REBECCA BELL HOUCHIN 1524 Hidden Meadow Drive White House, TN 37048 C: 615-579-8363 E: OVERVIEW: Professional with over

12 years experience in marketing, finance, economic and b usiness development, contract drafting and compliance, decision support, and com petitive intelligence. Expert in analyzing existing operations and implementing effective systems, strategies, and processes to improve organizational performan ce. Track record of increasing efficiency, boosting productivity, and slashing o perational expenses. Highly effective communication skills; including evaluating and solving problems and conflict resolution with a comprehensive knowledge of management, organizational development, and team building. Proven ability to cul tivate productive relationships with key decision makers. KEY CAPABILITIES ? ? ? ? Cross-Functional Team Leadership ? Contract Drafting & Negotiation Strategic Operational Planning ? Finance Management & Cost Control Productivity Improvement ? Account Management & Retention Client Relations & Consultation ? Vendor Relationship Management

~ Demonstrated personal commitment to the highest standards of integrity ~ ~ Proven dedication and initiative, maintaining personal accountability and top levels of performance ~ Computer Skills: Microsoft Word, Excel, PowerPoint, Project, Access, SQL, Hyperi on, Essbase, MARS, SPSS, SAS, REMI, Claritas, Harris, Oracle CRM, Catalyst, Summ ation, Crystal Reports, EMSI, D&B, ACT, Westlaw, Lexis-Nexis, Lotus, SharePoint, Clarity PROFESSIONAL EXPERIENCE BROOKSOURCE ? Louisville, KY Consultant, Project Manager/Analyst, July 2011 * November, 2011 Humana Healthcare Information Technology Responsible for managing the efforts to assign projects and tasks to on-site and offshore personnel in an Agile Methodology environment and ensuring resources are properly allocated in C larity. * Manage a portfolio of projects * Led a team of on-shore and off-shore personal in completing Electronic Trans mission Projects to Humana s Affinity Partners * Manages the efforts of over 450 projects with an average effort of 160 hours * Manages the resource allocation of efforts in Clarity * Maintains the Clarity timesheets for approximately 25 on-shore and off-shore personnel * Analyzes all incoming project requests and assigns to development personnel * Increased efficiencies and decreased turn around time for defect resolution * Ensured completion and approvals of all project artifacts REBECCA A. BELL-HOUCHIN, ATTORNEY AT LAW ? White House, TN Attorney, August, 2009 * June, 2011

Led private practice legal firm in business consulting and estate planning. * Consulted businesses from business start-ups and due process to real estate purchase leases; employee contracts and EEO compliance; to payments and collections * Guided clients and through the estate planning process including preparing w ills, trusts, advance medical directives, living wills and durable powers of attorney * Prepared for the transition of wealth after death, minimizing the impact of estate taxes and protecting estates from creditors and the creditors of the dece ased's children, including life insurance, trusts, gifting strategies, and chari ties Special Counsel ? Nashville, Tennessee Contract Attorney, May 2010 * August 2010 Waller, Lansden, Dortsch and Davis Law Firm Led effort to provide electronic document review and provided litigation support for law firm on large legal inquiries and cases. ? Led a team of contract attorney s to provide litigation support and e-document rev iew for large securities class action shareholder derivative lawsuit and Department of Justic e investigation ? Prepared and categorized legal compliance documentation for civil investigatio ns of several public healthcare providers ? Utilized and mentored contract attorney s in document review using Catalyst and Su mmation software packages TVA ELECTRIC COMPANY * TENNESSEE VALLEY AUTHORITY ? Nashville, TN Senior Project Manager, 1/2008 * 8/2009 Manager, Business and Economic Research, 8/2004 * 1/2008 Served in lead role for the organization regarding the type, scope, and quality of economic, market, and business research needed to develop goals and objective s and provided assistance to the benefit of TVA s customers. ? Developed products by customer needs, established and implemented short, inter mediate, and long-term marketing plans and associated budgets ? Managed a number of critical activities pertaining to sourcing and procurement process with vendors and suppliers ? Developed Request for Information (RFI) and Request for Proposal (RFP) documen ts for proposed project consulting and service agreements ? Monitored and coordinated information pertaining to the legal and regulatory e nvironment impacting the economy and the energy industry ? Maintained and managed all contracts related to the Research Department ? Negotiated and drafted language for contracts for service provider agreements ? Assisted senior management with targeting strategy development, emerging trend analysis and program compliance to ensure alignment with TVA s overall strategic direction ? Established TVA s current target marketing strategy including next-economy industr y sectors such as

