Professional Documents
Culture Documents
Nursingpreneur
Nursing
Entrepr eneur
Nursing preneur
Nursingpreneur
Nursing
Entrepr eneur
Nursing preneur
Nursingpreneur
Nursing
Entrepr eneur
Nursing preneur
Nursing is the profession of looking after people who are ill. Collins COBUILD Dictionary
Nursingpreneur
Nursing
Entrepr eneur
Nursing preneur
Nursingpreneur
Nursing
Entrepr eneur
Nursing preneur
An individual who, rather than working as an employee, runs a small business and takes all the risk and reward of a given business venture, idea, or good or service offered for sale. The entrepreneur is commonly seen as a business leader and innovator of new ideas and business processes. http://www.investopedia.com/terms/e/entrepreneur.asp#axzz1qzaRuYcU
Nursingpreneur
Nursing
Entrepr eneur
Nursing preneur
Entrepreneurs are: Persons who starts and/or operates a business. Individuals who discover market needs and launch new firms to meet those needs. Risk takers who provide an momentum for change, innovation, and progress. All active owner-managers (founders and/or managers of small Longenecker, Small Business Management, 2008 businesses).
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Nursingpreneur
Nursing
Entrepr eneur
Nursing preneur
An individual who, rather than working as an employee, runs a small business and takes all the risk and reward of a given business venture, idea, or good or service offered for sale. The nursingpreneur is profession of looking after people who are ill as well as act as a business leader and innovator of new ideas and business processes.
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Partnership (Kemitraan)
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Partnership (Kemitraan)
FIRMA (FA) CV
Perseroan Firma adalah suatu Perseroan yang terbentuk dengan cara perseroan yang didirikan untuk meminjamkan uang atau disebut juga melakukan suatu usaha di bawah satuperseroan komanditer, didirikan antara nama bersama. seseorang atau antara beberapa orang pesero yang bertanggung-jawab secara tanggung-renteng untuk keseluruhannya, dan satu orang atau lebih sebagai pemberi pinaman uang.
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Partnership (Kemitraan)
FIRMA (FA)
CV
Setiap anggota firma memiliki hak untuk menjadi pemimpin Keanggotaan firma melekat dan berlaku seumur hidup Apabila terdapat hutang tak terbayar, maka setiap pemilik wajib melunasi dengan harta pribadi. Seorang anggota tidak berhak memasukkan anggota baru tanpa seizin anggota yang lainnya. Seorang anggota mempunyai hak untuk membubarkan firma
Ada anggota aktif yang memiliki tanggung jawab tidak terbatas dan ada yang pasif tinggal menunggu keuntungan Relatif mudah untuk didirikan Modal besar karena didirikan banyak pihak Sulit untuk menarik modal yang telah disetor
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Partnership (Kemitraan)
Kelebihan Dana tambahan Kerugian ditanggung bersama Lebih ada spesialisasi
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Partnership (Kemitraan)
Kekurangan Berbagi pengendalian Berbagi laba Tanggung jawab tidak terbatas
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Corporate (Korporasi)
A business entity that legally functions separate and apart from its owners. Owners liability is limited to the amount of their investment in the firm. Owners hold common stock certificates, and ownership can be transferred by selling the certificates.
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Corporate (Korporasi)
Kelebihan Akses terhadap modal Transfer kepemilikan Tanggung jawab terbatas
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Corporate (Korporasi)
Kekurangan Masalah keagenan (Agency Problem) Biaya organisasi tinggi Pajak relatif lebih tinggi
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Risk (Resiko)
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Risk (Resiko)
Apakah yang dimaksud dengan resiko?
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Risk (Resiko)
Apakah yang dimaksud dengan resiko?
Uncertainty concerning the occurrence of a loss
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Risk (Resiko)
Peril: cause of loss Hazard: condition that creates or increases the chance of loss Physical Hazard: physical condition that increases the chance of loss Moral Hazard: dishonesty or character defects in an individual that increase the frequency or severity of loss Morale hazard: carelessness or indifference to a loss because of existence of insurance
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Risk (Resiko)
Bagaimana mengatasi resiko?
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Risk (Resiko)
Bagaimana mengatasi resiko?
Avoidance Loss Control Retention Non-insurance transfer Insurance
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Risk (Resiko)
Bagaimana mengatasi resiko?
Avoidance Loss Control Retention Non-insurance transfer Insurance
You can avoid certain risk by not doing or being away from something Exam failure, game loss, divorce, etc (consequences of things that you voluntarily choose) Not all risks can be avoided Death, being injured, theft/robbery, arrested, property loss, etc (consequences of being human and part of society)
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Risk (Resiko)
Bagaimana mengatasi resiko?
