correct Answer Private Sector Cos. , Govt.bodies , PSUs Your Answer PSUs , Govt.bodies , FIIs Multiple Choice Single Answer Question Treasury Bills are actually a class of :Correct Answer Govt.Securities Your Answer Govt.Securities Select The Blank Question The ________ regulation makes the banks the largest investor in the GOI securities. Correct Answer SLR Your Answer SLR True/False Question HDFC was set up by NHB.

Correct Answer False Your Answer False Multiple Choice Single Answer Question Initial Quantum of resources of IMF were contributed by members according to :Correct Answer Quotas fixed for members Your Answer Quotas fixed for members True/False Question Most of the Indian PS Banks practice retail banking. Correct Answer True Your Answer True True/False Question The overdraft facility is also known as Cash credit facility. Correct Answer True Your Answer False True/False Question CPs are issued by corporate entities. Correct Answer True Your Answer True True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer

Commercial banks Multiple Choice Multiple Answer Question EXIM Bank provides financial assistance to:Correct Answer Indian Companies , Commercial Banks , Foreign Governments Your Answer Indian Companies , Commercial Banks , Foreign Governments Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections Multiple Choice Multiple Answer Question Financial Services offered by PFC include :Correct Answer Term loans , lease finance , Loan Syndication Your Answer Term loans , lease finance , Loan Syndication True/False Question The currency notes issued by RBI are legal tender everywhere in India without any limit. Correct Answer True Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Money Markets Satisfy the needs of :Correct Answer Short term nature Your Answer Short term nature Multiple Choice Multiple Answer

Question The financial Assistance provided by the IMF enables member countries to :Correct Answer Rebuild resources , Stabilise currencies , Pay for imports Your Answer Rebuild resources , Stabilise currencies , Pay for imports Match The Following Question Correct Answer Your Answer NGOs CASP, CRY, PLAN CASP, CRY, PLAN DFI IDBI, IFCI, ICICI IDBI, IFCI, ICICI PSUs NTPC, NHPC, Coal India NTPC, NHPC, Coal India Corporates RIL, HPCL RIL, HPCL at 4:14 AM 0 comments Links to this post Labels: Financial Institutions and Banking

Financial Institutions and Banking - 1

LIST OF ATTEMPTED QUESTIONS AND ANSWERS True/False Question Gramin banks are State Owned Banks. Correct Answer True Your Answer True Select The Blank Question CRR and SLR are ________ reserves. Correct Answer Statutory Your Answer Statutory True/False Question Banks do not invest in the GOI securities .

Correct Answer False Your Answer False Multiple Choice Multiple Answer Question SIDBI provides :Correct Answer Refinance , Rediscounting of Bills , Financial support to SSIDC Your Answer Rediscounting of Bills , Financial support to SSIDC , Cash Credit facilities Select The Blank Question Mutual Funds provide the benefits of ________. Correct Answer Portfolio management Your Answer Portfolio management Select The Blank Question Syndication involves ________ sanction. Correct Answer In principle Your Answer Final Select The Blank Question The ________ regulation makes the banks the largest investor in the GOI securities. Correct Answer SLR Your Answer SLR Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI. Correct Answer ICICI Your Answer ICICI Multiple Choice Multiple Answer Question NABARD has taken over the entire functions of :Correct Answer ARDC , ACD of RBI , RPCD of RBI Your Answer

ARDC , ACD of RBI , RPCD of RBI Multiple Choice Single Answer Question Instruments issued by DFIs and Banks carry :Correct Answer Highest credit ratings Your Answer Highest credit ratings Multiple Choice Multiple Answer Question Other than Tourism, International funds remittances comprise of :Correct Answer Donations/Charity , Payments of Salaries , Payments of Royalty Your Answer Donations/Charity , Payments of Salaries , Travel related payments Multiple Choice Single Answer Question Money Markets Satisfy the needs of :Correct Answer Short term nature Your Answer Short term nature Multiple Choice Single Answer Question Development Financial Institutions provide finance to the needy Correct Answer Corporates & govt. institutions Your Answer Corporates & govt. institutions True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer True Your Answer True Multiple Choice Single Answer

