INDONESIAN NEW PRODUCT

DEVELOPMENT
 Overview of Startup Modalku

• Peer-to-Peer (P2P) Lending Largest in Indonesia and Southeast Asia Total Regional
Funding Rp 1.28 trillion
• Modalku became the only Indonesian startup that ever won the Global SME
Excellence Award from one of the agencies of the United Nations organization, ITU
Telecom under the PBB
• appointed PT Bank Sinarmas Tbk in the management of loan funds. With this
partnership, Modalku became the first and only direct and only lending peer-to-peer
lending platform in Indonesia where funding is maintained by custodian banks
• has been registered with the Financial Services Authority ("OJK") as an Information
Technology Borrowing Service Borrower with a Registered Certificate of OJK Number
S-2493 / NB.111 / 2017 dated May 31, 2017 so that its business activities are closely
watched by OJK under the Regulation of the Financial Services Authority Number 77
/ POJK.01 / 2016 concerning Borrowing Services Borrowing Money-Based
Information Technology
 Key Learning of Modalku
AGGRESSIVE INNOVATION SAFETY EASENESS
Growth 9x from Innovation based always proves that making it easy
2016 to 2017 and on investing of MODALKU is a for end users
getting Series A money, Modalku is safe investment either as an
Funding that the first peer-to- and borrowing investor or a
become Peer-to- peer lending place, registered borrower.
Peer (P2P) service provider in and supervised by Supporting by
Lending Largest Indonesia to use a OJK, in good technology,
in Indonesia and custodian bank to collaboration with easy process,
Southeast Asia safeguard clients' Sinarmas Bank, to faster, and secure
Total Regional funds for security, audit by renowned loan process
transparency of audit firm Ernst
funds and and Young
maximum comfort
 What Do People Desire?
• Easeness
• Safeness
• Flexibility