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Bad Credit Loans simply put a bad credit loan is a loan paid to someone that has either been bankrupt or defaulted on loan agreements before this in turn reflects in your credit status and credit w...view moreBad Credit Loans simply put a bad credit loan is a loan paid to someone that has either been bankrupt or defaulted on loan agreements before this in turn reflects in your credit status and credit worthiness. The lower the credit score the higher your interest rate you will pay on all finance that you receive ongoing.view less