Cynthia L Bonsu 21 Bjorklund Avenue Worcester MA 01605 508-410-4777 Cell cb133f83e@westpost.net OBJECTIVE: To apply for a position as a DE Mortgage Underwriter.

EDUCATION: Southern New England School of Law Juris Doctorate awarded May 1995. Worcester State College BS in History, May 1989. Pre-Law Program UNDERWRITING DESIGNATIONS: FHA DE Underwriter VA SAR SALARY REQUIREMENTS: Negotiable WORK EXPERIENCE: 11/10-1/11 Drew Mortgage Contract FHA Underwriter Underwrote FHA loans to investor and FHA guidelines. Also, underwrote convent ional loans as a correspondent underwriter for various investors. 5/04-11/10 Sovereign Bank Senior Mortgage Underwriter III, AVP Underwrite conventional, non conforming, HELOC's, FHA, VA , State Bond P roducts as well as CRA mortgages, MHP, MHFA and NHFA mortgage products. Meet and exceed all goals, in quantity and quality. Resolve post closing issues. Train new underwriters, processors, and Mortgage Development Officers. Work closely with the closers to make sure the closing went smoothly and reso lved any issues with the loan. 1/03-4-04 Wells Fargo Home Mortgages Government Team Manager Managed a staff of 20, consisting of processors, underwriters and closers tha t specialized in FHA, VA and First Time Homebuyer loans. Trained new processors, underwriters and closers as well as recruited for new team members. Dealt directly with the Mortgage Loan officers, Realtors, and Attorney's in o rder to close the loans smoothly when there were issues could not be resolve d directly by the staff member. 1/01-12/02 Countrywide Home Loans, Inc Operations Manager/ Loan Specialist. Managed a staff of 5 Loan Specialists that processed, underwrote and closed c onventional, jumbo, FHA and VA mortgages. Developed and implemented new procedures within the office in order to expedi te and close as many mortgages within the least amount of time. Underwrote Conventional, Jumbo, Expand Criteria, HELOC's, and Second Mortgage s

FHA Underwriter including insuring the mortgages, appraisal logging, LDP/GSA validation. Underwrote FHA 203k loans. 1/00-1/01 First Bankers Mortgage Services Operations Manage/ Branch Manager/ Human Re source Manager and Secondary Pricing Manager Managed the daily operations of a start up mortgage company includ ing Payroll, Benefits and Training. Managed a staff of 4, processing, underwriting, secondary market pr icing, closing and shipping of closed loans to the various investo rs. FHA DE Underwriter. 11/99--1/00 First American Mortgage Trust Group Operations Manager/Underwriter. 11/98-11/99 CNI National Mortgage, Inc Document Integrity Specialist. 5/95-10/98 Patriot Funding, LP Assistant Operations Manager/Loan Specialist. 3/93-11/94 Assurance Mortgage Corporation of America Mortgage Underwriter/Assistant Branch Manager/Processor/Delegated MI Underwri ter. 6/92-2/93 Forward Financial Company Mortgage Processor/Junior Underwriter. Other Qualifications: *Notary Public for the Commonwealth of Massachusetts. *Completion of Leadership Training *Completion of High Trust Sales for Operations *Completion of Diversity Training *Completion of Massachusetts Mortgage Bankers Associations training for FHA D E underwriting. *Experience with FHA Connection system *Experience with VA TAS system. References: Available upon request

References

Genworth Mortgage Insurance Co. Peter Yetman 617-429-5166 Peter.Yetman@Genworth.com

Guaranteed Residential Appraisals

Lynda Borges 6 Mountain Road Princeton, MA 978-464-7733 Law Office of Black & Buono Anthony Buono Emily Sheroff 950 Worcester Road Framingham, MA 508-879-0789