A STUDY ON A comparative Study of financial performance of SBI and ICICI Ban s using Ratio Analysis A Dissertation in partial fulfillment

of the requirements for the award of the Degree Of MASTER OF BUSINESS ADMINISTRATION Bangalore University Submitted By Hatim Ali Reg. No.: 09YACMA022

Under the guidance of (Ms. Sujata Shan aran)

Presidency College Bangalore 560024

Declaration I hereby declare that the project report entitled A comparative Study of financial performance of SBI and ICICI Ban s using Ratio Analysis has been prepared, typed and designed by me during the year 2011 under the guidance and supervision of Mrs. Sujatha San aran-Presidency Business School, Kempapura, Hebbal, Bangalore. I also declare that this project is purely new and has not been previously submitted for any other Degree, Fellowship, Diploma or other similar title under Bangalore University or any other University or Institute and that the project submitted by me has been done with full dedication.

REG. NO. : 09YACMA022 DATE : 16th May 2011 PLACE : BANGALORE ________________ (Hatim Ali)

ACKNOWLEDGEMENT

It gives me immense pleasure to place before you a project report on A comparative Study of financial performance of SBI and ICICI Ban s using Ratio Analysis Firstly, I am grateful to Mr. Brahma Sharma Director, Presidency College, for giving me an opportunity to wor on this project and for his advice and support.

I further would li e to express my sincere gratitude to Mrs. Sujatha San aran my internal guide for her invaluable support and guidance given throughout the internship training.

( Hatim ALI )

TABLE OF CONTENTS

CHAPTER No.

CONTENTS

Page No. 1. Introduction 1-19 2. Research Design 20-23 3. Profile Of The Company 24-44 4. Analysis and Interpretation of Data 45-68 5. Findings , suggestion and Conclusion 69-73

Bibliography Annexure 74-77

TABLE NO.

CONTENTS

Page No. 1 Table showing Net Profit Ratio 50 2 Table showing Earning Per Share 52 3 Table showing Dividend Per Share 54 4 Table showing Current Ratio 55-56 5 Table showing Cash Position Ratio 57 6 Table showing Debt Equity Ratio 59 7 Table showing Debt To Total Funds Ratios 61 8 Table showing Net Wor ing Capital Turnover Ratio

63-64 9 Table showing Solvency Ratio 66 10 Table showing Return On Proprietor s Fund 67

LIST OF TABLE

LIST OF GRAPH

Graph NO.

CONTENTS

Page No. 1 Graph Showing Net Profit Ratio 51 2 Graph Showing Earning Per Share 53 3 Graph Showing Dividend Per Share 54 4 Graph Showing Current Ratio 56 5 Graph Showing Cash Position Ratio 58 6 Graph Showing Debt Equity Ratio 60

7 Graph Showing Debt To Total Funds Ratios 62 8 Graph Showing Net Wor ing Capital Turnover Ratio 65 9 Graph Showing Solvency Ratio 66 10 Graph Showing Return On Proprietor s Fund 68

CHAPTER: 1

INTRODUCTION

CHAPTER: 2

RESEARCH DESIGN

CHAPTER: 3 PROFILE OF THE COMPANY

CHAPTER: 4 ANALYSIS & INTERPRETATION

CHAPTER: 5 FINDINGS, Suggestions & CONCLUSION

. BIBLIOGRAPHY . ANNEXURE