biofuels, bioplastics, solar, data processing and other high tech industries ? Managed research and analysis function to include supervision of staff and con sultants ? Performed legal review process of loan applications for economic development p rojects and assisted in development of loan process manual ? Tracked and analyzed related customer, market, and competitive trends and thei r potential impacts on TVA s marketing positioning, solutions and business strategy ? Constructed financial, statistical and other analytical models for strategic d ecisions ? Prepared and presented study results and research efforts to senior-level audi ences both internally and externally ? Developed customer insights and voice of the customer research and reporting; including the development of surveys, action plans, risk mitigation, customer satisfaction and retention strategies ? Managed and maintained annual budget, profit and loss statements, and variance analysis ? Structured new project/corporate finance deals with capitalization of $50,000 to $10,000,000 in economic incentive-based lending ? Developed long-range projections to model the financial impact of proposed pro grams and projects DELOITTE ? Atlanta, GA Senior Research Analyst, 6/2001 * 8/2004 Responsible for providing the Business Development Center members and constituen ts a competitive edge in developing proposals, attaining new business, and retai ning and expanding services by conducting competitive intelligence and analysis and assisting in the development of comprehensive and strategic planning options for the firm. ? Responsible for researching, analyzing, and communicating information concerni ng strategic business and legislative trends for multiple industries, clients, and targets ? Subject matter expert and National Lead Analyst for Energy Utilities, Technolo gy, Telecommunications, Financial Institutions, and Healthcare industry sectors ? Prepared key deliverables for senior management including oral and written pre sentations on prospect profiles, market studies integrating both qualitative and quantitative informat ion ? Built statistical and financial analytical models to track trends in company, market and industry performance VISTA RMS CONSULTING ? Atlanta, GA Consultant, Senior Financial Analyst, Decision Support, 6/2000 * 4/2001 Concert Telecommunications * AT ensured optimal allocation of capital resource s. ? Assisted in developing business cases and project activity to determine NPV an d IRR of the investment by analyzing alternative scenarios ? Led integration efforts of international project team in the acquisition of gl obal real estate assets and the development of office locations for the company

? Performed due diligence by collecting information from diverse groups of stake holders and assessing the proposed project based on its business, financial, and strategic characteristic s SPRINT PCS ? Overland Park, Kansas Consultant, Contract Compliance, Finance, 11/1999 * 5/2000 Interpreted, wrote, and published synopses of existing contracts for use by inte rnal finance groups including IT, wireless web and other technical contracts. ? Wrote contract compliance instruction manual for Master Service Agreements bet ween Sprint PCS and its affiliate companies ? Developed contract management and tracking system resulting in multi-million d ollar recovery ? Created audit measures for existing contracts for compliance purposes OTHER PROFESSIONAL EXPERIENCE: DEUTSCHE BANK * ORIX CREDIT ALLIANCE * NEWCOURT FINANCIAL Contract Documentation and Credit Analyst, 1994 - 1999 Worked in various contract documentation and financial analytical capacities for financial services industry. EDUCATION UNIVERSITY OF MISSOURI * SCHOOL OF LAW ? Kansas City, MO Juris Doctor, 5/2000 GEORGIA STATE UNIVERSITY ? Atlanta, GA Master of Business Administration, Finance, 8/1997 SOUTHERN ILLINOIS UNIVERISTY ? Carbondale, IL Bachelor of Science, Finance, 12/1993