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Statement of Account December 05, 2008 to September 01, 2011

00726300
Mr. Anchal .
Tarni Street
Sardhana
Meerut
Uttar Pradesh
250342

Date: September 01,2011


Policy Number: 00726300

Policy Owner

Mr. Anchal .

Life Insured

Mr. Anchal .

Policy Status

In Force

Plan

Met Growth RP

Fund

Multiplier

Sum Assured (in Rs.)

300000

Premium Mode

Annual

Modal Premium (in Rs.)

15000.00
Consolidated Charges for the period from May 01, 2009 to September 01, 2011
Charges

Value

Premium Allocation Charges

Rs.0.00

Top-up charges

Rs.0.00

Fund Switch Charges

Rs.0.00

Total Amount

Rs.0.00

Summary Of Account
Account Summary as on September 01,2011
Fund Option

Multiplier

Transaction Description

Amount (Rs.)

Units

0.00000

Opening Balance
Premium Collection

45000.00

2303.18292

-15000.00

-1089.22970

Additional Cess

-2.71

-0.11381

Educational Cess

-5.45

-0.22880

-185.68

-7.89552

Premium Allocation Charges

Service Tax
Service Tax - Mortality Charge
Policy Administration Charge
Mortality Charge
Unit Dealing
Service Tax Recovery

-86.21

-3.52300

-3543.75

-144.78992

-862.03

-35.22704

-1854.00

-134.62879

-6.79

-0.25862

887.28772

Closing Balance
Summary of Total Balance of accounts as on August 30,2011 Rs . 19872.76052

Account Details as on September 01,2011


Fund Option
Transaction
Date

Multiplier
Transaction Description

05/12/2008

Opening Balance

06/12/2008

Premium Collection

06/12/2008

Premium Allocation Charges

07/12/2009

Premium Collection

07/12/2009

Additional Cess

Amount(Rs)

NAV

NAV Date

Units Bought/
Sold

Total Units

0.00000

0.00000
1089.22970

15000.00

13.77120

06/12/2008

1089.22970

-15000.00

13.77120

06/12/2008

-1089.22970

0.00000

15000.00

23.05660

07/12/2009

650.57294

650.57294

-0.17

23.05660

07/12/2009

-0.00737

650.56557
Page 1 of 6

MetLife India Insurance Co.Ltd.


Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.co.in
www.metlife.co.in

07/12/2009

Educational Cess

07/12/2009

Service Tax

-0.34

23.05660

07/12/2009

-0.01475

650.55082

-16.88

23.05660

07/12/2009

-0.73211

07/12/2009

649.81871

Additional Cess

-0.04

23.05660

07/12/2009

-0.00173

649.81698

07/12/2009

Educational Cess

-0.08

23.05660

07/12/2009

-0.00347

649.81351

07/12/2009

Service Tax - Mortality


Charge

-4.13

23.05660

07/12/2009

-0.17912

649.63439

07/12/2009

Policy Administration Charge

-168.75

23.05660

07/12/2009

-7.31895

642.31544

07/12/2009

Mortality Charge

-41.31

23.05660

07/12/2009

-1.79168

640.52376

06/01/2010

Additional Cess

-0.17

24.07470

06/01/2010

-0.00706

640.51670

06/01/2010

Educational Cess

-0.34

24.07470

06/01/2010

-0.01412

640.50258

06/01/2010

Service Tax

-16.88

24.07470

06/01/2010

-0.70115

639.80143

06/01/2010

Additional Cess

-0.04

24.07470

06/01/2010

-0.00166

639.79977

06/01/2010

Educational Cess

-0.08

24.07470

06/01/2010

-0.00332

639.79645

06/01/2010

Service Tax - Mortality


Charge

-4.13

24.07470

06/01/2010

-0.17155

639.62490

06/01/2010

Policy Administration Charge

-168.75

24.07470

06/01/2010

-7.00943

632.61547

06/01/2010

Mortality Charge

-41.25

24.07470

06/01/2010

-1.71342

630.90205

08/02/2010

Additional Cess

-0.17

21.69930

08/02/2010

-0.00783

630.89422

08/02/2010

Educational Cess

-0.34

21.69930

08/02/2010

-0.01567

630.87855

08/02/2010

Service Tax

-16.88

21.69930

08/02/2010

-0.77791

630.10064

08/02/2010

Additional Cess

-0.04

21.69930

08/02/2010

-0.00184

630.09880

08/02/2010

Educational Cess

-0.08

21.69930

08/02/2010

-0.00369

630.09511

08/02/2010

Service Tax - Mortality


Charge

-4.15

21.69930

08/02/2010

-0.19125

629.90386

08/02/2010

Policy Administration Charge

-168.75

21.69930

08/02/2010

-7.77675

622.12711

08/02/2010

Mortality Charge

-41.51

21.69930

08/02/2010

-1.91296

620.21415

08/03/2010

Additional Cess

-0.17

23.21200

08/03/2010

-0.00732

620.20683

08/03/2010

Educational Cess

08/03/2010

Service Tax

08/03/2010

-0.34

23.21200

08/03/2010

-0.01465

620.19218

-16.88

23.21200

08/03/2010

-0.72721

619.46497

Additional Cess

-0.04

23.21200

08/03/2010

-0.00172

619.46325

08/03/2010

Educational Cess

-0.08

23.21200

08/03/2010

-0.00345

619.45980

08/03/2010

Service Tax - Mortality


Charge

-4.14

23.21200

08/03/2010

-0.17836

619.28144

08/03/2010

Policy Administration Charge

-168.75

23.21200

08/03/2010

-7.26995

612.01149

08/03/2010

Mortality Charge

-41.41

23.21200

08/03/2010

-1.78399

610.22750

12/04/2010

Additional Cess

-0.17

24.22170

06/04/2010

-0.00702

610.22048

12/04/2010

Educational Cess

-0.34

24.22170

06/04/2010

-0.01404

610.20644

12/04/2010

Service Tax

-16.88

24.22170

06/04/2010

-0.69690

609.50954

12/04/2010

Additional Cess

-0.04

24.22170

06/04/2010

-0.00165

609.50789

12/04/2010

Educational Cess

-0.08

24.22170

06/04/2010

-0.00330

609.50459

12/04/2010

Service Tax - Mortality


Charge

-4.14

24.22170

06/04/2010

-0.17092

609.33367

12/04/2010

Policy Administration Charge

-168.75

24.22170

06/04/2010

-6.96689

602.36678

12/04/2010

Mortality Charge

-41.38

24.22170

06/04/2010

-1.70839

600.65839

06/05/2010

Additional Cess

-0.17

23.00270

06/05/2010

-0.00739

600.65100

06/05/2010

Educational Cess

-0.34

23.00270

06/05/2010

-0.01478

600.63622

06/05/2010

Service Tax

-16.88

23.00270

06/05/2010

-0.73383

599.90239

06/05/2010

Additional Cess

-0.04

23.00270

06/05/2010

-0.00174

599.90065

06/05/2010

Educational Cess

-0.08

23.00270

06/05/2010

-0.00348

599.89717

06/05/2010

Service Tax - Mortality


Charge

-4.15

23.00270

06/05/2010

-0.18041

599.71676

06/05/2010

Policy Administration Charge

-168.75

23.00270

06/05/2010

-7.33610

592.38066

06/05/2010

Mortality Charge

-41.47

23.00270

06/05/2010

-1.80283

590.57783

07/06/2010

Additional Cess

-0.17

22.72300

07/06/2010

-0.00748

590.57035
Page 2 of 6

MetLife India Insurance Co.Ltd.


Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.co.in
www.metlife.co.in

07/06/2010

Educational Cess

07/06/2010

Service Tax

-0.34

22.72300

07/06/2010

-0.01496

590.55539

-16.88

22.72300

07/06/2010

-0.74286

07/06/2010

589.81253

Additional Cess

-0.04

22.72300

07/06/2010

-0.00176

589.81077

07/06/2010

Educational Cess

-0.08

22.72300

07/06/2010

-0.00352

589.80725

07/06/2010

Service Tax - Mortality


Charge

-4.15

22.72300

07/06/2010

-0.18263

589.62462

07/06/2010

Policy Administration Charge

-168.75

22.72300

07/06/2010

-7.42640

582.19822

07/06/2010

Mortality Charge

-41.50

22.72300

07/06/2010

-1.82634

580.37188

06/07/2010

Additional Cess

-0.04

23.83490

06/07/2010

-0.00168

580.37020

06/07/2010

Educational Cess

-0.08

23.83490

06/07/2010

-0.00336

580.36684

06/07/2010

Service Tax - Mortality


Charge

-4.15

23.83490

06/07/2010

-0.17411

580.19273

06/07/2010

Policy Administration Charge

-168.75

23.83490

06/07/2010

-7.07995

573.11278

06/07/2010

Mortality Charge

-41.50

23.83490

06/07/2010

-1.74114

571.37164

06/08/2010

Unit Dealing

-1854.00

13.77120

06/12/2008

-134.62879

436.74285

06/08/2010

Additional Cess

-0.04

24.60040

06/08/2010

-0.00163

436.74122

06/08/2010

Educational Cess

-0.08

24.60040

06/08/2010

-0.00325

436.73797

06/08/2010

Service Tax - Mortality


Charge

-4.14

24.60040

06/08/2010

-0.16829

436.56968

06/08/2010

Policy Administration Charge

-168.75

24.60040

06/08/2010

-6.85964

429.71004

06/08/2010

Mortality Charge

-41.44

24.60040

06/08/2010

-1.68453

428.02551

06/09/2010

Additional Cess

-0.04

25.21800

06/09/2010

-0.00159

428.02392

06/09/2010

Educational Cess

-0.09

25.21800

06/09/2010

-0.00357

428.02035

06/09/2010

Service Tax - Mortality


Charge

-4.20

25.21800

06/09/2010

-0.16655

427.85380

06/09/2010

Policy Administration Charge

-168.75

25.21800

06/09/2010

-6.69165

421.16215

06/09/2010

Mortality Charge

-41.97

25.21800

06/09/2010

-1.66429

419.49786

17/09/2010

Service Tax Recovery

-6.79

26.23770

16/09/2010

-0.25862

419.23924

06/10/2010

Additional Cess

-0.04

27.70160

06/10/2010

-0.00144

419.23780

06/10/2010

Educational Cess

-0.09

27.70160

06/10/2010

-0.00325

419.23455

06/10/2010

Service Tax - Mortality


Charge

-4.18

27.70160

06/10/2010

-0.15089

419.08366

06/10/2010

Policy Administration Charge

-168.75

27.70160

06/10/2010

-6.09171

412.99195

06/10/2010

Mortality Charge

-41.81

27.70160

06/10/2010

-1.50930

411.48265

08/11/2010

Additional Cess

-0.04

27.95690

08/11/2010

-0.00143

411.48122

08/11/2010

Educational Cess

-0.09

27.95690

08/11/2010

-0.00322

411.47800

08/11/2010

Service Tax - Mortality


Charge

-4.18

27.95690

08/11/2010

-0.14952

411.32848

08/11/2010

Policy Administration Charge

-168.75

27.95690

08/11/2010

-6.03608

405.29240

08/11/2010

Mortality Charge

06/12/2010

Premium Collection

06/12/2010

-41.81

27.95690

08/11/2010

-1.49552

403.79688

15000.00

26.62500

06/12/2010

563.38028

967.17716

Additional Cess

-0.04

26.62500

06/12/2010

-0.00150

967.17566

06/12/2010

Educational Cess

-0.08

26.62500

06/12/2010

-0.00300

967.17266

06/12/2010

Service Tax - Mortality


Charge

-4.01

26.62500

06/12/2010

-0.15061

967.02205

06/12/2010

Policy Administration Charge

-168.75

26.62500

06/12/2010

-6.33803

960.68402

06/12/2010

Mortality Charge

-40.06

26.62500

06/12/2010

-1.50460

959.17942

06/01/2011

Additional Cess

-0.04

26.83720

06/01/2011

-0.00149

959.17793

06/01/2011

Educational Cess

-0.08

26.83720

06/01/2011

-0.00298

959.17495

06/01/2011

Service Tax - Mortality


Charge

-4.00

26.83720

06/01/2011

-0.14905

959.02590

06/01/2011

Policy Administration Charge

-168.75

26.83720

06/01/2011

-6.28791

952.73799

06/01/2011

Mortality Charge

-40.04

26.83720

06/01/2011

-1.49196

951.24603

07/02/2011

Additional Cess

-0.04

24.06980

07/02/2011

-0.00166

951.24437
Page 3 of 6

MetLife India Insurance Co.Ltd.


Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.co.in
www.metlife.co.in

07/02/2011

Educational Cess

-0.08

24.06980

07/02/2011

-0.00332

951.24105

07/02/2011

Service Tax - Mortality


Charge

-4.05

24.06980

07/02/2011

-0.16826

951.07279

07/02/2011

Policy Administration Charge

-168.75

24.06980

07/02/2011

-7.01086

944.06193

07/02/2011

Mortality Charge

-40.47

24.06980

07/02/2011

-1.68136

942.38057

07/03/2011

Additional Cess

-0.04

24.19320

07/03/2011

-0.00165

942.37892

07/03/2011

Educational Cess

-0.08

24.19320

07/03/2011

-0.00331

942.37561

07/03/2011

Service Tax - Mortality


Charge

-4.04

24.19320

07/03/2011

-0.16699

942.20862

07/03/2011

Policy Administration Charge

-168.75

24.19320

07/03/2011

-6.97510

935.23352

07/03/2011

Mortality Charge

-40.44

24.19320

07/03/2011

-1.67154

933.56198

13/04/2011

Additional Cess

-0.04

26.01260

06/04/2011

-0.00154

933.56044

13/04/2011

Educational Cess

-0.08

26.01260

06/04/2011

-0.00308

933.55736

13/04/2011

Service Tax - Mortality


Charge

-4.03

26.01260

06/04/2011

-0.15492

933.40244

13/04/2011

Policy Administration Charge

-168.75

26.01260

06/04/2011

-6.48724

926.91520

13/04/2011

Mortality Charge

-40.31

26.01260

06/04/2011

-1.54963

925.36557

06/05/2011

Additional Cess

-0.17

24.64520

06/05/2011

-0.00690

925.35867

06/05/2011

Educational Cess

-0.34

24.64520

06/05/2011

-0.01380

925.34487

06/05/2011

Service Tax

-16.88

24.64520

06/05/2011

-0.68492

924.65995

06/05/2011

Additional Cess

-0.04

24.64520

06/05/2011

-0.00162

924.65833

06/05/2011

Educational Cess

-0.08

24.64520

06/05/2011

-0.00325

924.65508

06/05/2011

Service Tax - Mortality


Charge

-4.05

24.64520

06/05/2011

-0.16433

924.49075

06/05/2011

Policy Administration Charge

-168.75

24.64520

06/05/2011

-6.84718

917.64357

06/05/2011

Mortality Charge

-40.54

24.64520

06/05/2011

-1.64495

915.99862

06/06/2011

Additional Cess

-0.17

24.51000

06/06/2011

-0.00694

915.99168

06/06/2011

Educational Cess

06/06/2011

Service Tax

06/06/2011

-0.34

24.51000

06/06/2011

-0.01387

915.97781

-16.88

24.51000

06/06/2011

-0.68870

915.28911

Additional Cess

-0.04

24.51000

06/06/2011

-0.00163

915.28748

06/06/2011

Educational Cess

-0.08

24.51000

06/06/2011

-0.00326

915.28422

06/06/2011

Service Tax - Mortality


Charge

-4.06

24.51000

06/06/2011

-0.16565

915.11857

06/06/2011

Policy Administration Charge

-168.75

24.51000

06/06/2011

-6.88494

908.23363

06/06/2011

Mortality Charge

-40.55

24.51000

06/06/2011

-1.65443

906.57920

06/07/2011

Additional Cess

-0.17

25.05450

06/07/2011

-0.00679

906.57241

06/07/2011

Educational Cess

-0.34

25.05450

06/07/2011

-0.01357

906.55884

06/07/2011

Service Tax

-16.88

25.05450

06/07/2011

-0.67373

905.88511

06/07/2011

Additional Cess

-0.04

25.05450

06/07/2011

-0.00160

905.88351

06/07/2011

Educational Cess

-0.08

25.05450

06/07/2011

-0.00319

905.88032

06/07/2011

Service Tax - Mortality


Charge

-4.05

25.05450

06/07/2011

-0.16165

905.71867

06/07/2011

Policy Administration Charge

-168.75

25.05450

06/07/2011

-6.73532

898.98335

06/07/2011

Mortality Charge

-40.50

25.05450

06/07/2011

-1.61648

897.36687

08/08/2011

Additional Cess

-0.17

22.92850

08/08/2011

-0.00741

897.35946

08/08/2011

Educational Cess

-0.34

22.92850

08/08/2011

-0.01483

897.34463

08/08/2011

Service Tax

-16.88

22.92850

08/08/2011

-0.73620

896.60843

08/08/2011

Additional Cess

-0.04

22.92850

08/08/2011

-0.00174

896.60669

08/08/2011

Educational Cess

-0.08

22.92850

08/08/2011

-0.00349

896.60320

08/08/2011

Service Tax - Mortality


Charge

-4.08

22.92850

08/08/2011

-0.17794

896.42526

08/08/2011

Policy Administration Charge

-168.75

22.92850

08/08/2011

-7.35984

889.06542

08/08/2011

Mortality Charge

-40.76

22.92850

08/08/2011

-1.77770

887.28772

01/09/2011

Closing Balance

887.28772

887.28772
Page 4 of 6

MetLife India Insurance Co.Ltd.


Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.co.in
www.metlife.co.in

Current Unit Balance : 887.28772

NAV as on August 30,2011 :22.39720

Current Fund Value:


19872.76052

The units allocated to your account are subject to clearance of the cheque(s). Please notify us in writing, within 14 calendar days
from the date of the receipt of this statement, in case of any discrepancy in your Account Statement.
IRDA vide its Circular No.053/IRDNActl_ULIP_G/February-07, dated 20th February 2007, has permitted Insurance companies to
invest in Money Market Instruments upto 40% (increased from 20%) of its Unit Linked Funds. This has been done with the
intention to enhance the flexibility in operation of the Unit Linked Funds. In compliance with this circular MetLife India Insurance
Co. Ltd has written to IRDA and received approval to enhance the Money Market exposure in all its unit linked funds upto 40%.
This is the maximum permissible exposure and not targeted exposure which would be much lower.
In case of any queries related to the information provided in this notice or any other, please feel free to
contact us at our 24 Hour helpline: 1-800-425-6969 (from all landline and mobile) or email us at indiaservice@metlife.co.in.
Our customer service executives would be happy to help and assist you
Yours Sincerely,
MetLife India Insurance Co. Ltd.

Page 5 of 6

MetLife India Insurance Co.Ltd.


Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.co.in
www.metlife.co.in

Service Guidelines
Premium Allocation
Charge

Premium Allocation Charge The Premium Allocation Charges are applied


whenever the Regular premium and Top-up premium is applied to the policy.
Please refer the Terms and Conditions enclosed along with the Policy
Document for details on the percentage of Premium Allocation Charge
applicable on your policy.

Mortality Charges

Mortality charge is deducted at the beginning of each month by cancellation of


an appropriate number of units at the relevant Net Asset Value.
The Mortality charge is deducted from the fund with the highest Fund Value and
the balance if any from next such fund and so on.
Please refer the Cost of Insurance Rate table enclosed along with the Policy
Document for details on the monthly mortality charges arrived at on your policy.

Policy Administration
Charge

The following policy administration charges are deducted from the fund value as
given below:
Met Smart Plus Met Smart Premier Met Advantage
Plus
Year 1 (each month)
Rs.200
Rs.200
Rs.25
Year 2+ (each month)
Rs.75
Rs.75
The above charges will be deducted at the beginning of each month by
cancellation of an appropriate number of units using the relevant Net Asset
Value of these units. The policy administration charge is deducted from the fund
with the highest Fund Value and the balance if any from next such fund and so
on.

Premium Payment

1. For all Renewal Premium Payments (including Advance premium), the


reference NAV date considered is the Payment Date or the Due Date of
payment, whichever is later. The below mentioned points shall be applicable
when the Payment Date is post the Premium Due Date.
2. To get the same day's NAV pay your premium/ Dump in/ Top up premium
before 1500 hours at your nearest MetLife Office. Outstation Cheques and
Demand Draft payments would be given an NAV as on the date of clearance.
3. When you pay Dump in/ Top up amounts, do indicate this in writing. If this is
not indicated, the money would be treated as outlined in the terms and
conditions of your policy. In case there is a past due payment on your policy or
the policy is lapsed, the payment would first be appropriated towards the past
due payment or towards reinstating your policy, as the case may be.
4. For local cheques / DD's payments sent through post, drop box, etc the NAV
will depend on the date and time of receipt at MetLife's Office, If received before
1500 hours on any day, the NAV would be that of the same valuation date.
Outstation Cheques and Demand Draft payments would be given an NAV as on
the date of clearance.
5. Please pay your premium within the grace period (30 days from due date) to
keep your policy in-force and continue enjoying the benefits & privilege under
the coverage.

Frequency of premium
payment

Can be changed at any time by giving a request in writing. The change will be
effective from the next policy anniversary only.

Switch of Fund Options

Facility of switch between fund options is available after 6 months from the date
of issue of your policy. This can be done by submitting the Fund Switch Request
Form by 1500 hours to get the same day's NAV.

Withdrawal

Facility of partial withdrawal from the Policy Account is available after 3 years
from the date of issue of the policy. This can be done by submitting the
Withdrawal Request Form by 1500 hours to get the same day's NAV. (applicable
for Met Smart Plus, Met Smart Premier, Met Smart Plus Single Pay and Met
Smart Premier Single pay.)

Sum Assured

You have the option to increase/decrease the Sum assured after the first 3
policy years by making a written request to the Company prior to the Policy
Anniversary date.

Address Change

Address changes may be done anytime by giving us a request in writing.

Assignment

You may change/add a beneficiary to the policy by submitting the beneficiary


change request form.

Beneficiary Change

To assign your policy to another person / institution, please fill up our


assignment deed in 2 originals and submit along with the policy document.
Page 6 of 6

MetLife India Insurance Co.Ltd.


Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.co.in
www.metlife.co.in