Aspire Without Boundaries

Contents
Who Are We?
Why Would You Need Us?
How Can We Help You?
Whats In It For You?
How Can You Apply?
Aspire Without Boundaries
Contents
Who Are We?
Why Would You Need Us?
How Can We Help You?
Whats In It For You?
How Can You Apply?
Aspire Without Boundaries
Let us introduce ourselves
Avanse Financial Services Ltd is a new age
finance company registered with the
Reserve Bank of India (RBI) as a Non-
Banking Financial Company (NBFC)
Avanse began operations in May 2013 and
now has offices in 8 cities and a strong
network of service centers with DHFL in 180
locations
Promoters of the company are DHFL and
Rajeshkumar Wadhawan Group (Individuals
and entities) with 48.5% stake held by DHFL
and 31.5% stake held by Rajeshkumar
Wadhawan Group (Individuals and
entities). 20% of the stake is held by
International Finance Corporation (IFC), an
arm of the World Bank

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and how have we done so far
Over the last 1 year we have serviced
aspirations of over 700 students
We are the Preferred Student Finance
partners to over 350 Educational
Consultant Networks
We have servicing relations with over
200 Educational Institutions in India and
Overseas

5 Aspire Without Boundaries
Contents
Who Are We?
Why Would You Need Us?
How Can We Help You?
Whats In It For You?
How Can You Apply?
Aspire Without Boundaries
Wanting to fund own studies appears to be the most
important motivation behind opting for student loans
Others, 3%
Shortage of Family
funds, 12%
Tax benefits on
Education loans, 16%
Cost too high to bear,
21%
Want to fund my
studies on my own,
48%
Reasons for opting education loans
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We are all about potential
Aspire Without Boundaries 8
Financial hierarchy shouldnt translate
into Educational hierarchy
Aspire Without Boundaries 9
The world is Volatile Uncertain Complex Ambiguous
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Rising Education Cost
Currency Fluctuations
Income Disparity
Wars
it needs Vision Understanding Clarity & Agility
Knowledge
Counselling
Investment Expertise
Contents
Who Are We?
Why Would You Need Us?
How Can We Help You?
Whats In It For You?
How Can You Apply?
Aspire Without Boundaries
We aspire with you
We provide loans for
Study in India
Study Abroad
Executive Education
Specially tailored packages and services like
The Avanse PAL (Pre-Approved Loan) (Read more)
Balance Transfer (Read more)
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by focusing on whats important
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to give you the Avanse Edvantage
Preferential Rates
100 % Education Finance
Covers Tuition, Living and all
related Expenses
No Margin
Maximum Loan Eligibility with
No Upper Limit on Loan
Amount
Comprehensive
Financing
Wider Course Coverage
Additional Co-signer Facility
Pre Admission Loan
Pre Visa Disbursements
Flexible Repayment Models
Balance Transfer & Loan
Consolidation
Student Friendly
Enhancements
Centralised Pre Application
Loan Counselling on
Responsible Borrowing
Multicity Lending and
accessible across 8 Key
Offices and 180 DHFL offices
Door Step Service
Faster, Responsive &
Transparent fulfilment
Service Focused
Orientation
With a single product focus and a deep domain knowledge Avanse is able to
couple financial access with a conscious focus on customer delight thus bringing
in what we call the
Avanse Edvantage
14 Aspire Without Boundaries
Contents
Who Are We?
Why Would You Need Us?
How Can We Help You?
Whats In It For You?
How Can You Apply?
Aspire Without Boundaries
Benefits of an education loan
You get to take your own responsibility
You create a positive credit history for
yourself
You preserve your familys savings for
your parents and emergencies

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But you still want more
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and we do not disappoint
18 Aspire Without Boundaries
* Offer valid till September 2014
Contents
Who Are We?
Why Would You Need Us?
How Can We Help You?
Whats In It For You?
How Can You Apply?
Aspire Without Boundaries
The 5C Loan Process!*
Communicate Counsel Channelize Cruise Collect
Communicate your
loan requirement

1800-222-301

www.avanse.com
response@avanse.
com

AVANSE to 56677
Education Loan
counseling over
the phone
Avanse executive
guides you through
application &
arranges
document pickup
at your doorstep
*For detailed procedure refer our website
Avanse processes &
sanctions the loan
in
7 working days

Sanction letter is
provided &
intimation sent
through SMS &
Email
20 Aspire Without Boundaries
We disburse
your education
loan
Help us help you
Call : 1800-222-301
SMS: AVANSE to 56677
Website: www.avanse.com
Email: response@avanse.com

21 Aspire Without Boundaries
Thank You!
Go forth
Aspire without Boundaries
Disclaimer
This presentation may contain statements about events and expectations that may be forward-looking,
including those relating to general business plans and strategy of Avanse Financial Services Ltd , its future outlook
and growth prospects, and future developments in its businesses and its competitive and regulatory environment.
Actual results may differ materially from these forward-looking statements due to a number of risks and
uncertainties, including future changes or developments in Avanse Financial Services Ltd , its competitive
environment, its ability to implement its strategies and initiatives and respond to technological changes and
political, economic, regulatory and social conditions in India. All financial data in this presentation is obtained
from the Audited Financial Statements, basis which the ratios are calculated. This presentation does not constitute
a prospectus, offering circular or offering memorandum or an offer invitation or a solicitation of any offer to
purchase or sell, any shares of Avanse Financial Services Ltd should not be considered or construed in any manner
whatsoever as a recommendation that any person should subscribe for or purchase any of Avanse Financial
Services Ltd's shares. None of the projections, expectations, estimates or prospects in this presentation should be
construed as a forecast implying any indicative assurance or guarantee of future performance, nor that the
assumptions on which such future projections, expectations, estimates, or prospects have been prepared are
complete or comprehensive.

By accepting this presentation, ledges and agrees that this presentation is strictly confidential and shall not be
copied, published, distributed or transmitted to any person, in whole or in part, by any means, in any form under
any circumstances whatsoever. The recipient further represents and warrants that: (i) it is lawfully able to receive
this presentation under the laws of the jurisdiction in which it is located and / or any other applicable laws, (ii) it is
not a U.S. person, (iii) this presentation is furnished to it and has been received outside of the United States , and
(iv) it will not reproduce, publish, disclose, redistribute or transmit this presentation.

CIN : U67120MH1992PLC068060
Formerly known as Abhivruddhi Holdings Private Limited and Avanse Financial Services Private Limited.

Aspire Without Boundaries