Institut Perguruan Tun Hussein Onn

TUGASAN KERJA KURSUS PENDEK

BASIC MATHEMATIC
(Car Loan)

Name : Tan Chee Cung

No.I/C : 910806-02-5841
Course: PPISMP Semester 1
Intake : July 2008
Opsyen : MT / BI / BC
Lecturer: Dr. Suhaidah Bt Tahir

Introduction

W hat is loan actually? Loan is one of rent activities which

involve with thing opsyen.

Buying a house or car is one of the biggest financial

commitments we make in our lives.
A s a t e a c h e r, I d e c i d e d t o b u y a n e w c a r.

3 Car Loans That Suits For My Need

Type of
Cars

Price

Down
Payment

5 Years

7 Years

9 Years

RM2,900.00

RM502

RM383

RM318

RM43,400.00

RM4,400.00

RM764

RM583

RM483

RM44,240.60

RM4,440.60

RM780

RM595

RM493

Perodua
Viva 660 EX RM28,500.00
(M)
(Solid)
Perodua
Myvi 1.3 SX
(M)
(Solid)
Perodua
Kenari 1.0
EZ (A) Aero
(Solid)

1) If pay in 5 years, the interest rate is 3.5%.

a) Perodua Viva 660 EX (M) Solid
Price : RM28,500.00
Down Payment : RM2,900.00
Loan : RM28,500.00 RM2,900.00
= RM25,600.00
1 year payment : RM25,600 x 3.5%
= RM896.00
5 Years payment : RM896.00 x 5
= RM4,480.00
Total payment : RM25,600.00 + RM4,480.00
= RM30,080.00
Total payment per month : RM30,080.00 (5 x 12)
= RM501.33

b) Perodua Myvi 1.3 SX (M) Solid

Price : RM43,400.00
Down payment : RM4,400.00
Loan : RM43,400.00 RM4,400.00
= RM39,000.00
1 Year payment : RM39,000.00 x 3.5%
= RM1,365.00
5 Year payment : RM1,365.00 x 5
= RM6,825.00
Total payment : RM39,000 + RM6,825.00
= RM45,825.00
Total payment per month : RM45,825 (5 x 12 )
= RM763.75

c) Perodua Kenari 1.0 EZ (A) Aero Solid

Price : RM44,240.60
Down payment : RM4,440.60
Loan : RM44,240.60 RM4,440.60
= RM39,800.00
1 Year payment : RM39,800.00 x 3.5%
= RM1,393.00
5 Year payment : RM1,393.00 x 5
= RM6,965.00
Total payment : RM39,800.00 + RM6,965.00
= RM46,765.00

Total payment per month : RM46,765.00 (5 x 12)

= RM779.41

2) If pay in 7 years, the interest rate is 3.65%.

a) Perodua Viva 660 EX (M) Solid
Price : RM28,500.00
Down payment : RM2,900.00
Loan : RM28,500.00 RM2,900.00
= RM25,600.00
1 Year payment : RM25,600 x 3.65%
= RM934.40
7 Year payment : RM934.40 x 7
= RM6,540.80
Total payment : RM25,600 + RM6,540.80
= RM32,140.80
Total payment per month : RM32,140.80 (7 x 12)
= RM382.63
b) Perodua Myvi 1.3 SX (M) Solid
Price : RM43,400.00
Down Payment : RM4,400.00
Loan : RM43,400.00 RM4,400.00
= RM39,000.00
1 Year payment : RM39,000.00 x 3.65%
= RM1,423.50

7 Year payment : RM1,423.50 x 7

= RM9,964.50
Total payment : RM39,000.00 + RM9,964.50
= RM48,964.50
Total payment per month : RM48,964.50 (7 x 12)
= RM582.91
c) Perodua Kenari 1.0 EZ (A) Aero Solid
Price : RM44,240.60
Down Payment : RM4,440.60
Loan : RM44,240.60 RM4,440.60
= RM39,800.00
1 Year payment : RM39,800.00 x 3.65%
= RM1,452.70
7 Year payment : RM1,452.70 x 7
= RM10,168.90
Total payment : RM39,800.00 + RM10,168.90
= RM49,968.90
Total payment per month : RM49,968.90 (7 x 12)
= RM594.87

3) If pay in 9 years, the interest rate is 3.75%.

a) Perodua Viva 660 EX (M) Solid
Price : RM28,500.00
Down Payment : RM2,900.00

Loan : RM28,500.00 RM2,900.00

= RM25,600.00
1 Year payment : RM25,600 x 3.75%
= RM960.00
9 Year payment : RM960.00 x 9
= RM8,640.00
Total payment : RM25,600.00 + RM8,640.00
= RM34,240.00
Total payment per month : RM34,240.00 (9 x 12)
= RM317.03
b) Perodua Myvi 1.3 SX (M) Solid
Price : RM43,400.00
Down payment : RM4,400.00
Loan : RM43,400.00 RM4,400.00
= RM39,000.00
1 Year payment : RM39,000.00 x 3.75%
= RM1,462.50
9 Year payment : RM1,462.50 x 9
= RM13,162.50
Total payment : RM39,000.00 + RM13,162.50
= RM52,162.50
Total payment per month : RM52,162.50 (9 x 12)
= RM482.99
c) Perodua Kenari 1.0 EZ (A) Aero Solid
Price : RM44,240.60

Down Payment : RM4,440.60

Loan : RM44,240.60 RM4,440.60
= RM39,800.00
1 Year payment : RM39,800.00 x 3.75%
= RM1,492.50
9 Year payment : RM1,492.50 x 9
= RM13,432.50
Total payment : RM39,800.00 + RM13,432.50
= RM53,232.50
Total payment per month : RM53,232.50 (9 x 12)
= RM492.89