Cartilla de anlisis costo beneficio

(con calculadora de amotizacion)

mail: carlos.beltran.ing@gmail.com

sto beneficio

Cartilla de anlisis costo beneficio

Pgina de instrucciones generales
Esta plantilla le ayudar a crear un anlisis costo beneficio
contiene el VAN (valor actual neto) de un proyecto, la tasa interna de retorno TIR el retorno en grafico.

La base de tiempo es anual pero puede ser modificada a una base mensual

Paso 1:
Ir a la pgina de costos e ingrese sus costos o gastos a realizar
Paso 2:
Ir a la pgina de beneficios e ingrese sus beneficios previstos
Paso 3:
Ir a la pagina sumario para el anlisis costo beneficio de su proyecto
La tablas de los costos y beneficios son tambin dados en las siguientes tres paginas

neficio

orno TIR el retorno en grafico.

n las siguientes tres paginas

Costos

Tablas de anlisis de costo beneficio

Pgina de ingreso de costos
Ao
Elemento del programa
Elemento 1
Elemento 2
Elemento 3
Elemento 4
Elemento 5
Elemento 6
Costo total programado por ao
Gran total de costo programado

Elemento encargado
Jose Perez
Juan Mendoza
Luis Lugo
Hugo Chavez
Andres Ulloa
Fernando Rodriguez

2009
$300,000

$400,000
$700,000

2010
$250,000

$400,000
$650,000

2011
$250,000
$200,000
$300,000
$400,000
$150,000
$400,000
$1,700,000

2012

2013

$150,000
$250,000
$450,000
$150,000

$150,000
$250,000
$500,000
$150,000

$1,000,000

$1,050,000

2014

2015

2016

2017

2018

$0

$0

$0

$0

$0

$5,100,000

INSTRUCCIONES PARA ESTA PAGINA

1. Ingrese el primer ano de su programa en la celda 8. Los siguientes nueve aos seran llenado por usted en esta pagina y en las siguientes.
(si necesita mas anos insertar mas columnas)
2. ingrese los nombres de sus elementos del programa en la comuna A, reemplazando elemento 1, etc
(si necesita mas de seis elementos proceda a insertar filas)
3. If you like, add extra information on each program element in Column B
(here, program element manager names have been added for illustration)
4. Enter the anticipated costs for each year for each program element in the appropriate cells. These should be
undiscounted costs, i.e., actual dollars, not equivalent dollars. Equivalence will be calculated automatically.
5. Total spending per year is shown on Row 15, and Grand Total cost for the program is on Row 17

Beneficios

Tablas de anlisis de costo beneficio

Pgina de ingreso de beneficios
Ao
Fuentes de beneficio
Reduccin de costos
Incremento de ingresos
Reduccin de mano de obra
Disminucin de gastos
Beneficio total por ao
Factor de confianza
Beneficios planteados por el anlisis
Gran beneficio total del programa

2009

$0
100%
$0

2010

2011
$500,000

$50,000
$0 $550,000
100%
100%
$0 $550,000

2012
2013
2014
2015
2016
2017
2018
$525,000 $550,000 $600,000 $650,000 $700,000 $800,000 $1,000,000
$250,000 $350,000 $500,000 $600,000 $750,000 $800,000 $900,000
$100,000 $100,000 $100,000 $100,000 $100,000 $100,000 $100,000
$50,000
$50,000
$50,000
$50,000
$50,000
$50,000
$50,000
$925,000 $1,050,000 $1,250,000 $1,400,000 $1,600,000 $1,750,000 $2,050,000
100%
100%
100%
100%
100%
100%
100%
$925,000 $1,050,000 $1,250,000 $1,400,000 $1,600,000 $1,750,000 $2,050,000

$10,575,000

INSTRUCTIONS FOR THIS PAGE:

2. Enter the sources of benefits you expect in Column A, as shown

(if you need more than four categories of benefits, feel free to insert extra rows - paid version only)
3. If desired, enter a "Confidence Factor" on Row 14 for each year; this should be between 0 and 100%,
and enables you to perform analyses of varying levels of optimism or pessimism. If you do not wish
to use this feature, leave all entries at 100%
4. Total Benefits by year, adjusted for your level of confidence, is shown on Row 15, and Grand Total on Row 17
As with our costs, these are un-discounted so far (that is, not converted to equivalent-year dollars).

