PRESENTATION ON

MEEZAN BANK
PAKISTAN

Presented to:
Prof. Riaz Ahmad Mian

Presented by:
Nabiha Hussain
Hafsa Anwar
Shagufta Ramzan

History

Meezan Bank Limited is a publicly

listed company, first incorporated on
JANUARY 27, 1997.
It started operations as an Islamic
investment bank in August of the same year.
In January, 2002, in an historic initiative,
Meezan Bank was granted the Nations first
full-fledged commercial banking license
dedicated to ISLAMIC BANKING by State
Bank Of Pakistan.

Vision
Establish Islamic banking as
banking of first choice to facilitate
the implementation of an
equitable economic system,
providing a strong foundation for
establishing a fair and just society
for mankind.

Mission
To be a premier Islamic bank, offering a
one-stop shop for innovative value
added products and services to our
customers within the bounds of Shariah,
while optimizing the stakeholders value
through an organizational culture based
on learning, fairness, respect for
individual enterprise and performance.

Branches
Network

The largest Islamic Bank in Pakistan with a network

of over 130 branches in 36 cities

Southern Region: Hyderabad, Karachi, Sukkur,

Nawabshah, Quetta, Tando-Allah-Yar.
.
Central Region: Central Region, Dera Ghazi Khan,
Faisalabad, Gujranwala, Kasur, Lahore, Mandi
Bahauddin, Multan, Okara, Rahim Yar Khan,
Sadiqabad, Sahiwal, Sargodha, Sheikhupura, Sialkot.
Northern Region: Abbottabad, Dera Ismail Khan,
Islamabad, Kohat, Mansehra, Mardan, Swat,
Peshawar, Gujar Khan.

Products
RIBA FREE CURRENT ACCOUNT
Meezan bank is offering a riba free current
account,a flexible rupee based account that is
ideal for individuals and businesses.

KEY FEATURES
Free online banking services
Instant access to funds
No restriction on withdrawals

RIBA FREE SAVING

ACCOUNT
Meezan saving account is such a
unique account that provides best
profit on monthly basis and it also
provides a facility to withdraw
money from account in the time of
need.

RIBA FREE CERTIFICATE

OF ISLAMIC
INVESTMENT
The riba free certificate of islamic
investment works under the principles of
mudarabah and is strictly in conformity with
the rules of islamic shariah.On agreeing to
become a COIIholder, the customer enters
in a relationship based on mudarabah with
meezan bank

Functions
* Service
* Product Development & Shariah
Compliance (PDSC) Department

* Internet banking

Services

Personal Banking and Finance

Corporate Finance
Commercial Finance
Project Financing
Financial Advisory Services
Treasury
Car Ijarah - Car Financing
Easy Home - Home Financing
Asset Management

CAR IJARAH
Car ijarah is Pakistan's first interest
free car financing based on the islamic
financing mode of ijarah.This product
is ideal for individuals looking for car
financing while avoiding an interest
based transaction.

HOME FINANCING
FINANCING on a islamic diminishing
musharaka basis with easy home you
participate with meezan bank in a joint
ownership of your property , where the
bank will provide a certain amount of
financing.

ASSET
MANAGEMENT

Pak oman asset management company

LTD and meezan bank have entered into a
technical services and support agreement
according to which meezan bank will
facilitate in the shariah compliant product
development and structuring , research
and training,
conceptualization,documentation and
financial structuring advisory services for
their two upcoming islamic funds.

TREASURY
Meezan bank treasury is guided by
shariah with the objective of
reviewwing,streamlining,and controlling
the banks domestic and international
treasury related operations
STRUCTURED AND SYNDICATED
FINANCE.

Internet Banking
Meezan Internet Banking is the smarter way
to bank, providing you global access to your
account 24 hours a day, 7 days a week.

 Balance inquiry of multiple accounts

View account statement
Real time cheque status and stop payment
request
Cheque book and pay order request
Lodging and tracking status of complaints
Change of mailing address and contact
details
Account activity alerts

SWOT
analysis

STRENGTHS

A 100% halal investment in strict

compliance with shariah
High returns
Long term security ensured
Minimum investment amount: PKR
1000000.
Available tenures of 2,3,5,7 years.

WEAKNESSES
No alternative kibor is
provided to meezan bank.

OPPORTUNITIES
Meezan bank pakistans biggest islamic
lender plan to triple the number of
branches at home and to tap the middle
east market
The bank also hopes to introduce
agriculture credit and micro finance
products.

RECOMMENDATION

As the analyst
recommended that the
mean rating of meezan
bank should be 3.

CONCLUSION
Meezan bank stands today at a
noteworthy point along the evolution of
islamic banking in Pakistan.
Meezan bank bears the critical
responsibility of leading the way forward
in establishing a stable and dynamic
banking system replete with dynamic and
cutting edge products and services.

DEDICATION
WE DEDICATE THIS PROJECT TO
RESPECTED TEACHER AND
PARENTS.

QUESTION
ANSWER
SESSION

THANK
YOU