Professional Documents
Culture Documents
(COF)
Whats in your wallet?
Management Team
BOARD OF DIRECTORS
Executives
Company Analysis
Name
Shares
Date Reported
2,593,005
Mar 8, 2016
SCHNEIDER RYAN M.
182,790
Mar 8, 2016
CRAWFORD STEPHEN
S
156,127
SANJIV YAJNIK
150,747
Mar 8, 2016
FINNERAN JOHN G JR
142,216
Mar 8, 2016
FAIRBANK RICHARD D
Holder
Shares
Date Reported
% Out
Value
49,231,610
9.61%
3,126,699,452
Vanguard
Group, Inc.
(The)
30,695,379
5.99%
1,949,463,458
FMR, LLC
27,299,196
5.33%
1,733,771,883
Capital World
Investors
21,541,200
4.21%
1,368,081,568
State Street
Corporation
20,562,898
4.02%
1,305,949,610
Acquisitions
Acquisition of the Healthcare Financial Services business of
General Electric Capital Corp 12/01/2015.
Recorded approximately $9.2B in assets, including $8.3B
of loans
Acquisition of Beech Street Capital, a privately-held national
originator and servicer of Fannie Mae and Freddie Mac
commercial real estate loans 11/01/2013.
Mortgage servicing portfolio of approximately $10B of
loans
Disposition of the Best Buy private label co-branded credit
card portfolio to Citibank 09/06/2013.
Received $6.4B for the net portfolio assets
Financials
2011-12
2012-12
2013-12
2014-12
2015-12
16,279
21,396
22,384
22,290
23,413
11.11
9.94
9.94
10.01
8.39
3147
3517
4159
4428
4050
7455
9060
9984
9304
10127
Financial valuation
2016
2017
2018
2019
2020
Operating CF
10,705,352.00
11,165,682.14
11,645,806.47
12,146,576.15
12,668,878.92
Growth rate
4.30%
WACC
5.30%
DCF
$49,876,273.93
Shares Outstanding
512.10
$97.40
$75.43
Premium/Discount
22.56%
Technical Analysis
Q3 2015: Capital One Reports Third Quarter 2015 Net Income of $1.1 billion, or $1.98 per
share
Q4 2015 (Released Jan 26 2016): Capital One Reports Fourth Quarter 2015 Net Income of
$920 million, or $1.58 per share
Q1 2016: Capital One Reports First Quarter 2016 Net Income of $1.0 billion, or $1.84 per
share
Q2 2016 (Released July 21): Capital One Reports Second Quarter 2016 Net Income of
$942 million, or $1.69 per share
COFs Portfolio
Analysts Outlook
Industry Analysis
Industry Outlook
Industry compared
Industry
Industry from a
macroeconomic view
Mortgage loans originations not
showing strong growth
Auto loans showing tremendous
growth
Credit card volume spending
shows growth
Recommendation