MARY JULIA "JULIE" MAZON LORRAINE WOODS 1460 East Grove Center Street, Covina, California 91724 Phone:

(626) 260-8559 lw12af72a@westpost.net OBJECTIVE To obtain an Underwriting Management Position PROFESSIONAL EXPERIENCE FRONTIER BANK, FSB 7/16/10 TO 1/12/11 VP Mortgage Operations a" My responsibility is to develop and support all underwriting/closing and salability of loans. I manage the retail/wholesale processors, daily pipeline, ECOA, HVCC, lock expiration and NOIA tracking. I am also responsible for coaching employees, recruiting talent and the development of policies and procedures. Monitor service levels to ensure high customer satisfaction and optimal delivery. Participation in the resolution of any service issues involving the customer or originator to facilitate loan closings. BANK OF AMERICA HOME LOANS 8/17/07 TO 7/15/10 AVP; Mortgage Underwriting Manager a" I managed 19 direct reports and supported 3 Managers with additional staff of 40 associates. In my position I would also oversee underwriting, processors, opening team and funding team. I handled Operational Metrics including quality delivery to the investor, file delivery, and service level agreements. I was responsible for coaching, staff education and development and training. I held a Level 4 authority level for more complex loan requests and exceptions to policy. Responsibility for operations included load leveling, staffing and recruiting. I have full knowledge of laws regulating mortgage banking (TIL, ECOA, and RESPA). FIRST MAGNUS FINANCIAL CORPORATION 1/10/06 TO 8/2007 Senior Underwriter a" I was responsible for Front line underwriting to insure investor compliance. I handled Internal and External customer service. I worked closely with funding MI companies, and individual investors. I would resolve all issues that may arise in delay of delivery of bulk loans. METROCITIES MORTGAGE LLC 3/1/03 TO 12/28/05 Senior Underwriter- Trainer a" Train processors and team leaders to achieve underwriting authority. Insure compliance with company underwriting and investor guidelines. I was responsible for underwriting offices in Pasadena, Santa Barbara and Montebello. COUNTRYWIDE HOME LOANS/INDY MAC 1/11/96 TO 2/22/03 UNDERWRITING SUPERVISOR a" WORKED IN WHOLESALE CORRESPONDENT LENDING AND QA DEPARTMENT. RESPONSIBLE FOR THE DAILY FILE FLOW IN UNDERWRITING TO ENSURE MONITORING TURN TIMES ARE ACHIEVED WITHIN THE SERVICE LEVEL AGREEMENTS. WORKED IN PARTNERSHIP WITH DIVISIONAL AND CORPORATE

PERSONNEL TO ACHIEVE OPERATIONAL EXCELLENCE INCLUDES LOAN QUALITY /RISK MANAGEMENT. RESPONSIBILITY INCLUDED REVIEW ALL LOANS EXCEPTION REQUEST AND SECOND SIGNATURE FOR HIGHER LOAN AMOUNTS. PARTICIPATE IN HIRING AND INTERVIEWING OF ANY NEW PERSONNEL. RESPONSIBLE FOR FRONT LINE UNDERWRITING AND PER-PURCHASE REVIEW UNDERWRITING FOR CORRESPONDENT AND QUALITY ASSURANCE DEPARTMENT. REFERENCES PENNY PITTS-DUYAN DORIS PEREZ LOUIS NITINTHORN 13085 HARRISBURG COURT 523 N. LINCOLN AVE 862 WINDEMERE ROAD CHINO, CA MONTEREY PARK, CA SAN DIMAS, CA 91773 (909) 721-1903 (626) 409-5391 (909) 592-3066