Grow your business with

Utkarsh Small Finance Bank

Why MSME Loans?

• Applying for an MSME loan is very easy. It requires less

documentation and get processed faster than other loans.
• Utkarsh Small Finance Bank MSME loan schemes are designed for
small businesses that need a reliable source of finance without
loosing out on control over ownership.
• MSME loan interest rates are lower as compared to other available
options.
• With better flexibility to the borrower, Small Business owners can
enjoy more focus running the business.

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Money Crunch

Biggest problem of any business

• Right from working capital to major funding, the cash needs of
a business are very important for its success.
• Due to lack of assets, it becomes difficult to borrow funds
during initial stages.
• However, now Small and Medium Enterprises Loans are available
in the market for start up businesses.

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Grow your Business with MSME Loans

Utkarsh Small Finance Bank is ready to help

you
• MSME Loan by Utkarsh Small Finance Bank is a specialized loan for
micro-enterprises to help boost business growth and take it to the
next level. It is a business loan better suited for Small/Micro
enterprises which are at growth stage of their lifecycle.

MSME Loan Eligibility:

• Self-employed professionals
• Self-employed non-professionals
• Business Entities
• Any Indian resident aged between 25 and 65 years 4
Our Range of Offerings

For Small Enterprises and Businesses

MSME Loans

Micro Business Business

Business
Enterprise Loan Loan
Loan
Loan Secured Secured +
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Here’s why Utkarsh Small Finance Bank

Your best MSME Loan partner

Micro Enterprise Loan
• Business loans of up to ₹1.5 lakh available.
• Loan tenure: 12 to 30 months.
• Repayment in easy Equated Monthly Installment (EMI).
• Foreclosure Allowed during the tenure of the loan.
Business Loan
• Business loans of up to ₹10 lakhs available without security.
• Loan tenure is 12 to 48 months.
• Repayment in easy Equated Monthly Installments (EMI).
• Foreclosure Allowed during the tenure of the loan.

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Business Loan Secured
• Business loans secured up to ₹5 lakhs;
• Mortgage of residential/commercial properties;
• Best in class interest rate.
• Loan tenure is 1 to 7 Years.
Business Loan Secured +
• Business loans Secured + of up to ₹25 lakhs available.
• Loan tenure is 1 to 7 Years.
• Repayment in easy Equated Monthly Installments (EMI).

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Business Loans for Women

Utkarsh Small
Finance Bank
JLG Group

Utkarsh Utkarsh Utkarsh Utkarsh

Pragati Asha Kiran Swachata

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•Utkarsh Pragati: A small group loan for women, Utkarsh Pragati
JLG designed keeping in mind the needs of income generating
activity. A group of business woman can take a loan of up to ₹20000,
Plus there’s no processing fees.

•Utkarsh Kiran: A small business loan for women looking for rural
credit schemes, Utkarsh Kiran JLG offers a Loan amount up to ₹
60,000.

•Utkarsh Asha: With Utkarsh Asha joint liability, women can take
up a Loan of amount up to ₹100,000. It can be a primary loan to start
a small business
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•Swachhata Loan:This loan is given for construction of
sanitation facility in rural areas.Swachhata Loan of up to ₹
25,000 is available.Repayment can be done fortnightly in easy
installments. Loan Tenure is 2 years.Processing fee for this loan
is NIL.

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 Explore more Loan products with
Utkarsh Small Finance Bank
Visit www.utkarsh.bank to know more.

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