Question A major part of the credit of SFCs went to :Correct Answer SSI units Your Answer Exporters True/False Question Mortgage Loans are loans against property. Correct Answer True Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Select The Blank Question HDFCs loans were linked up with________. Correct Answer Planned Savings Your Answer Recovery record Multiple Choice Single Answer Question Initial Quantum of resources of IMF were contributed by members according to :Correct Answer Quotas fixed for members Your Answer Quotas fixed for members True/False Question CPs are issued by corporate entities. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question EXIM Bank provides financial assistance to:Correct Answer

Indian Companies , Commercial Banks , Foreign Governments Your Answer Indian Companies , Commercial Banks , Foreign Governments Multiple Choice Multiple Answer Question Functions of R.O. do not cover :Correct Answer SLR/CRR maintenance , Liaison with RBI/IBA , Issuing Lending Policy Your Answer SLR/CRR maintenance , Issuing Lending Policy , Sanctioning advances Match The Following Question Correct Answer Your Answer Inter Bank Call Money Markets BRs, Call Money Receipts BRs, Call Money Receipts Money Market Instuments CP, CD ,T- Bills CP, CD ,T- Bills Capital Market Instruments Shares Shares Debt Market Instruments GOI Securities ,Bonds GOI Securities ,Bonds Multiple Choice Multiple Answer Question Which of the following statements are not prepared on a daily basis in branch? Correct Answer Cash Book , Trial Balance , P/L statement Your Answer Cash Book , Trial Balance , P/L statement Select The Blank Question Interest on advances is generally calculated on ________ products. Correct Answer Daily Your Answer Fortnightly Multiple Choice Single Answer Question IDBI has helped in the establishment of :Correct Answer EXIM Bank Your Answer

EXIM Bank Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Working capital Multiple Choice Single Answer Question Deposits per depositor per bank are secured by DICGC up to a sum of :Correct Answer Rs. one lac. Your Answer Rs. one lac. Select The Blank Question SCICI provides domestic & foreign loans for capital equipment and________ services. Correct Answer Technical Your Answer Technical Multiple Choice Multiple Answer Question The main objective of ICICI was :Correct Answer To augment export finance in India , To channelise World Bank's funds to industries in India , To help in building up a Capital Market in India Your Answer To augment export finance in India , To channelise World Bank's funds to industries in India , To help in building up a Capital Market in India Multiple Choice Multiple Answer Question Functions of NIDHIs include :Correct Answer Accepting Deposits , Granting loans , Encourage thrift Your Answer Accepting Deposits , Granting loans , Encourage thrift Multiple Choice Single Answer Question IDBI was initially set up as :Correct Answer Subsidy of RBI Your Answer Public sector Bank

Multiple Choice Multiple Answer Question For its long term operations NABARD raises funds by :Correct Answer Floating Bonds in open market , Drawing from the Central Govt. , Drawing from National Rural credit Funds Your Answer Floating Bonds in open market , Drawing from the Central Govt. , Drawing from National Rural credit Funds Select The Blank Question Financial markets are the centres that provide facilities for buying and selling of ________. Correct Answer Financial claims and services Your Answer Goods and services True/False Question IDA does not lend to countries that are not in a position to borrow from IBRD. Correct Answer False Your Answer True Select The Blank Question General insurance policies are genarally issued for ________ year. Correct Answer One Your Answer Three True/False Question SCICI is a member of the OTCEI. Correct Answer True Your Answer False Multiple Choice Single Answer Question The deposit account offering cheque withdrawal facility is known as :Correct Answer Current account Your Answer Current account

Match The Following Question Correct Answer Your Answer CRR Primary reserve requirement Primary reserve requirement Bankers Bank Controlling the reserves of commercial banks FEMA Exchange control FEMA Controlling the reserves of commercial banks OMO Government securities Government securities Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer Unsecured , Based on borrowers worth , At low interest Multiple Choice Single Answer Question The apex institution in the field of Industrial Development is :Correct Answer IDBI Your Answer IDBI Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Voting power , Drawing power , GNP True/False Question CP is a usance promissory note hence it can be negotiated by endorsement & delivery. Correct Answer True Your Answer False Multiple Choice Single Answer Question

The objective of ICICI was to assist the :Correct Answer Private sector Your Answer Private sector True/False Question NABARD provides short term refinance for procurement activities also. Correct Answer True Your Answer True Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer One year or more