Resumen

Tablas de anlisis de costo beneficio

Pgina de resultados
Ao
2009
Los flujos descontados
Costos
Beneficios
Flujo de caja neto
Factores de descuento
Tasa de descuento
Ao base
Indice de ao
Factor de descuento
Flujos descontados
Costos
Beneficios
Neto
Acumulado
Valor Actual Neto
Tasa Interna de Retorno

-$700,000
$0
-$700,000
7.0%
2009
0
1.0000

2010

2011

2012

2013

2014

2015

2016

2017

2018

-$650,000 -$1,700,000 -$1,000,000 -$1,050,000

$0
$0
$0
$0
$0
$0
$550,000
$925,000 $1,050,000 $1,250,000 $1,400,000 $1,600,000 $1,750,000 $2,050,000
-$650,000 -$1,150,000
-$75,000
$0 $1,250,000 $1,400,000 $1,600,000 $1,750,000 $2,050,000

1
0.9346

2
0.8734

3
0.8163

4
0.7629

5
0.7130

6
0.6663

-$700,000 -$607,477 -$1,484,846 -$816,298 -$801,040

$0
$0
$0
$480,391
$755,076
$801,040
$891,233
-$700,000 -$607,477 -$1,004,455
-$61,222
$0
$891,233
-$700,000 -$1,307,477 -$2,311,931 -$2,373,154 -$2,373,154 -$1,481,921

$0
$932,879
$932,879
-$549,042

7
0.6227

8
0.5820

9
0.5439

$0
$0
$0
$996,400 $1,018,516 $1,115,064
$996,400 $1,018,516 $1,115,064
$447,358 $1,465,874 $2,580,938

$2,580,938
21%

INSTRUCCIONES PARA ESTA PAGINA:

1. Los aos sern automticamente ingresados en la fila 8 para concuasar exactamente a aquellos de la pgina de costos, no ingrese informacin ac.
2. Ingrese su "tasa de descuento" en la celda B14; es es el costo del dinero que determina el valor en el tiempo de sus costos y beneficios.
(por ejemplo, si se estuviese trabajando con una linea libre de intereses, este valor sera cero; un valor tpico bordea el 8%).
3. Ingrese el ao de fin del proyecto en la celda B15; este ser usado como el "ahora" en los clculos de valores futuros.
(comunmente, "ahora" sinifica el ao en curso, el cual es el ao de inicial de inversin, pero puede ser diferente si sus planes son para el futuro).

INTERPRETACION DE RESULTADOS
La fila 17 muestra un factor de descuento, esto es cuanto menos son los flujos de caja por ser considerados en el futuro.
La fila 19 muestra los costos descontados, y la fila 20 muestra los beneficios descontados. "Descontado" significa "en el ao- 0 unidades monetarias).
La fila 21 muestra el valor neto descontado por ao, y la fila 21 muestra el acumulado por ao.
La fila 22 muestra a valor neto acumulado para todos los aos considerado (cuando este es positivo, entonces habr concluido el "peridod de pago").
La fila 24 muetra el "Valora Actual Neto" de su programa; este significa que el proyecto es conomicamente
equivalente a esta cantidad de dinero en sus manos en este momento preciso, basado en las tasas de descuento que ha ingresado.
La fila 25 muestra la Tasa Interna de Retorno; esto significa, la tasa de interes que tendr su proyecto exactamente en el punto de equilibrio.
Otra manera de interpretar esto es, si Ud ha puesto dinero en una cuenta de banco a una tasa de interes determinada, usted obtendr
los beneficios monetarios exactos que recibiria realizando este proyecto.
TABLAS PROVISTAS:
La primera tablat, Flujo de caja no descontado, muestra los costos y beneficios actualesa cumulados, ajustados por
un factor de confianza, en cada ao.
La segunda tabla, Flujos de caja descontados, muestra los costos y beneficios ajustados
por un factor de confianza al ao base.
La tercera tabla, The third chart, Retorno, muestra los beneficios acumulados menos los costos o gastos considerados, en el ao base. Cuando esta
Tabla cruza con la linea cero, el proyecto ha logrado rentabilidad.
Existen suficientes datos en el sumario a continuacin para crear cualquier otra tabla que Ud. Desee.

