Kotak Mahindra group

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OURSTORY
The Kotak Mahindra Group is one of Indias leading financial institutions, offering complete financial solutions that encompass every sphere of life.

1986

Kotak Mahindra Finance Ltd started the activity of Bill Discounting

1987

Kotak Mahindra Finance Ltd entered the Lease and Hire Purchase market

1990

The Auto Finance division was started

1991 The Investment Banking Division was started. Took over FICOM, one of India's largest financial retail marketing networks 1992 Entered the Funds Syndication sector

1995 Brokerage and Distribution businesses incorporated into a separate company - Securities. Investment banking division incorporated into a separate company - Kotak Mahindra Capital Company 1996 The Auto Finance Business is hived off into a separate company - Kotak Mahindra Prime Limited (formerly known as Kotak Mahindra Primus Limited). Kotak Mahindra takes a significant stake in Ford Credit Kotak Mahindra Limited, for financing Ford vehicles. The launch of Matrix Information Services Limited marks the Group's entry into information distribution. 1998 Entered the mutual fund market with the launch of Kotak Mahindra Asset Management Company.

2000

Kotak Mahindra tied up with Old Mutual plc. for the Life Insurance business. Kotak Securities launched its on-line broking site.

Commencement of private equity activity through setting up of Kotak Mahindra Venture Capital Fund

2001

Matrix sold to Friday Corporation. Launched Insurance Services. Kotak Securities Ltd. was incorporated

2003 so.

Kotak Mahindra Finance Ltd. converted into a commercial bank - the first Indian company to do

2004

Launched India Growth Fund, a private equity fund.

2005 Kotak Group realigned joint venture in Ford Credit; their stake in Kotak Mahindra Prime was bought out (formerly known as Kotak Mahindra Primus Ltd) and Kotak groups stake in Ford credit Kotak Mahindra was sold. Launched a real estate fundo 2006 Bought the 25% stake held by Goldman Sachs in Kotak Mahindra Capital Company and Kotak Securities.

2008 2009

Launched a Pension Fund under the New Pension System.o Kotak Mahindra Bank Ltd. opened a representative office in Dubai Entered Ahmedabad Commodity Exchange as anchor investor.o

2010 Ahmedabad Derivatives and Commodities Exchange, a Kotak anchored enterprise, became operational as a national commodity exchange.

OURMANAGEMENT

Know the board of directors at the Kotak Mahindra Group and meet some of the most knowledgeable and recognised names in the financial world.

Senior Management Core Kotak Mahindra Group team

Mr. Uday S. Kotak Executive Vice Chairman and Managing Director

Mr. Uday Kotak, is the Executive Vice-Chairman and Managing Director of the Bank, and its principal founder and promoter. Mr. Kotak is an alumnus of Jamnalal Bajaj Institute of Management Studies. In 1985, when he was still in his early twenties, Mr Kotak thought of setting up a bank when private Indian banks were not even seen in the game. First Kotak Capital Management Finance Ltd (which later became Kotak Mahindra Finance Ltd), and then with Kotak Mahindra Finance Ltd, Kotak became the first non-banking finance company in India's corporate history to be converted into a bank. Over the years, Kotak Mahindra Group grew into several areas like stock broking and investment banking to car finance, life insurance and mutual funds. Among the many awards to Mr Kotak's credit are the CNBC TV18 Innovator of the Year Award in 2006 and the Ernst & Young Entrepreneur of the Year Award in 2003. He was featured as one of the Global Leaders for Tomorrow at the World Economic Forum's annual meet at Davos in 1996. He was also featured among the Top Financial Leaders for the 21st Century by Euromoney magazine. He was named as CNBC TV18 India Business Leader of the Year 2008 and as the most valued CEO by businessworld in 2010.

Mr. C Jayaram

Joint Managing Director Mr. C. Jayaram, is a Joint Managing Director of the Bank and is currently in charge of the Wealth Management Business of the Kotak Group. An alumnus of IIM Kolkata, he has been with the Kotak Group since 1990 and member of the Kotak board in October 1999. He also oversees the international subsidiaries and the alternate asset management business of the group. He is the Director of the Financial Planning Standards Board, India. He has varied experience of over 25 years in many areas of finance and business, has built numerous businesses for the Group and was CEO of Kotak Securities Ltd. An avid player and follower of tennis, he also has a keen interest in psephology.

Mr. Dipak Gupta

Joint Managing Director

An electronics engineer and an alumnus of IIM Ahmedabad, Mr. Gupta has been with the Kotak Group since 1992 and joined the board in October 1999. He heads commercial banking, retail asset businesses and looks after group HR function. Early on, he headed the finance function and was instrumental in the joint venture between Kotak Mahindra and Ford Credit International. He was the first CEO of the resulting entity, Kotak Mahindra Primus Ltd

Awards
Recent achievements At Kotak Mahindra Group we take a client-centric view and constantly innovate to provide you with the best of services and infrastructure. We have regularly received accolades that stand testimony to our success in this endeavour. Some of our recent achievements are Banking

ICAI Award Excellence in Financial Reporting under Category 1 - Banking Sector for the year ending 31st March, 2010 Asiamoney Best Local Cash Management Bank 2010 IDG India Kotak won the CIO 100 'The Agile 100' award 2010 IDRBT Banking Technology Excellence Awards Best Bank Award in IT Framework and

Governance Among Other Banks' - 2009 Banking Technology Award for IT Governance and Value Delivery, 2008

IR Global Rankings Best Corporate Governance Practices - Ranked among the top 5 companies in Asia Pacific, 2009 FinanceAsia Best Private Bank in India, for Wealth Management business, 2009 Kotak Royal Signature Credit Card Was chosen "Product of the Year" in a survey conducted by Nielsen in 2009 IBA Banking Technology Awards Best Customer Relationship Achievement - Winner 2008 & 2009 Best overall winner, 2007

Best IT Team of the Year, 4 years in a row from 2006 to 2009 Best IT Security Policies & Practices, 2007 Euromoney Best Private Banking Services (overall), 2009 Emerson Uptime Champion Awards Technology Senate Emerson Uptime Championship Award in the BFSI category, 2008 Insurance

Outlook Money Kotak Platinum Advantage Plan - Ranked 1st in Type II ULIP category, 2008 Kotak Long Life Wealth Plus Plans - Ranked 4th in the Type I ULIPs category Securities

FinanceAsia Best Broker in India - 2010 CNBC Financial Advisor Awards Best Performing Equity Broker, 2008 & 2009 Asiamoney Brokers Poll Best Local Brokerage, 2006, 2007, 2008 & 2009 Best Analyst in India Sanjeev Prasad, 2005, 2006, 2007, 2008 & 2009 FinanceAsia Country Awards for Achievement Best Broker in India, 2006, 2009 & 2010 Thomson Extel Surveys Awards India's Leading Equity House, 2007 SuperBrands Council of India Business Superbrand India, 2008 Investment Banking

FinanceAsia Best Investment Bank in India, 2010 Best Equity House in India, 2010 Best Broker in India, 2010 Asiamoney Best Domestic Equity House, 2010 Best Local Brokerage in the Asiamoney Brokers Poll 2010 Global Finance Best Investment Bank in India, 2010 Euromoney Real Estate Poll Best Bank for Equity Finance in India, 2010

Asset Asian Awards Best Domestic Investment Bank, 2010 FinanceAsia Country Awards for Achievement Best Investment Bank in India, 2006, 2007, 2008, 2009 & 2010 Best Equity House in India, 2008 & 2010 Asiamoney Best Domestic Bank Awards Best Domestic Equity House, 2008, 2009 & 2010 IFR Asia India Equity House of the Year, 2008 Global Finance Best Investment Bank in India, 2008, 2009 & 2010 Asset Asian Awards Best Domestic Investment Bank, 2006, 2007, 2008 & 2009 Asset Management

ICRA Mutual Fund Awards 2009 Kotak Liquid (Regular Plan) - Ranked as a Seven Star Fund for its 1 year performance Kotak Flexi Debt Fund - Ranked as a Five Star Fund for its 1 year performance Kotak Flexi Debt Fund - Ranked as a Five Star Fund for its 3 year performance Kotak 30 - Ranked as a Five Star Fund for its 3 year performance International Asset Management

Global Investor (Editorial Award) Asian Asset Manager of the Year, 2009 Miscellaneous

Best Local Trade Bank in India The UK based Trade & Forfaiting Review awarded Kotak Mahindra Bank Ltd. the Bronze Award in the category of Best Local Trade Bank in India at the TFR Awards 2011. LACP Vision Awards 2010 for Annual Report 2010-11 Platinum Award - Best among Banking Category, APAC Gold Award - Most Creative Report, APAC Ranked No. 21 among Top 50 Reports, APAC Ranked No. 87 among the World's Top 100 Annual Reports Businessworld 'Most Valuable CEO' overall, 2010 awarded to Mr. Uday Kotak, Executive Vice Chairman & Managing Director

CNBCTV 18 'Best Performing CFO in the Banking/Financial Services sector by CNBCTV 18 CFO Awards 2010 awarded to Mr. Jaimin Bhatt GIREM GIREM awarded Kotak Realty Funds Group, the "Investor of the Year" Award for 2009 IBA Banking Technology Awards Best Use of Business Intelligence - up, 2008 Best Enterprise Risk Management - Runner up, 2008 The Great Places to Work Institute, India Best Workplaces in India, 2008 Hewitt 10th Best Employer in India, 2007, 2008 & 2009 Financial Insights Innovation Award Best Innovation in Enterprise Security Management in the Asia Pacific Region, 2009 Frost & Sullivan Best Passenger Vehicle Finance Company in India, 2006 CNBC TV 18 Indian Business Leader of the Year, 2008 awarded to Uday Kotak, Executive Vice Chairman & Managing Director Wealth Management

FinanceAsia Best Private Bank India - FinanceAsia 2010

Corporate Responsibility Community investment and development

Kotak Mahindra views Corporate Social Responsibility as an investment in society and in its own future. Kotak uses the power of its human and financial capital to help in transforming communities into vibrant, desirable places for people to live. The group leverages its core competencies in three areas:

Sustainability An integral part of all Kotak Mahindra Group activities is to be consistently responsible to shareholders, clients, employees, society and the environment. Economic Development By helping people achieve their financial goals, Kotak strengthens the fabric of communities and helps them overcome unemployment and poverty to help them shape their future. Doing My Bit A growing number of employees are committed to civic leadership and responsibility with the support and encouragement of the Kotak Group. A number of employees have been involved in strengthening communities through voluntary work, payroll giving and management inputs

Careers Experience. Development. Opportunity

We are always on the search for like minded people to join us at Kotak. If you are looking to explore opportunities in the financial world and want to work with some of the leading professionals in the sector, you are welcome to reach us. Interested in working in a specific financial vertical under the Kotak Mahindra group? Visit the careers section of individual Kotak Mahindra business websites to know more:

Bank Life Insurance Securities Investment Banking International Business Mutual Fund Private Equity Realty Fund