GROUP C MEMBERS

Adnan ahmad
Roll no 18
Dania ijaz
Roll no 14
Sartaj ul islam
Roll no 15
Presentation on:
United bank
limited
Submitted to:
Mr. amir hussain
Section
A
BBA(hons) 3rd semester

TABLE OF CONTENTS

United bank limited products and services

Information cost

Transaction cost

Monetary policy

UBL has assets of over Rs. 620 billion. Fifty three

years of working. over 1121 online branches
serving you throughout the country and 17 at
several overseas locations.
President & CEO: Mr. Atif R. Bokhari
Date established: November 7, 1959
Head office: Karachi.

1 CARD PRODUCTS

a) UBL Wiz:
Prepaid VISA Debit Card that provides the
convenience, security and benefits of an ATM
and Debit Card, locally and internationally.

b) UBL Credit Card:

Card that may be used repeatedly to
borrow money or buy products and
services on credit. Issued by banks,
savings and loans, retail stores, and other
businesses.

c) UBL Mega Wallet

A revitalized and colorful design beckons
you to a mega experience of power and
rewards. Every time you use your card to
withdraw cash or conduct transactions,
you will be rewarded with points that can
be redeemed for exciting gifts.

2) HOME LOAN FACILITY

UBL Address empowers you to become the proud
owner of a home by offering a variety of product
and pricing options that are flexible yet
affordable.

3)UBL DRIVE
UBL Drive is a unique auto financing product
which offers you features, options and flexibility
unmatched by any other bank, because at UBL,
You come first.

4) UBL OMNI
UBL Omni account holder will deposit and
withdraw cash, make utility bill payments, send
or receive money, purchase mobile card
vouchers, make postpaid mobile bill payment
and much more by using diversified array of
convenient channels.

5) UBL TEZRAFTAAR
TezRaftaar offers all overseas Pakistanis the
fastest and the most convenient delivery of their
money to their receivers in Pakistan.

6) UBL SILAH MILA

UBL has designed a campaign for the first time
in Pakistan to acknowledge and reward
customers who have shown excellent
performance in their loan repayments with other
banks.

7) UBL TEZRAFTAAR CASH

TezRaftaar Cash is a new hassle-free home
remittance delivery service, primarily to facilitate
Pakistanis living abroad in sending money to
their loved ones in minutes in Pakistan.

8) UBL e-STATEMENTS
Your account statement can be sent
electronically to your registered e-mail address
at your chosen frequency.

9 UBL AMEEN
a) Ameen Current Account:
Account can be opened with Rs 100/-.
Access to your funds through online network of over 1200 UBL
branches and 5,000 ATMs across Pakistan.
Unlimited number of transactions.
No minimum balance requirement.
b) Ameen Saving Account:
Account can be opened with Rs 100/-.
Tiered profit structure.
Profit is calculated on the basis of monthly average balance in
a calendar month.
Six-Monthly profit payment.
Unlimited number of transactions.
No minimum balance requirement.

10) UBL UNIFLEX ACCOUNT

Account for small investors, traders,
businessmen and customers from middle
income group. They can now afford an amazing
rate of return plus value added benefits only
available from the UBL UniFlex PLS Savings
Account.
11) UBL UNISAVER ACCOUNT
UBL UniSaver Account is an innovative way of
serving your banking needs. Be it trade,
business or personal finance, the UBL UniSaver
allows you maximum flexibility, yet gives you
optimum returns.

12) UBL BUSINESS PARTNER PLUS

A current account, for individual and business
customers. This account is packaged with free of
charge services with no limit on withdrawals.

13) UBL CASH COLLECT

With UBL Cash Collect, a particular business
collection need can easily be structured , as per
customers requirement.

TRANSACTION COSTS
A transaction cost is the term that refers to
the cost incurred in the process of carrying out
a transaction.

INFORMATION COSTS
These costs are those that are incurred in the
market research phase to determine if the
product is available in the market, and if they
are what the price of the alternatives, etc.

MONETARY POLICY
The change in the money supply by the central
bank to influence interest rate and achieve some
other economic objectives is called monetary
policy.
Central bank of Pakistan use open market
operation to control money supply most
frequently.
Sale and purchase of treasury bills are the main
instruments of OMO.

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