Flujos de caja no descontados

$2,500,000

$2,000,000

Costos y beneficios en la gestin considerada

$1,500,000

$1,000,000
Beneficios

$500,000
Costos

$0
2009

2010

2011

2012

2013

-$500,000

-$1,000,000

-$1,500,000

-$2,000,000
Ao

2014

2015

2016

2017

2018

Flujo de caja descontado

$1,500,000

Costos y beneficios en la gestin considerada

$1,000,000

$500,000
Beneficios

$0
2009

2010

2011

2012

2013

-$500,000

-$1,000,000

-$1,500,000

-$2,000,000
Ao

2014

2015

2016

2017

2018

Costos

Retorno descontado
$3,000,000

$2,000,000

Monto de dinero

$1,000,000

$0
2009

2010

2011

2012

2013

-$1,000,000

-$2,000,000

-$3,000,000
Ao

2014

2015

2016

2017

2018

Esta calculadora de amortizacin asume que una rata de interes annual, compuesto mensualmente
y que se realizan pagos mensuales. Ingrese la rata de inters annual, el nmero de anos para pagarlos.
and the loan amount below.
0.06 es el inters como decimal (por ejemplo, ingresar 6% es 0.06)
30 es el nmero de anos (mayor a 30)
$100,000.00 es el monto adeudado
$599.55 es el monto de pago
Nota: Si necesita mas aos aada filas a esta tabla.
Pago #

Principal
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38

Inters
$99.55
$100.05
$100.55
$101.05
$101.56
$102.06
$102.57
$103.09
$103.60
$104.12
$104.64
$105.16
$105.69
$106.22
$106.75
$107.28
$107.82
$108.36
$108.90
$109.45
$109.99
$110.54
$111.10
$111.65
$112.21
$112.77
$113.33
$113.90
$114.47
$115.04
$115.62
$116.20
$116.78
$117.36
$117.95
$118.54
$119.13
$119.73

$500.00
$499.50
$499.00
$498.50
$497.99
$497.49
$496.98
$496.46
$495.95
$495.43
$494.91
$494.39
$493.86
$493.33
$492.80
$492.27
$491.73
$491.19
$490.65
$490.10
$489.56
$489.01
$488.45
$487.90
$487.34
$486.78
$486.22
$485.65
$485.08
$484.51
$483.93
$483.35
$482.77
$482.19
$481.60
$481.01
$480.42
$479.82

39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90

$120.32
$120.93
$121.53
$122.14
$122.75
$123.36
$123.98
$124.60
$125.22
$125.85
$126.48
$127.11
$127.75
$128.38
$129.03
$129.67
$130.32
$130.97
$131.63
$132.28
$132.95
$133.61
$134.28
$134.95
$135.62
$136.30
$136.98
$137.67
$138.36
$139.05
$139.74
$140.44
$141.15
$141.85
$142.56
$143.27
$143.99
$144.71
$145.43
$146.16
$146.89
$147.63
$148.36
$149.11
$149.85
$150.60
$151.35
$152.11
$152.87
$153.64
$154.40
$155.18

$479.23
$478.62
$478.02
$477.41
$476.80
$476.19
$475.57
$474.95
$474.33
$473.70
$473.07
$472.44
$471.80
$471.17
$470.52
$469.88
$469.23
$468.58
$467.92
$467.27
$466.60
$465.94
$465.27
$464.60
$463.93
$463.25
$462.57
$461.88
$461.19
$460.50
$459.81
$459.11
$458.40
$457.70
$456.99
$456.28
$455.56
$454.84
$454.12
$453.39
$452.66
$451.92
$451.19
$450.44
$449.70
$448.95
$448.20
$447.44
$446.68
$445.92
$445.15
$444.38

91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142

$155.95
$156.73
$157.51
$158.30
$159.09
$159.89
$160.69
$161.49
$162.30
$163.11
$163.93
$164.75
$165.57
$166.40
$167.23
$168.07
$168.91
$169.75
$170.60
$171.45
$172.31
$173.17
$174.04
$174.91
$175.78
$176.66
$177.54
$178.43
$179.32
$180.22
$181.12
$182.03
$182.94
$183.85
$184.77
$185.70
$186.62
$187.56
$188.49
$189.44
$190.38
$191.34
$192.29
$193.25
$194.22
$195.19
$196.17
$197.15
$198.13
$199.13
$200.12
$201.12