Financial Institutions and Banking - 5

Bitmap Multiple Choice Multiple Answer Question Agricultural Finance Consultancy Ltd(AFC) activities cover :Correct Answer Pre-feasibility studies , Regional /Sectoral planning , Benchmark Surveys Your Answer Pre-feasibility studies , Regional /Sectoral planning , Benchmark Surveys Bitmap Multiple Choice Multiple Answer Question Duties of an International Banking unit cover :Correct Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Your Answer Maintaining SLR/CRR , Handling foreign currency , Handling Doc. credits Bitmap Select The Blank Question One of the objectives of NHB is to augment the ________ resources for the housing sector. Correct Answer Financial Your Answer

Financial Bitmap Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers Bitmap Multiple Choice Single Answer Question The lender of the last resort to the market is the :Correct Answer RBI Your Answer RBI Bitmap Multiple Choice Multiple Answer Question Credit Information report is also known as :Correct Answer Credit report , Banker's report , Confidential report Your Answer Credit report , Banker's report , Confidential report Bitmap Multiple Choice Single Answer Question Cetificate of deposit are issued by Correct Answer Banks Your Answer Banks Bitmap Multiple Choice Single Answer Question A record of the holdings of GOI dated securities of each holder is contained in :Correct Answer SGL pass book Your Answer SGL pass book Bitmap Multiple Choice Single Answer Question The organised financial system includes :Correct Answer

Commercial banks Your Answer Commercial banks Bitmap Select The Blank Question Development financial institutions have been established to cater to ________ of the industrial sector. Correct Answer Long term financial needs Your Answer Working capital needs Bitmap Multiple Choice Single Answer Question DFHI was incorporated under the :Correct Answer Companies Act, 1956 Your Answer Companies Act, 1956 Bitmap Select The Blank Question The ________ meet the long and medium term credit needs of agriculture. Correct Answer Land Development Banks Your Answer Regional Rural Banks Bitmap Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Term Deposit Receipt Bitmap True/False Question Amongst others, ICICI also provided long and medium term loans or equity finance. Correct Answer TRUE Your Answer TRUE Bitmap Multiple Choice Multiple Answer

Question EXIM Bank provides financial assistance to:Correct Answer Indian Companies , Commercial Banks , Foreign Governments Your Answer Investment trusts , Indian Companies , Commercial Banks Bitmap Multiple Choice Multiple Answer Question RBI sells securities through :Correct Answer Auction program , Open market operations , Private placements Your Answer Open market operations Bitmap Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI Bitmap Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Bitmap Multiple Choice Multiple Answer Question R B I conducts monetary control by way of O M O in :Correct Answer Treasury bills , State /central Government Securities Your Answer Treasury bills , State /central Government Securities Bitmap True/False Question Under open market operation RBI conducts buying /selling shares/debentures of blue chip companies. Correct Answer FALSE Your Answer

FALSE Bitmap Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI Bitmap Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Bitmap Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power Bitmap Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Bitmap Multiple Choice Single Answer Question

The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Bitmap Match The Following Question Correct Answer Your Answer Fruit Crops, Floriculture, Vegetables Horticulture Horticulture Institutional studies, Dwell Time Studies Surveys & Studies Surveys & Studies Agronomy, Crop Planning, Plant Protection, Farm Inputs Crop Production Crop Production Canals & Rivers, Drip Irrigation Irrigation & Drainage Irrigation & Drainage Bitmap Select The Blank Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Bitmap Multiple Choice Single Answer Question Instruments issued by DFIs and Banks carry :Correct Answer Highest credit ratings Your Answer Highest credit ratings Bitmap Multiple Choice Single Answer Question LIC of India was set up in :Correct Answer 1956 Your Answer 1818

Bitmap Select The Blank Question Secured Premium Notes are ________. Correct Answer Debentures Your Answer Debentures Bitmap Multiple Choice Single Answer Question PFC is committed to the integrated development of :Correct Answer Power Your Answer Power Bitmap True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer TRUE Your Answer TRUE Bitmap True/False Question Banks authorised to deal in foreign exchange are known as Authorised Dealers. Correct Answer FALSE Your Answer TRUE Bitmap Multiple Choice Multiple Answer Question DFHI was set up with the following objective :Correct Answer To even out imbalances , To provide liquidity , To promote secondary market Your Answer To even out imbalances , To provide liquidity , To promote secondary market Bitmap Multiple Choice Multiple Answer Question NABARD has taken over the entire functions of :Correct Answer ARDC , ACD of RBI , RPCD of RBI

