Microlending I. Image of starving people 1. Underdevloped nations live on the fringes of ecconomical existance 2.

It is almost impossible to escape from proverty 3. This creates a vicious cycle of proverty II. The idea that people need money to make money 1. The only way people can survive in these unidustrialized soiceties is to provide a service to the local commuinte though your own bussiness 2. However, it is impossibel to raise capital to start such ventures 3. Impossible to get a loan III. Microlending and how it works 1. It is impossible for improished people to get loans to start their own means of income becausue thye live on the fringes of eccnomic existance a bold initivitve must be taken to help people help themselves through microlending. 2. Microlending provides small loans to people in areas of the world where they have no way of getting loans from the standard banks 3. The histroy... 4. People can then help themselves get out of the visious cycle 5. Overall improvement in their lives and their commuinty 1. working for oneself offers more money, which means more access to better, housing, food, education, and health care 2. working for oneself leads to greater sense of respoblity and self essteem. 3. Local eccnomy is stimulate and offers more growth. IV. what we can do to help. 1. We can donate money into microlending, we become the capital for the future. The intrest paid goes to operaste the microlending banks. No profits 2. Since it's a loan the money you donate is given back to you so u can take it back or continue lending. 3. A person can donate 10 a month to other organizations and in 5 years have donated 600 dollars. On the other hand you can donate into micro lending the same amount but in reality would have a net effect of 3900 dollars. 4. Microlending is not fool proff some still defult on their loans but 90% do pay back according to KIVA. 5. Kiva is a microlending orginzation that helps drive capital for micro lenders. They are non profitt and do not pester you with demands to donate. All funds go to the micro banks and they operate on other donations. 6. You can go home today and log onto www. KIVA.com and start helping today. Kiva allows you to choose the people you want to help and directly donate to them.... 7. Please Make a differnce, if all you can donate is a few dolalrs remember those dolalrs will continue to help forever. Every bit count. 8. You can get gift certifcate for holiday season for your friends and family and it;s not only great for them because they can chose who to doante it to and how to adminster the money from their own, its wonderful for the people receving the loans because this holidays season you're making their dreams come true.