$443.60
$442.82
$442.04
$441.25
$440.46
$439.66
$438.86
$438.06
$437.25
$436.44
$435.62
$434.80
$433.98
$433.15
$432.32
$431.48
$430.64
$429.80
$428.95
$428.10
$427.24
$426.38
$425.51
$424.64
$423.77
$422.89
$422.01
$421.12
$420.23
$419.33
$418.43
$417.52
$416.61
$415.70
$414.78
$413.86
$412.93
$411.99
$411.06
$410.11
$409.17
$408.21
$407.26
$406.30
$405.33
$404.36
$403.38
$402.40
$401.42
$400.43
$399.43
$398.43

143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194

$202.13
$203.14
$204.15
$205.17
$206.20
$207.23
$208.27
$209.31
$210.35
$211.41
$212.46
$213.53
$214.59
$215.67
$216.75
$217.83
$218.92
$220.01
$221.11
$222.22
$223.33
$224.45
$225.57
$226.70
$227.83
$228.97
$230.11
$231.26
$232.42
$233.58
$234.75
$235.92
$237.10
$238.29
$239.48
$240.68
$241.88
$243.09
$244.31
$245.53
$246.76
$247.99
$249.23
$250.48
$251.73
$252.99
$254.25
$255.52
$256.80
$258.08
$259.37
$260.67

$397.42
$396.41
$395.40
$394.38
$393.35
$392.32
$391.28
$390.24
$389.20
$388.14
$387.09
$386.02
$384.96
$383.88
$382.81
$381.72
$380.63
$379.54
$378.44
$377.33
$376.22
$375.10
$373.98
$372.85
$371.72
$370.58
$369.44
$368.29
$367.13
$365.97
$364.80
$363.63
$362.45
$361.26
$360.07
$358.87
$357.67
$356.46
$355.24
$354.02
$352.80
$351.56
$350.32
$349.08
$347.82
$346.56
$345.30
$344.03
$342.75
$341.47
$340.18
$338.88

195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

$261.97
$263.28
$264.60
$265.92
$267.25
$268.59
$269.93
$271.28
$272.64
$274.00
$275.37
$276.75
$278.13
$279.52
$280.92
$282.33
$283.74
$285.16
$286.58
$288.01
$289.45
$290.90
$292.36
$293.82
$295.29
$296.76
$298.25
$299.74
$301.24
$302.74
$304.26
$305.78
$307.31
$308.84
$310.39
$311.94
$313.50
$315.07
$316.64
$318.23
$319.82
$321.42
$323.02
$324.64
$326.26
$327.89
$329.53
$331.18
$332.84
$334.50
$336.17
$337.85

$337.58
$336.27
$334.95
$333.63
$332.30
$330.96
$329.62
$328.27
$326.91
$325.55
$324.18
$322.80
$321.42
$320.03
$318.63
$317.22
$315.81
$314.39
$312.97
$311.54
$310.10
$308.65
$307.19
$305.73
$304.26
$302.79
$301.30
$299.81
$298.31
$296.81
$295.29
$293.77
$292.24
$290.71
$289.16
$287.61
$286.05
$284.48
$282.91
$281.32
$279.73
$278.13
$276.53
$274.91
$273.29
$271.66
$270.02
$268.37
$266.71
$265.05
$263.38
$261.70

247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298

$339.54
$341.24
$342.95
$344.66
$346.38
$348.12
$349.86
$351.61
$353.36
$355.13
$356.91
$358.69
$360.49
$362.29
$364.10
$365.92
$367.75
$369.59
$371.44
$373.29
$375.16
$377.04
$378.92
$380.82
$382.72
$384.63
$386.56
$388.49
$390.43
$392.38
$394.35
$396.32
$398.30
$400.29
$402.29
$404.30
$406.32
$408.36
$410.40
$412.45
$414.51
$416.58
$418.67
$420.76
$422.86
$424.98
$427.10
$429.24
$431.39
$433.54
$435.71
$437.89

