Japan Post Bank and JP

GU members

Japan Postal Group Union

Shiho SEGUCHI
Japan Post Group Overview
Japanese Government
Current ownership rate Obligation to hold more than 1/3 of stakes

Major business: business management to group companies

Postal hospital (10), Postal inn (53) and others
Workers: Full time 2,390 Part time 3,804
Share Share Share
Fully owned

Japan Post Staff Co.Ltd

Yusei Challenged Co.

Technology Co.
Japan Post Information
Japan Post Hotel Services. Co.
Major business: banking Major business:
Main business: mail
directly-managed store
service, agent of post (233) insurance
bank and post, directly-managed
Workers Fulltime
branches (82)
international 11,793
Workers Full time
transportation, real
Associated Part
3 time 6,608
estate, merchandising 5,072 Subsidiary 1 Part time
Facilities: 3,146
regional branches (13),
Business consignment
post offices (24,452)
Subsidiary 281
Workers Full time
186,235
Associated Part time As of 24 January, 2017
Gender Ratio and work force structure by
age
Gender ratio of each company

Gender ratio
(Men Total
Holdings Post
Women) Delivery Bank Insurance
Office
Regular 49 51 95 5 62 38 60 40 57 43 76 24
Part-time 20 80 62 38 10 90 8 92 20 80 51 49
Work force structure by age and gender
Regular workers Part time workers
age age
61-65 61-65
56-60 56-60
Men 51-55 Women 51-55
46-50 46-50
41-45 41-45
36-40 36-40
31-35 Men 31-35 Women
26-30 26-30
18-25 18-25
40,000 20,000 0 40,000 20,000 0
Change of Handling number and deposit balances

Insurance policies; As of 1 April,2015

deposit trillion of yen
10 thousands

trillion yen

Corporati privatization
zation

Japan Post Mizuho

Bank
Mitsui-
Sumitom
o
Situation of deposit business and future directions

Japan Post Group mid-term management plan shows increase profit of

Japan Post Bank and increase of insurance policy is a key to grow the
business.
Post Bank
Growth of JP Bank
Making more profit by increasing total Deposit Balance
deposit and commission charges
+3 trillion yen
To increase assets under management within 3 yrs
Trillion yen
Increasing assets under management by securing a stable
customer base. To enhance our stable and sustainable
relationships with our customers by providing products
according to their life cycles and various events. Increasing
fees and commissions
Try to increase commission charges by expanding growth
area, for example, asset management products, ATM
alliance services, credit cards, etc.

To achieve the best branch and ATM network

To introduce small-size ATMs and increase alliances with local
financial institutions.
Fiscal Year
Expansion of customer base through direct channel 2008 2009 2010 2011 2012 2013 2014
2017
Internet banking, improving function and quality of call centers
 History of Japan Post Bank

January, 1875 Postal Money order started

May, 1975 Postal Bank business started
March, 1906 Postal delivery started
January, 2001 Ministry of Post was divided into Minist
ry of Internal Affairs and Communications and Postal Ag
ency after the central government reform
April,2003 Japan Post , public cooperation was establi
shed
October, 2005 Japan Post started invests trust
October, 2007 Japan Post Group was launched
Japan Post Bank was established
November, 2015 listed on the first section of the Toky
o stock exchange
Main Business of Japan Post Bank
Deposits
Liquid deposits fixed-term deposits and
others

Loans Loans on deeds and others

Securities To invest in Japanese government bonds local

investment bonds corporate bonds and other securities

Domestic Remittances fund transfers transfers

remittances
Foreign International remittance Foreign exchange
remittances agency services services
counter sales of Japanese government
bonds
Major investment trust and insurance products
associated deposits for safekeeping
credit card services
services
operation and management of defined
contribution
pensions (only those related to individual
Service Hours
Counter business hours
Monday to Friday 9 00am 4 00pm at some
stores until 6 00pm
ATM operating
hours
Day of Post Bank Post Offices Sub-branches Sub-branches
the branches Japan Post Bank ATMs located at installed
week agents supermarkets and inside
stations etc. convenient
stores
Monday 8 00am 9 9 00 17 30 9 00 21 00
00pm some branches some branches 0 05
through some branches opens opens 23 55
opens 0 05am 11 0 05am 11
Friday 0 05am 11 55pm 55pm
55pm
9 00am 7 9 00 12 30 9 00 21 00
Saturda 00pm some branches some branches 0 05
y some branches opens opens 23 55
opens 0 05am 11 0 05am 11
0 05am 11 55pm 55pm
55pm
9 00am 7 9 00 17 00 9 00 21 00
Network of Japan Post Bank

24,113 of Post
offices and Post
bank stores
&
27,314 of ATM
Network
All regional banks cash
cards are available in Post
Bank ATM
JAPAN POSTAL GROUP UNION