Your Answer ARDC , ACD of RBI , RPCD of RBI Bitmap Multiple Choice Multiple Answer Question R B I issues currency notes against the security of:Correct Answer Gold bullion , Foreign securities , GOI securities Your Answer Gold bullion , Foreign securities , GOI securities Bitmap Select The Blank Question The ________ has been accredited by RBI as a Primary Dealer in Governemt Securities. Correct Answer STCI Your Answer LIC of India Bitmap True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer FALSE Your Answer TRUE Bitmap Select The Blank Question Legally speaking Pass Through Certificates are ________ and are tradeable freely. Correct Answer Promissory notes Your Answer Promissory notes Bitmap Select The Blank Question DFIs are the second largest issuer of ________ after the Govt and Sovereign bodies. Correct Answer Debt instruments Your Answer Debt instruments Bitmap Multiple Choice Multiple Answer Question From time to time RBI has issued :-

Correct Answer Straight coupon bonds , Inflation linked bonds , Zero coupon bonds Your Answer Inflation linked bonds , Zero coupon bonds Bitmap True/False Question The currency notes issued by RBI are legal tender everywhere in India without any limit. Correct Answer TRUE Your Answer FALSE Bitmap True/False Question HDFC was set up by NHB. Correct Answer FALSE Your Answer FALSE Bitmap True/False Question PFC also provides reform & restructuring related studies. Correct Answer TRUE Your Answer FALSE Bitmap Select The Blank Question The ________ was set up to help corrections in BOP maladjustments. Correct Answer IMF Your Answer IMF Bitmap Select The Blank Question The CRAFICARD recommended the establishment of ________. Correct Answer NABARD Your Answer NABARD Bitmap True/False

Question NIDHIS are Trading Organisations. Correct Answer FALSE Your Answer FALSE at 6:45 AM 0 comments Links to this post Labels: Financial Institutions and Banking (Set II)

Financial Institutions and Banking - 4

Select The Blank Question HDFCs loans were linked up with________. Correct Answer Planned Savings Your Answer Planned Savings Bitmap True/False Question CPs are issued by corporate entities. Correct Answer TRUE Your Answer FALSE Bitmap Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Bitmap Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less than :Correct Answer One year Your Answer One year Bitmap Select The Blank

Question Kisan Vikas Patra are issued through ________. Correct Answer Post Offices Your Answer Post Offices Bitmap Multiple Choice Single Answer Question Liquid assets to be maintained to a stipulated ratio under Section 24 of BR Act is called :Correct Answer Statutory Liquidity Ratio Your Answer Statutory Liquidity Ratio Bitmap True/False Question NABARD provides short term refinance for procurement activities also. Correct Answer TRUE Your Answer TRUE Bitmap Multiple Choice Multiple Answer Question DFHI was set up jointly by :Correct Answer RBI , Banks , All India Fis Your Answer Banks , All India Fis Bitmap True/False Question Small Savings are source of Capital Receipts for the Government. Correct Answer TRUE Your Answer TRUE Bitmap Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd

Bitmap True/False Question Mortgage Loans are loans against property. Correct Answer TRUE Your Answer TRUE Bitmap Select The Blank Question The extent of powers enjoyed by a branch depends on the size of its ________. Correct Answer Business Your Answer Business Bitmap Multiple Choice Multiple Answer Question Prominent Institutional Investors are :Correct Answer Corporate Treasuries , Mutual Funds , Foreign Investors(FIIs) Your Answer Foreign Investors(FIIs) , Corporate Treasuries , Mutual Funds Bitmap True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer TRUE Your Answer TRUE Bitmap Select The Blank Question Bills of Exchange and ________ are Money Market Instruments. Correct Answer Promissory Notes Your Answer Promissory Notes Bitmap True/False Question Bank Guarantee can be Performance of financial Guarantee. Correct Answer