$260.01
$258.31
$256.60
$254.89
$253.17
$251.43
$249.69
$247.94
$246.19
$244.42
$242.64
$240.86
$239.07
$237.26
$235.45
$233.63
$231.80
$229.96
$228.11
$226.26
$224.39
$222.52
$220.63
$218.74
$216.83
$214.92
$212.99
$211.06
$209.12
$207.17
$205.21
$203.23
$201.25
$199.26
$197.26
$195.25
$193.23
$191.19
$189.15
$187.10
$185.04
$182.97
$180.88
$178.79
$176.69
$174.57
$172.45
$170.31
$168.16
$166.01
$163.84
$161.66

299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350

$440.08
$442.28
$444.49
$446.71
$448.95
$451.19
$453.45
$455.71
$457.99
$460.28
$462.58
$464.90
$467.22
$469.56
$471.91
$474.26
$476.64
$479.02
$481.41
$483.82
$486.24
$488.67
$491.12
$493.57
$496.04
$498.52
$501.01
$503.52
$506.03
$508.56
$511.11
$513.66
$516.23
$518.81
$521.41
$524.01
$526.63
$529.27
$531.91
$534.57
$537.25
$539.93
$542.63
$545.34
$548.07
$550.81
$553.57
$556.33
$559.11
$561.91
$564.72
$567.54

$159.47
$157.27
$155.06
$152.84
$150.60
$148.36
$146.10
$143.84
$141.56
$139.27
$136.97
$134.65
$132.33
$129.99
$127.65
$125.29
$122.91
$120.53
$118.14
$115.73
$113.31
$110.88
$108.44
$105.98
$103.51
$101.03
$98.54
$96.03
$93.52
$90.99
$88.44
$85.89
$83.32
$80.74
$78.14
$75.54
$72.92
$70.28
$67.64
$64.98
$62.31
$59.62
$56.92
$54.21
$51.48
$48.74
$45.99
$43.22
$40.44
$37.64
$34.83
$32.01

351
352
353
354
355
356
357
358
359
360

$570.38
$573.23
$576.10
$578.98
$581.87
$584.78
$587.71
$590.65
$593.60
$596.57

$29.17
$26.32
$23.45
$20.57
$17.68
$14.77
$11.84
$8.90
$5.95
$2.98

ual, compuesto mensualmente

el nmero de anos para pagarlos.

mal (por ejemplo, ingresar 6% es 0.06)

Restante
$99,900.45
$99,800.40
$99,699.85
$99,598.80
$99,497.24
$99,395.18
$99,292.61
$99,189.52
$99,085.92
$98,981.79
$98,877.15
$98,771.99
$98,666.30
$98,560.08
$98,453.33
$98,346.04
$98,238.22
$98,129.86
$98,020.96
$97,911.52
$97,801.53
$97,690.98
$97,579.89
$97,468.24
$97,356.03
$97,243.26
$97,129.92
$97,016.02
$96,901.55
$96,786.51
$96,670.89
$96,554.69
$96,437.92
$96,320.56
$96,202.61
$96,084.07
$95,964.94
$95,845.21

$95,724.89
$95,603.96
$95,482.43
$95,360.29
$95,237.55
$95,114.18
$94,990.20
$94,865.60
$94,740.38
$94,614.53
$94,488.05
$94,360.94
$94,233.20
$94,104.81
$93,975.79
$93,846.12
$93,715.80
$93,584.82
$93,453.20
$93,320.91
$93,187.97
$93,054.36
$92,920.08
$92,785.13
$92,649.50
$92,513.20
$92,376.22
$92,238.55
$92,100.19
$91,961.14
$91,821.39
$91,680.95
$91,539.80
$91,397.95
$91,255.39
$91,112.12
$90,968.13
$90,823.42
$90,677.99
$90,531.82
$90,384.93
$90,237.31
$90,088.94
$89,939.84
$89,789.99
$89,639.39
$89,488.03
$89,335.92
$89,183.05
$89,029.42
$88,875.01
$88,719.84

$88,563.89
$88,407.15
$88,249.64
$88,091.34
$87,932.24
$87,772.35
$87,611.67
$87,450.17
$87,287.87
$87,124.76
$86,960.84
$86,796.09
$86,630.52
$86,464.12
$86,296.89
$86,128.83
$85,959.92
$85,790.17
$85,619.57
$85,448.12
$85,275.81
$85,102.63
$84,928.60
$84,753.69
$84,577.91
$84,401.25
$84,223.70
$84,045.27
$83,865.95
$83,685.72
$83,504.60
$83,322.58
$83,139.64
$82,955.79
$82,771.01
$82,585.32
$82,398.69
$82,211.14
$82,022.64
$81,833.21
$81,642.82
$81,451.48
$81,259.19
$81,065.94
$80,871.72
$80,676.52
$80,480.36
$80,283.21
$80,085.07
$79,885.95
$79,685.83
$79,484.71

$79,282.58
$79,079.44
$78,875.29
$78,670.11
$78,463.91
$78,256.68
$78,048.42
$77,839.11
$77,628.75
$77,417.35
$77,204.88
$76,991.36
$76,776.76
$76,561.09
$76,344.35
$76,126.52
$75,907.60
$75,687.59
$75,466.48
$75,244.26
$75,020.93
$74,796.48
$74,570.92
$74,344.22
$74,116.39
$73,887.42
$73,657.31
$73,426.05
$73,193.63
$72,960.04
$72,725.29
$72,489.37
$72,252.26
$72,013.98
$71,774.49
$71,533.82
$71,291.94
$71,048.84
$70,804.54
$70,559.01
$70,312.25
$70,064.27
$69,815.04
$69,564.56
$69,312.83
$69,059.85
$68,805.60
$68,550.07
$68,293.27
$68,035.19
$67,775.81
$67,515.14

$67,253.17
$66,989.88
$66,725.28
$66,459.36
$66,192.10
$65,923.51
$65,653.58
$65,382.30
$65,109.66
$64,835.66
$64,560.29
$64,283.54
$64,005.40
$63,725.88
$63,444.96
$63,162.63
$62,878.90
$62,593.74
$62,307.16
$62,019.14
$61,729.69
$61,438.79
$61,146.43
$60,852.61
$60,557.32
$60,260.56
$59,962.31
$59,662.57
$59,361.34
$59,058.59
$58,754.33
$58,448.56
$58,141.25
$57,832.40
$57,522.01
$57,210.07
$56,896.57
$56,581.51
$56,264.86
$55,946.64
$55,626.82
$55,305.40
$54,982.38
$54,657.74
$54,331.48
$54,003.59
$53,674.05
$53,342.87
$53,010.04
$52,675.54
$52,339.36
$52,001.51

$51,661.97
$51,320.73
$50,977.78
$50,633.12
$50,286.73
$49,938.62
$49,588.76
$49,237.15
$48,883.79
$48,528.66
$48,171.75
$47,813.06
$47,452.57
$47,090.28
$46,726.18
$46,360.27
$45,992.52
$45,622.93
$45,251.49
$44,878.20
$44,503.04
$44,126.00
$43,747.08
$43,366.27
$42,983.55
$42,598.92
$42,212.36
$41,823.87
$41,433.44
$41,041.06
$40,646.71
$40,250.40
$39,852.10
$39,451.81
$39,049.52
$38,645.21
$38,238.89
$37,830.53
$37,420.13
$37,007.68
$36,593.17
$36,176.59
$35,757.92
$35,337.16
$34,914.29
$34,489.31
$34,062.21
$33,632.97
$33,201.59
$32,768.04
$32,332.33
$31,894.44

$31,454.37
$31,012.09
$30,567.60
$30,120.88
$29,671.94
$29,220.75
$28,767.30
$28,311.59
$27,853.59
$27,393.31
$26,930.73
$26,465.83
$25,998.61
$25,529.05
$25,057.15
$24,582.88
$24,106.25
$23,627.23
$23,145.81
$22,661.99
$22,175.75
$21,687.08
$21,195.96
$20,702.39
$20,206.35
$19,707.84
$19,206.82
$18,703.31
$18,197.27
$17,688.71
$17,177.60
$16,663.94
$16,147.71
$15,628.90
$15,107.49
$14,583.48
$14,056.84
$13,527.58
$12,995.67
$12,461.09
$11,923.85
$11,383.92
$10,841.29
$10,295.94
$9,747.87
$9,197.06
$8,643.49
$8,087.16
$7,528.05
$6,966.14
$6,401.42
$5,833.87

$5,263.49
$4,690.26
$4,114.16
$3,535.18
$2,953.31
$2,368.52
$1,780.81
$1,190.17
$596.57
$0.00