TAKAFUL mySME The Takaful mySME plan offers your organisation more than just comprehensive protection but

peace of mind whilst you focus to grow your business. With Takaful mySME, you can now enjoy the best of savings while simultaneously, increase business productivity and gain better cash flow management. Protection + 15% No Claim Rebate 1) Enjoy Protection + 15% No Claim Rebate or cash back (i.e. if no claims incurred during the coverage period and is dependent on the companys performance). 2) Safeguard your business with the protection coverage that you truly need with the best rates in town. 3) Experience a tailor made plan that addresses your business needs or sector and enjoy great savings to elevate your business to the next level, i.e. heightened productivity and improved cash flow. FIRE AND ALLIED PERILS TAKAFUL Fire Takaful provides protection for losses to property such as buildings, contents, furniture, plant and machinery as well as stock. The basic fire certificate covers losses and/or damages caused by fire, lightning and domestic gas explosion. Participant can extend the basic fire certificate to cover loss or damage caused by the extraneous perils. ALL RISKS TAKAFUL Personal individual or business owner with the intention to get takaful coverage on business or non-business related items or equipments should consider the benefit of participating in this plan. The cover afforded by this plan is very wide and encompasses any accident or misfortune not expressly excluded. Because of its very wide and general behavior, it is very vulnarable to fraudulent claim, hence the need to specifically define the items to be covered. Please check with our personnel for detailed information at your nearest Takaful Malaysia office. BURGLARY TAKAFUL A plan that provides cover against loss of or damage to the subject matter due to theft whilst contained in the business or trade premises. This plan will also cover the damage to your premises due to forcible entry or exit accompanied the event of theft. However, you as the business owner should already have participated in our Fire Takaful Plan before applying for this plan. EMPLOYER'S LIABILITY TAKAFUL Similar to the WORKMEN'S COMPENSATION TAKAFUL , liability may be attached to you as an employer should injury or disease caused by accident to your employee occured during the course of employment. For categories of emplyee not protected by the WORKMEN'S COMPENSATION ACT'S or SOCSO, liability at law would still exist and you may obtain indemnity under the EMPLOYER'S LIABILITY TAKAFUL. FIDELITY GUANRANTEE TAKAFUL

In the normal course of business transaction, you as an employer invariably has to entrust money, securities, goods etc to your employee or delegate monetary responsability to the employee. In the event that employee is dishonest, you would most certainly suffer financial loss. To protect this from happening, this is the plan for you. Minimum takaful contribution is RM100. GROUP PERSONAL ACCIDENT TAKAFUL Derived from our PERSONAL ACCIDENT , we have come out with a product, GROUP PERSONAL ACCIDENT TAKAFUL , to cater for the different needs and demands of the market. This plan compensates a group of individuals including yourself should you suffer bodily injury caused by violent, accidental, external and visible means. If the injury results in death or disablement then we will compensate according to the Table of Benefits as outlined in the certificate, This plan is suitable for business or social organization and even for college students, For short term coverage of a maximum 31 days, you can opt for our GROUP PERSONAL ACCIDENT TAKAFUL (SHORT TERM). MONEY TAKAFUL Suitable for business owner running high cash transaction, this plan covers against loss of money whilst in transit and also money kept in premises. In the event of the money is lost, destroyed or damaged as a result of theft, Takaful Malaysia will indemnify you in respect of such loss, destruction or damage. PUBLIC LIABILITY TAKAFUL This plan is designed to protect you as the owner of your business against your legal liability to pay compensation for accidental bodily injury to or accidental damage to the property of the public caused by or through your negligence or the negligence of your employees. The liability mentioned also includes legal charges and expenses. PLATE GLASS TAKAFUL This takaful plan has become more popular now as more buildings or premises are largely fitted with glass panels. It covers the breakage of fixed glass in commercial and industrial premises, public buildings, business complexes etc. caused by none of these perils stated below :

Fire, lightning, earthquake and explosion. War and kindred risks Riot and civil commotion. During transit to or while being affixed to or removed from or during the course of alteration on the premises.