Avoidance Loss Control Retention Non-insurance transfer Insurance
Loss control: particular activities (loss prevention and los reduction) that reduce both the frequency and awfulness of losses Loss prevention Is to reduce probability of loss so that the frequency of losses is reduced E.g., attending safe driving course, stop smoking, strict airport security protocol, etc Loss reduction Is to reduce severity of a loss after it occurs E.g., providing fire extinguisher, early warning system on natural disaster threat, etc
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Risk (Resiko)
Bagaimana mengatasi resiko?
Avoidance Loss Control Retention Non-insurance transfer Insurance
An individual or a business firm retains all or part of a given risk Active retention: an individual is consciously aware of the risk and deliberately plans to retain all or part of it (e.g., motor insurance). Active retention is used because of (i) saving money and (ii) unavailability or unaffordability of insurance Passive retention: certain risks may be unknowingly retained because of ignorance, indifference, or laziness
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Risk (Resiko)
Bagaimana mengatasi resiko?
Avoidance Loss Control Retention Non-insurance transfer Insurance
Non insurance transfer: the risk is transferred to a party other than an insurance company Transfer of risk by contracts An individual or company deals with other party in a contract to handle damage or loss that may occur in the future hedging price risk the use of portfolio of assets to diversify risk
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Risk (Resiko)
Bagaimana mengatasi resiko?
Avoidance Loss Control Retention Non-insurance transfer Insurance
Major characteristics of insurance Risk transfer is used because a pure risk is transferred to the insurer The risk may be reduced by application of the law of large numbers by which an insurer can predict future loss experience with greater accuracy.
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Financial Management
Deal with maintenance and creation of economic value or wealth
What is Finance?
Financial Decision
Focus
Financial Report
Balance Sheet
Income Statement
Cash Flow
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Balance Sheet
Assets Current Assets
Cash Marketable Securities Accounts Receivable Inventories Prepaid Expenses
Fixed Assets
Machinery & Equipment Buildings and Land
Other Assets
Investments & patents
Preferred Stock Common Stock (Par value) Paid in Capital Retained Earnings
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Assets
Current Assets: assets that are relatively liquid, and are expected to be converted to cash within a year.
Fixed Assets: machinery and equipment, buildings, and land. Other Assets: any asset that is not a current asset or fixed asset.
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Liabilities
Debt Capital: financing provided by a creditor. Short-term debt: borrowed money that must be repaid within the next 12 months.
Accounts payable, other payables such as interest or taxes payable, accrued expenses, short-term notes.
Long-term debt: loans from banks or other sources that lend money for longer than 12 months. Equity Capital: shareholders investment in the firm.
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SALES Income Statement - Cost of Goods Sold GROSS PROFIT - Operating Expenses OPERATING INCOME (EBIT) - Interest Expense EARNINGS BEFORE TAXES (EBT) - Income Taxes EARNINGS AFTER TAXES (EAT) - Preferred Stock Dividends - NET INCOME AVAILABLE TO COMMON STOCKHOLDERS 39
SALES Income Statement - Cost of Goods Sold GROSS PROFIT - Operating Expenses OPERATING INCOME (EBIT) - Interest Expense EARNINGS BEFORE TAXES (EBT) - Income Taxes EARNINGS AFTER TAXES (EAT) - Preferred Stock Dividends - NET INCOME AVAILABLE TO COMMON STOCKHOLDERS 40
Business Plan
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What is Business?
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What is Business?
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What is Business?
What is Profit?
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What is Business?
What is Profit?
The difference between a businesss revenues and its expenses
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Are brief, not extremely long in written length. Have an attractive overall appearance. Are well-organized with a table of contents and numbered pages. Are market-oriented in meeting customer needs; are not product-oriented. Show evidence of customer acceptance of the proposed product or service. Recognize the investors needs for required rates of return on investments. Demonstrate evidence of focus on a limited number of products or services
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Products and/or Services Plan Marketing Plan Operating Plan Financial Plan Appendix of Supporting Documents
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Describes the product and/or service to be provided and explains its merits Describes the user benefits of the product or service and the type of market that exists Describes the new firms organizational structure and the backgrounds of its key players
Marketing Plan
Management Plan
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Operating Plan
Offers information on how the product will be produced or a service provided, including descriptions of the new firms facilities, labor, raw materials, and processing requirements Provides an account of the new firms financial needs and sources of financing and a projection of its revenues, costs, and profits
Financial Plan
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Business Plan
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