Commonwealth Bank of Australia ABN 48 123 123 124

Retail Banking Services International Customer Services

Telephone: +61 2 9762 0920 Facsimile: +61 2 9151 8399

22 April 2012 Dear Jason Welcome to the Commonwealth Bank of Australia. Thank you for submitting your Smart Access Account application. I am pleased to advise you that your account has now been established. Account and Identification information On arrival in Australia please visit the Commonwealth Bank branch located at Union Bldg St Lucia University of Queensland which is the most convenient branch to your campus with the following documents for identification, account activation and internet banking registration: A copy of this letter Your current passport Confirmation of Enrolment or your Student Card

Once you have provided sufficient identification and your account has been activated the branch staff will order your Debit Master Card which will be sent to your local address within 5-7 working days. Transferring funds to your Smart Access Account You can start transferring funds to your Smart Access Account prior to arriving in Australia. In order to conduct an International Money Transfer you will need to provide your local bank with the information provided in the following table. Please note that you will not be able to transact on your account (including withdrawals) until you have provided sufficient identification at the branch. We recommend an opening deposit of $600 within 3 weeks of your account being established. Your Account Information Bank Name Account Name BSB Number (Bank/State/Branch) Account Number Branch Name SWIFT Code Commonwealth Bank of Australia JASON WAI PAN LEUNG 064158 10858652 University of Queensland St Lucia CTBAAU2S

Note: There will be a charge of up to $11 per remittance received from overseas by Commonwealth Bank of Australia.

Important Information The following links are important documents that you agreed to receive electronically: Fees and Charges Terms and Conditions including interest rates Financial Services Guide for information regarding advice you may have received

How to get to the Branch Please visit http://www.commbank.com.au/find-us/ to find the location of Branch. If you have any questions please do not hesitate to contact the International Customer Services team available 8am to 8pm, Monday to Friday (Sydney time). Freecall from New Zealand : 0800 229 888 Freecall from Freecall within Australia: 1800 188 888 Toll Number: +61 2 9762 0920 Email: ics@cba.com.au Enjoy your trip to Australia. Yours sincerely,

International Customer Services Commonwealth Bank of Australia