FALSE Your Answer FALSE Bitmap Match The Following Question Correct Answer Your Answer Inter Bank Call Money Markets BRs, Call Money Receipts Loans and advances Money Market Instuments CP, CD ,T- Bills CP, CD ,T- Bills Capital Market Instruments Shares Shares Debt Market Instruments GOI Securities ,Bonds GOI Securities ,Bonds Bitmap Multiple Choice Single Answer Question Account where lump sum investment is made for specific period is :Correct Answer Term Deposit account Your Answer Term Deposit account Bitmap True/False Question CP is a usance promissory note hence it can be negotiated by endorsement & delivery. Correct Answer TRUE Your Answer FALSE Bitmap Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less than :Correct Answer One year Your Answer One year Bitmap Multiple Choice Multiple Answer

Question The prominent Bond issuing PSU are :Correct Answer MTNL , NTPC , SAIL Your Answer NTPC Bitmap True/False Question The Capital of NABARD is subscribed by World Bank. Correct Answer FALSE Your Answer FALSE Bitmap Multiple Choice Multiple Answer Question Post Offices are popular for mobilizing small savings of the public due to :Correct Answer Wide network , Tax concessions , Saftey of funds Your Answer Wide network , Tax concessions , Saftey of funds Bitmap Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF Your Answer SIDF Bitmap Select The Blank Question SCICI provides domestic & foreign loans for capital equipment and________ services. Correct Answer Technical Your Answer Technical Bitmap True/False Question Non bank financial institutions undertake fund and non fund based activities. Correct Answer TRUE Your Answer TRUE

Bitmap Select The Blank Question Mutual Funds provide the benefits of ________. Correct Answer Portfolio management Your Answer Long term returns Bitmap Select The Blank Question CRR and SLR are ________ reserves. Correct Answer Statutory Your Answer Statutory Bitmap Select The Blank Question An ________ letter of credit cannot be canceled by the buyer without the seller's consent. Correct Answer Irrevocable Your Answer Irrevocable Bitmap Multiple Choice Single Answer Question A Transaction on "payment later" basis is a :Correct Answer Credit transaction Your Answer Credit transaction Bitmap Multiple Choice Single Answer Question A Bill in banking parlance means a :Correct Answer Bill of Exchange Your Answer Bill of Exchange Bitmap Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost

Your Answer Interest cost Bitmap Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By lending at 0% interest. , For periods up to ten years Bitmap Select The Blank Question The Premium of ________ is obtained through obligatory reinsurance premium. Correct Answer GIC Your Answer GIC Bitmap Multiple Choice Single Answer Question FIs can be classified into two categories depending on the basis of incorporation and :Correct Answer Operation Your Answer Operation Bitmap Multiple Choice Multiple Answer Question Basic Life insurance policies include :Correct Answer Term insurance , Annuity contracts , Pension plans Your Answer Term insurance , Annuity contracts , Pension plans Bitmap Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Bitmap True/False Question Cancellation of a Guarantee is known as "revocation".

Correct Answer TRUE Your Answer TRUE Bitmap Multiple Choice Single Answer Question The unorganised market is made of :Correct Answer Moneylenders Your Answer Moneylenders Bitmap Select The Blank Question Financial markets are the centres that provide facilities for buying and selling of ________. Correct Answer Financial claims and services Your Answer Financial claims and services Bitmap Multiple Choice Multiple Answer Question Functions of R.O. of a bank include :Correct Answer Inspection/audit , Control on branches , Grant loans/advances Your Answer Control on branches , Grant loans/advances Bitmap Multiple Choice Multiple Answer Question Financial Services offered by PFC include :Correct Answer Term loans , lease finance , Loan Syndication Your Answer Term loans , lease finance , Loan Syndication Bitmap Multiple Choice Multiple Answer Question Functions of NIDHIs include :Correct Answer Accepting Deposits , Granting loans , Encourage thrift Your Answer Accepting Deposits , Granting loans Bitmap Multiple Choice Multiple Answer

Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Bitmap Match The Following Question Correct Answer Your Answer Aquaculture ,Brackish Water Fisheries Fisheries Ploughing, weeding, transplantation Seasonal Agricultural Operations Seasonal Agricultural Operations Market Yards, Storage & Warehousing Agricultural Marketing Agricultural Marketing Hill ,Tribal Area development Area Development Area Development Bitmap Multiple Choice Multiple Answer Question Mutual fund has main entities like :Correct Answer Sponsor , Trust , Asset Management company Your Answer Sponsor , Trust , Asset Management company Bitmap Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets